Compare Edgewater, CO Car Insurance Rates (2021)

Car insurance in Edgewater, CO averages $368 a month. Edgewater, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Edgewater car insurance rates, compare quotes from the top car insurance companies in Edgewater, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Edgewater, CO are $4,413/year
  • Average car insurance rates in Edgewater, CO after a DUI are $5,256/year
  • The cheapest car insurance company in Edgewater for teen drivers is USAA

If you need to buy Edgewater, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Edgewater, CO is right here.

You’ll find Edgewater car insurance rates, the cheapest Edgewater, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Edgewater, Colorado car insurance rates to Aurora car insurance rates, Centennial car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Edgewater, CO car insurance today? Enter your ZIP code for fast, free Edgewater car insurance quotes.

Cheapest Edgewater, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edgewater, CO car insurance rates? Every Edgewater, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgewater, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,661 $3,415 $3,305 $3,337 $13,146 $13,835 $4,013 $4,019
American Family $2,924 $2,924 $2,638 $2,638 $7,106 $9,559 $2,924 $3,580
Farmers $3,567 $3,538 $3,218 $3,483 $14,200 $14,365 $3,922 $3,944
GEICO $2,160 $2,383 $2,369 $2,750 $6,965 $7,304 $1,961 $1,957
Liberty Mutual $2,000 $1,925 $1,714 $1,894 $6,484 $7,060 $2,014 $2,002
Nationwide $2,961 $3,010 $2,648 $2,794 $7,657 $9,779 $3,424 $3,695
Progressive $2,694 $2,512 $2,375 $2,359 $9,542 $10,652 $3,030 $2,936
State Farm $2,470 $2,470 $2,249 $2,249 $7,424 $9,368 $2,776 $3,289
USAA $2,241 $2,219 $2,156 $2,138 $5,826 $6,644 $2,877 $3,102

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Minimum Car Insurance in Edgewater, CO

Every driver must carry the minimum car insurance in Edgewater, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Edgewater, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Edgewater, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edgewater, CO. Compare credit history car insurance rates in Edgewater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edgewater, Colorado

Insurance Company Poor Fair Good
Allstate $7,768 $5,993 $4,513
American Family $5,564 $3,967 $3,329
Farmers $7,262 $5,937 $5,640
GEICO $4,190 $3,481 $2,773
Liberty Mutual $4,465 $2,757 $2,187
Nationwide $5,436 $4,308 $3,744
Progressive $5,123 $4,385 $4,030
State Farm $5,603 $3,603 $2,905
USAA $5,006 $2,880 $2,316

Cheapest Edgewater, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edgewater, CO to rates for a clean record with top companies.

Annual Edgewater, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,167 $5,973 $7,345 $5,879
American Family $3,175 $4,474 $5,897 $3,601
Farmers $5,300 $6,834 $6,736 $6,248
GEICO $2,416 $3,831 $4,542 $3,136
Liberty Mutual $2,759 $3,228 $3,322 $3,236
Nationwide $3,456 $4,726 $5,998 $3,804
Progressive $3,889 $5,522 $4,106 $4,533
State Farm $3,690 $4,383 $4,037 $4,037
USAA $2,468 $3,034 $5,318 $2,781

Cheapest Edgewater, CO Car Insurance for Teen Drivers

Teen car insurance in Edgewater, CO can be expensive. Take a look at rates from the top car insurance companies in Edgewater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edgewater, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,146 $13,835
American Family $7,106 $9,559
Farmers $14,200 $14,365
GEICO $6,965 $7,304
Liberty Mutual $6,484 $7,060
Nationwide $7,657 $9,779
Progressive $9,542 $10,652
State Farm $7,424 $9,368
USAA $5,826 $6,644

Cheapest Edgewater, CO Car Insurance for Seniors

Take a look at Edgewater, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edgewater, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,305 $3,337
American Family $2,638 $2,638
Farmers $3,218 $3,483
GEICO $2,369 $2,750
Liberty Mutual $1,714 $1,894
Nationwide $2,648 $2,794
Progressive $2,375 $2,359
State Farm $2,249 $2,249
USAA $2,156 $2,138

Cheapest Edgewater, CO Car Insurance Rates After a DUI

A DUI in Edgewater, CO increases car insurance rates. Compare Edgewater, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edgewater, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,897
Farmers $6,736
GEICO $4,542
Liberty Mutual $3,322
Nationwide $5,998
Progressive $4,106
State Farm $4,037
USAA $5,318

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Cheapest Edgewater, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edgewater, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edgewater, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,091 $6,091
American Family $4,194 $4,380
Farmers $6,280 $6,280
GEICO $3,411 $3,551
Liberty Mutual $3,136 $3,136
Nationwide $4,496 $4,496
Progressive $4,512 $4,512
State Farm $3,935 $4,139
USAA $3,304 $3,497

The Best Cheap Car Insurance Companies in Edgewater, CO

Take a look at a side-by-side comparison of the top car insurance companies in Edgewater, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edgewater, Colorado

Insurance Company Average Annual Rates
Allstate $6,091
American Family $4,287
Farmers $6,280
GEICO $3,481
Liberty Mutual $3,136
Nationwide $4,496
Progressive $4,512
State Farm $4,037
USAA $3,400

Category Winners: Cheapest Car Insurance in Edgewater, Colorado

Find the cheapest car insurance companies in Edgewater, CO for each category right here.

Best Annual Car Insurance Rates by Company in Edgewater, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Edgewater, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edgewater car insurance rates. Find the cheapest Edgewater, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edgewater, Colorado

Insurance Company Low Medium High
Allstate $5,742 $6,071 $6,461
American Family $4,061 $4,374 $4,426
Farmers $5,432 $6,179 $7,228
GEICO $3,014 $3,395 $4,035
Liberty Mutual $2,927 $3,124 $3,358
Nationwide $4,491 $4,500 $4,497
Progressive $4,108 $4,529 $4,901
State Farm $3,720 $4,041 $4,349
USAA $3,227 $3,401 $3,573

What affects car insurance rates in Edgewater, Colorado?

What factors can have an impact on Edgewater, CO car insurance? There are several reasons why Edgewater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edgewater, Colorado.

Commute Time in Edgewater

The more time you spend in your car the higher the risk of an accident. The average commute length in Edgewater, CO is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Edgewater, CO

Ready to find affordable Edgewater, Colorado car insurance today? Enter your ZIP code for fast, free Edgewater, CO car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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