Compare Edina, MO Car Insurance Rates (2021)

Car insurance in Edina, MO averages $269 a month. Edina, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Edina car insurance rates, compare quotes from the top car insurance companies in Edina, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Edina, MO are $3,226/year
  • Average car insurance rates in Edina, MO after a DUI are $3,723/year
  • The cheapest car insurance company in Edina is Nationwide

If you need to buy Edina, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Edina, MO is right here.

You’ll find Edina car insurance rates, the cheapest Edina, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Edina, Missouri car insurance rates to Blue Springs car insurance rates, Kansas City car insurance rates, and Independence car insurance rates.

Ready to find affordable Edina, MO car insurance today? Enter your ZIP code for fast, free Edina car insurance quotes.

Cheapest Edina, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edina, MO car insurance rates? Every Edina, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edina, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,063 $2,063 $1,833 $1,833 $5,507 $7,187 $2,063 $2,425
Farmers $2,364 $2,362 $2,121 $2,237 $9,281 $9,607 $2,683 $2,815
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,573 $2,790 $2,121 $2,375 $8,641 $9,590 $2,716 $2,903
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $2,209 $2,095 $1,804 $1,851 $6,635 $7,492 $2,706 $2,792
State Farm $1,856 $1,856 $1,618 $1,618 $4,784 $6,110 $2,073 $2,332
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

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Minimum Car Insurance in Edina, MO

Every driver must carry the minimum car insurance in Edina, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Edina, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Edina, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edina, MO. Compare credit history car insurance rates in Edina from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edina, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,084 $2,867 $2,414
Farmers $4,792 $3,976 $3,784
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,051 $3,685 $2,905
Nationwide $2,409 $1,977 $1,723
Progressive $4,007 $3,298 $3,039
State Farm $3,630 $2,539 $2,173
USAA $4,157 $1,919 $1,371

Cheapest Edina, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edina, MO to rates for a clean record with top companies.

Annual Edina, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,372 $3,377 $4,053 $2,685
Farmers $3,665 $4,474 $4,383 $4,214
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,069 $4,387 $4,534 $4,865
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $3,042 $3,931 $3,326 $3,493
State Farm $2,596 $2,966 $2,781 $2,781
USAA $2,027 $2,420 $3,284 $2,197

Cheapest Edina, MO Car Insurance for Teen Drivers

Teen car insurance in Edina, MO can be expensive. Take a look at rates from the top car insurance companies in Edina for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edina, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,507 $7,187
Farmers $9,281 $9,607
GEICO $5,572 $5,914
Liberty Mutual $8,641 $9,590
Nationwide $3,384 $4,370
Progressive $6,635 $7,492
State Farm $4,784 $6,110
USAA $4,426 $5,428

Cheapest Edina, MO Car Insurance for Seniors

Take a look at Edina, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edina, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,833 $1,833
Farmers $2,121 $2,237
GEICO $1,484 $1,834
Liberty Mutual $2,121 $2,375
Nationwide $1,218 $1,300
Progressive $1,804 $1,851
State Farm $1,618 $1,618
USAA $1,378 $1,418

Cheapest Edina, MO Car Insurance Rates After a DUI

A DUI in Edina, MO increases car insurance rates. Compare Edina, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edina, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,053
Farmers $4,383
GEICO $3,697
Liberty Mutual $4,534
Nationwide $2,696
Progressive $3,326
State Farm $2,781
USAA $3,284

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Cheapest Edina, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edina, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edina, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,090 $3,153
Farmers $4,184 $4,184
GEICO $2,747 $2,866
Liberty Mutual $4,214 $4,214
Nationwide $2,036 $2,036
Progressive $3,448 $3,448
State Farm $2,713 $2,849
USAA $2,390 $2,574

The Best Cheap Car Insurance Companies in Edina, MO

Take a look at a side-by-side comparison of the top car insurance companies in Edina, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edina, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,122
Farmers $4,184
GEICO $2,806
Liberty Mutual $4,214
Nationwide $2,036
Progressive $3,448
State Farm $2,781
USAA $2,482

Category Winners: Cheapest Car Insurance in Edina, Missouri

Find the cheapest car insurance companies in Edina, MO for each category right here.

Best Annual Car Insurance Rates by Company in Edina, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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Cheapest Edina, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edina car insurance rates. Find the cheapest Edina, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edina, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,038 $3,221 $3,106
Farmers $3,941 $4,148 $4,463
GEICO $2,652 $2,822 $2,946
Liberty Mutual $3,994 $4,234 $4,413
Nationwide $1,922 $2,053 $2,134
Progressive $3,161 $3,455 $3,728
State Farm $2,647 $2,788 $2,907
USAA $2,385 $2,474 $2,587

What affects car insurance rates in Edina, Missouri?

What factors can have an impact on Edina, MO car insurance? There are several reasons why Edina car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edina, Missouri.

Commute Time in Edina

The more time you spend in your car the higher the risk of an accident. The average commute length in Edina, MO is 19.6 minutes according to City-Data.

Compare Car Insurance Quotes in Edina, MO

Ready to find affordable Edina, Missouri car insurance today? Enter your ZIP code for fast, free Edina, MO car insurance quotes.

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