Compare Edinboro, PA Car Insurance Rates (2021)

Car insurance in Edinboro, PA averages $331 a month. Edinboro, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Edinboro car insurance rates, compare quotes from the top car insurance companies in Edinboro, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Edinboro is 16412
  • The cheapest car insurance company in Edinboro for teen drivers is USAA
  • Average car insurance rates in Edinboro, PA after a DUI are $4,333/year

If you need to buy Edinboro, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Edinboro, PA is right here.

You’ll find Edinboro car insurance rates, the cheapest Edinboro, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Edinboro, Pennsylvania car insurance rates to Erie car insurance rates, Philadelphia car insurance rates, and Scranton car insurance rates.

Ready to find affordable Edinboro, PA car insurance today? Enter your ZIP code for fast, free Edinboro car insurance quotes.

Cheapest Edinboro, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edinboro, PA car insurance rates? Every Edinboro, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edinboro, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,331 $2,331 $2,148 $2,148 $7,758 $7,758 $2,567 $2,567
GEICO $2,315 $2,001 $2,160 $1,868 $5,855 $5,076 $2,343 $2,025
Liberty Mutual $4,145 $4,145 $3,795 $3,795 $12,147 $12,147 $5,268 $5,268
Nationwide $1,877 $1,877 $1,773 $1,773 $5,225 $5,225 $2,100 $2,100
Progressive $2,564 $2,564 $2,288 $2,288 $8,223 $8,223 $3,274 $3,274
State Farm $1,671 $1,671 $1,466 $1,466 $5,811 $5,811 $1,834 $1,834
Travelers $1,649 $1,649 $1,764 $1,764 $23,930 $23,930 $1,998 $1,998
USAA $1,207 $1,207 $1,089 $1,089 $3,626 $3,626 $1,608 $1,608

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Minimum Car Insurance in Edinboro, PA

Every driver must carry the minimum car insurance in Edinboro, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Edinboro, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Edinboro, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edinboro, PA. Compare credit history car insurance rates in Edinboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edinboro, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,738 $3,525 $2,840
GEICO $4,445 $2,496 $1,925
Liberty Mutual $8,094 $5,801 $5,121
Nationwide $3,223 $2,644 $2,363
Progressive $5,416 $3,798 $3,048
State Farm $3,833 $2,377 $1,878
Travelers $7,985 $7,211 $6,810
USAA $2,355 $1,747 $1,546

Cheapest Edinboro, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edinboro, PA to rates for a clean record with top companies.

Annual Edinboro, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,543 $4,175 $3,543 $3,543
GEICO $2,167 $3,733 $2,908 $3,013
Liberty Mutual $5,792 $6,615 $6,473 $6,473
Nationwide $1,976 $2,642 $3,700 $2,657
Progressive $3,707 $5,110 $3,815 $3,717
State Farm $2,483 $2,909 $2,696 $2,696
Travelers $5,231 $7,405 $9,301 $7,405
USAA $1,515 $2,090 $2,231 $1,693

Cheapest Edinboro, PA Car Insurance for Teen Drivers

Teen car insurance in Edinboro, PA can be expensive. Take a look at rates from the top car insurance companies in Edinboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edinboro, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,758 $7,758
GEICO $5,855 $5,076
Liberty Mutual $12,147 $12,147
Nationwide $5,225 $5,225
Progressive $8,223 $8,223
State Farm $5,811 $5,811
Travelers $23,930 $23,930
USAA $3,626 $3,626

Cheapest Edinboro, PA Car Insurance for Seniors

Take a look at Edinboro, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edinboro, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,148
GEICO $2,160 $1,868
Liberty Mutual $3,795 $3,795
Nationwide $1,773 $1,773
Progressive $2,288 $2,288
State Farm $1,466 $1,466
Travelers $1,764 $1,764
USAA $1,089 $1,089

Cheapest Edinboro, PA Car Insurance Rates After a DUI

A DUI in Edinboro, PA increases car insurance rates. Compare Edinboro, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edinboro, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,543
GEICO $2,908
Liberty Mutual $6,473
Nationwide $3,700
Progressive $3,815
State Farm $2,696
Travelers $9,301
USAA $2,231

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Cheapest Edinboro, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edinboro, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edinboro, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,627 $3,775
GEICO $2,905 $3,005
Liberty Mutual $6,175 $6,502
Nationwide $2,744 $2,744
Progressive $4,087 $4,087
State Farm $2,617 $2,774
Travelers $7,335 $7,335
USAA $1,829 $1,936

Cheapest Edinboro, PA Car Insurance Rates by ZIP Code

Edinboro car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Edinboro, PA.

Annual Car Insurance Rates by ZIP Code in Edinboro, Pennsylvania

ZIP Code Average Annual Rates
16412 $4,807
16444 $4,941

The Best Cheap Car Insurance Companies in Edinboro, PA

Take a look at a side-by-side comparison of the top car insurance companies in Edinboro, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edinboro, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,701
GEICO $2,955
Liberty Mutual $6,339
Nationwide $2,744
Progressive $4,087
State Farm $2,696
Travelers $7,335
USAA $1,882

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Category Winners: Cheapest Car Insurance in Edinboro, Pennsylvania

Find the cheapest car insurance companies in Edinboro, PA for each category right here.

Best Annual Car Insurance Rates by Company in Edinboro, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Edinboro, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edinboro car insurance rates. Find the cheapest Edinboro, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edinboro, Pennsylvania

Insurance Company Low Medium High
Allstate $3,538 $3,724 $3,841
GEICO $2,725 $2,980 $3,161
Liberty Mutual $6,061 $6,380 $6,575
Nationwide $2,771 $2,776 $2,684
Progressive $3,738 $4,119 $4,405
State Farm $2,540 $2,724 $2,823
Travelers $7,443 $7,331 $7,231
USAA $1,755 $1,899 $1,994

What affects car insurance rates in Edinboro, Pennsylvania?

What factors can have an impact on Edinboro, PA car insurance? There are several reasons why Edinboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edinboro, Pennsylvania.

Commute Time in Edinboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Edinboro, PA is 19.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Edinboro, PA

Ready to find affordable Edinboro, Pennsylvania car insurance today? Enter your ZIP code for fast, free Edinboro, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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