Compare Edina, MN Car Insurance Rates (2021)

Car insurance in Edina, MN averages $394 a month. Edina, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Edina car insurance rates, compare quotes from the top car insurance companies in Edina, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Edina is 55436
  • The cheapest car insurance company in Edina for teen drivers is State Farm
  • Average car insurance rates in Edina, MN are $4,732/year

If you need to buy Edina, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Edina, MN is right here.

You’ll find Edina car insurance rates, the cheapest Edina, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Edina, Minnesota car insurance rates to Maple Grove car insurance rates, Woodbury car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable Edina, MN car insurance today? Enter your ZIP code for fast, free Edina car insurance quotes.

Cheapest Edina, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edina, MN car insurance rates? Every Edina, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edina, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,358 $3,358 $3,244 $3,244 $7,717 $11,127 $4,091 $4,282
American Family $2,334 $2,334 $2,122 $2,122 $6,468 $9,251 $2,334 $2,612
Farmers $2,269 $2,275 $2,169 $2,327 $6,969 $7,163 $3,024 $3,018
GEICO $2,402 $2,377 $2,280 $2,216 $5,362 $6,763 $2,245 $2,362
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,212 $2,206 $1,973 $2,083 $5,949 $7,174 $2,632 $2,725
State Farm $1,730 $1,730 $1,570 $1,570 $4,000 $4,916 $2,008 $1,642
USAA $1,774 $1,738 $1,631 $1,604 $4,886 $5,289 $2,298 $2,410

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Minimum Car Insurance in Edina, MN

Every driver must carry the minimum car insurance in Edina, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Edina, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Edina, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edina, MN. Compare credit history car insurance rates in Edina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edina, Minnesota

Insurance Company Poor Fair Good
Allstate $7,386 $4,028 $3,744
American Family $5,114 $3,326 $2,651
Farmers $4,490 $3,339 $3,126
GEICO $3,900 $3,195 $2,659
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $4,007 $3,239 $2,862
State Farm $3,494 $2,136 $1,557
USAA $4,183 $2,090 $1,838

Cheapest Edina, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edina, MN to rates for a clean record with top companies.

Annual Edina, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,598 $5,335 $6,486 $4,792
American Family $2,493 $4,447 $5,024 $2,824
Farmers $3,138 $3,919 $3,976 $3,575
GEICO $2,180 $3,434 $5,053 $2,336
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,691 $3,548 $4,064 $3,175
State Farm $2,179 $2,612 $2,396 $2,396
USAA $2,004 $2,571 $3,859 $2,381

Cheapest Edina, MN Car Insurance for Teen Drivers

Teen car insurance in Edina, MN can be expensive. Take a look at rates from the top car insurance companies in Edina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edina, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,717 $11,127
American Family $6,468 $9,251
Farmers $6,969 $7,163
GEICO $5,362 $6,763
Liberty Mutual $18,947 $28,184
Nationwide $5,949 $7,174
State Farm $4,000 $4,916
USAA $4,886 $5,289

Cheapest Edina, MN Car Insurance for Seniors

Take a look at Edina, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edina, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,244
American Family $2,122 $2,122
Farmers $2,169 $2,327
GEICO $2,280 $2,216
Liberty Mutual $9,782 $9,782
Nationwide $1,973 $2,083
State Farm $1,570 $1,570
USAA $1,631 $1,604

Cheapest Edina, MN Car Insurance Rates After a DUI

A DUI in Edina, MN increases car insurance rates. Compare Edina, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edina, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,486
American Family $5,024
Farmers $3,976
GEICO $5,053
Liberty Mutual $21,043
Nationwide $4,064
State Farm $2,396
USAA $3,859

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Cheapest Edina, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edina, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edina, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,053 $5,053
American Family $3,654 $3,740
Farmers $3,652 $3,652
GEICO $3,206 $3,296
Liberty Mutual $13,345 $14,122
Nationwide $3,369 $3,369
State Farm $2,328 $2,463
USAA $2,669 $2,739

Cheapest Edina, MN Car Insurance Rates by ZIP Code

Edina car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Edina, MN.

Annual Car Insurance Rates by ZIP Code in Edina, Minnesota

ZIP Code Average Annual Rates
55343 $3,703
55424 $3,585
55435 $3,594
55436 $3,569
55439 $3,579

The Best Cheap Car Insurance Companies in Edina, MN

Take a look at a side-by-side comparison of the top car insurance companies in Edina, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edina, Minnesota

Insurance Company Average Annual Rates
Allstate $5,053
American Family $3,697
Farmers $3,652
GEICO $3,251
Liberty Mutual $13,733
Nationwide $3,369
State Farm $2,396
USAA $2,704

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Category Winners: Cheapest Car Insurance in Edina, Minnesota

Find the cheapest car insurance companies in Edina, MN for each category right here.

Best Annual Car Insurance Rates by Company in Edina, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Edina, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edina car insurance rates. Find the cheapest Edina, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edina, Minnesota

Insurance Company Low Medium High
Allstate $4,975 $5,050 $5,133
American Family $3,675 $3,796 $3,620
Farmers $3,509 $3,671 $3,775
GEICO $3,126 $3,254 $3,373
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,156 $3,402 $3,551
State Farm $2,280 $2,408 $2,499
USAA $2,615 $2,702 $2,794

What affects car insurance rates in Edina, Minnesota?

What factors can have an impact on Edina, MN car insurance? There are several reasons why Edina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edina, Minnesota.

Commute Time in Edina

The more time you spend in your car the higher the risk of an accident. The average commute length in Edina, MN is 21.3 minutes according to City-Data.

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Compare Car Insurance Quotes in Edina, MN

Ready to find affordable Edina, Minnesota car insurance today? Enter your ZIP code for fast, free Edina, MN car insurance quotes.

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