Compare Edgewater, FL Car Insurance Rates (2021)

Car insurance in Edgewater, FL averages $331 a month. Edgewater, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Edgewater car insurance rates, compare quotes from the top car insurance companies in Edgewater, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Edgewater is 32132
  • The cheapest car insurance company in Edgewater for teen drivers is GEICO
  • The cheapest car insurance company in Edgewater is USAA

If you need to buy Edgewater, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Edgewater, FL is right here.

You’ll find Edgewater car insurance rates, the cheapest Edgewater, FL car insurance companies, and information on Florida car insurance laws. You can also compare Edgewater, Florida car insurance rates to Port St. Lucie car insurance rates, St. Petersburg car insurance rates, and Cape Coral car insurance rates.

Ready to find affordable Edgewater, FL car insurance today? Enter your ZIP code for fast, free Edgewater car insurance quotes.

Cheapest Edgewater, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edgewater, FL car insurance rates? Every Edgewater, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edgewater, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,563 $2,577 $2,397 $2,397 $4,544 $5,703 $2,823 $2,870
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,447 $2,417 $2,190 $2,264 $5,823 $7,167 $2,690 $2,799
Progressive $3,204 $3,024 $2,763 $2,949 $8,890 $9,662 $3,842 $3,657
State Farm $1,726 $1,726 $1,569 $1,569 $4,986 $6,357 $1,914 $2,050
USAA $1,411 $1,386 $1,319 $1,307 $4,823 $5,602 $1,760 $1,899

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Minimum Car Insurance in Edgewater, FL

Every driver must carry the minimum car insurance in Edgewater, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Edgewater, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Edgewater, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edgewater, FL. Compare credit history car insurance rates in Edgewater from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edgewater, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,685 $2,858 $2,160
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,338 $3,194 $2,892
Progressive $6,207 $4,387 $3,653
State Farm $3,731 $2,458 $2,022
USAA $3,955 $1,944 $1,416

Cheapest Edgewater, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edgewater, FL to rates for a clean record with top companies.

Annual Edgewater, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,270 $2,885 $4,268 $3,514
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $2,975 $3,258 $4,367 $3,298
Progressive $3,766 $5,531 $4,673 $5,025
State Farm $2,505 $2,969 $2,737 $2,737
USAA $1,908 $2,356 $3,487 $2,001

Cheapest Edgewater, FL Car Insurance for Teen Drivers

Teen car insurance in Edgewater, FL can be expensive. Take a look at rates from the top car insurance companies in Edgewater for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edgewater, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,544 $5,703
Liberty Mutual $6,868 $10,554
Nationwide $5,823 $7,167
Progressive $8,890 $9,662
State Farm $4,986 $6,357
USAA $4,823 $5,602

Cheapest Edgewater, FL Car Insurance for Seniors

Take a look at Edgewater, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edgewater, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,397 $2,397
Liberty Mutual $3,006 $3,006
Nationwide $2,190 $2,264
Progressive $2,763 $2,949
State Farm $1,569 $1,569
USAA $1,319 $1,307

Cheapest Edgewater, FL Car Insurance Rates After a DUI

A DUI in Edgewater, FL increases car insurance rates. Compare Edgewater, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edgewater, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,419
GEICO $4,268
Liberty Mutual $6,389
Nationwide $4,367
Progressive $4,673
State Farm $2,737
USAA $3,487

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Cheapest Edgewater, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edgewater, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edgewater, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,218 $3,250
Liberty Mutual $4,560 $4,861
Nationwide $3,475 $3,475
Progressive $4,749 $4,749
State Farm $2,645 $2,830
USAA $2,411 $2,466

Cheapest Edgewater, FL Car Insurance Rates by ZIP Code

Edgewater car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Edgewater, FL.

Annual Car Insurance Rates by ZIP Code in Edgewater, Florida

ZIP Code Average Annual Rates
32132 $3,043
32141 $3,085

The Best Cheap Car Insurance Companies in Edgewater, FL

Take a look at a side-by-side comparison of the top car insurance companies in Edgewater, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edgewater, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,234
Liberty Mutual $4,711
Nationwide $3,475
Progressive $4,749
State Farm $2,737
USAA $2,438

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Category Winners: Cheapest Car Insurance in Edgewater, Florida

Find the cheapest car insurance companies in Edgewater, FL for each category right here.

Best Annual Car Insurance Rates by Company in Edgewater, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Edgewater, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edgewater car insurance rates. Find the cheapest Edgewater, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edgewater, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,644 $3,345 $3,713
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,745 $3,612 $4,067
Progressive $3,955 $4,862 $5,430
State Farm $2,330 $2,804 $3,078
USAA $2,103 $2,526 $2,686

What affects car insurance rates in Edgewater, Florida?

What factors can have an impact on Edgewater, FL car insurance? There are several reasons why Edgewater car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edgewater, Florida.

Car Theft in Edgewater

High levels of vehicle theft can make car insurance more expensive. Edgewater, FL car theft statistics from the FBI indicate 39 vehicle thefts a year.

Commute Time in Edgewater

The more time you spend in your car the higher the risk of an accident. The average commute length in Edgewater, FL is 26.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Edgewater, FL

Ready to find affordable Edgewater, Florida car insurance today? Enter your ZIP code for fast, free Edgewater, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State