Compare Edinburgh, IN Car Insurance Rates (2021)

Car insurance in Edinburgh, IN averages $269 a month. Edinburgh, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Edinburgh car insurance rates, compare quotes from the top car insurance companies in Edinburgh, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Edinburgh, IN are $3,228/year
  • The cheapest car insurance company in Edinburgh for teen drivers is USAA
  • The cheapest car insurance company in Edinburgh is USAA

If you need to buy Edinburgh, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Edinburgh, IN is right here.

You’ll find Edinburgh car insurance rates, the cheapest Edinburgh, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Edinburgh, Indiana car insurance rates to Fishers car insurance rates, Evansville car insurance rates, and Carmel car insurance rates.

Ready to find affordable Edinburgh, IN car insurance today? Enter your ZIP code for fast, free Edinburgh car insurance quotes.

Cheapest Edinburgh, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edinburgh, IN car insurance rates? Every Edinburgh, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edinburgh, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,416 $2,474 $2,122 $2,322 $7,434 $9,380 $2,452 $2,665
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,534 $1,515 $1,312 $1,472 $8,222 $8,767 $2,022 $2,188
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,567 $1,481 $1,424 $1,430 $9,316 $10,483 $1,966 $2,006
State Farm $1,519 $1,519 $1,359 $1,359 $4,724 $6,034 $1,683 $1,882
Travelers $1,139 $1,159 $1,070 $1,069 $7,037 $11,108 $1,206 $1,393
USAA $1,085 $1,066 $1,015 $1,017 $3,076 $3,425 $1,465 $1,560

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Minimum Car Insurance in Edinburgh, IN

Every driver must carry the minimum car insurance in Edinburgh, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Edinburgh, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Edinburgh, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edinburgh, IN. Compare credit history car insurance rates in Edinburgh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edinburgh, Indiana

Insurance Company Poor Fair Good
Allstate $4,844 $3,605 $3,276
American Family $4,970 $3,229 $2,702
Farmers $3,942 $3,216 $2,979
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,745 $2,321 $2,171
Progressive $4,085 $3,624 $3,419
State Farm $3,658 $2,181 $1,690
Travelers $3,504 $2,970 $2,968
USAA $2,304 $1,527 $1,310

Cheapest Edinburgh, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edinburgh, IN to rates for a clean record with top companies.

Annual Edinburgh, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,119 $4,582 $4,223 $3,708
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,022 $3,528 $3,630 $3,336
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,779 $4,880 $3,315 $3,863
State Farm $2,448 $2,693 $2,448 $2,448
Travelers $2,674 $3,304 $3,743 $2,868
USAA $1,291 $1,844 $2,118 $1,602

Cheapest Edinburgh, IN Car Insurance for Teen Drivers

Teen car insurance in Edinburgh, IN can be expensive. Take a look at rates from the top car insurance companies in Edinburgh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edinburgh, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,434 $9,380
American Family $6,259 $9,073
Farmers $8,222 $8,767
GEICO $4,579 $4,243
Liberty Mutual $8,383 $12,656
Nationwide $4,343 $5,616
Progressive $9,316 $10,483
State Farm $4,724 $6,034
Travelers $7,037 $11,108
USAA $3,076 $3,425

Cheapest Edinburgh, IN Car Insurance for Seniors

Take a look at Edinburgh, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edinburgh, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,322
American Family $2,048 $2,048
Farmers $1,312 $1,472
GEICO $1,440 $1,501
Liberty Mutual $3,522 $3,522
Nationwide $1,306 $1,390
Progressive $1,424 $1,430
State Farm $1,359 $1,359
Travelers $1,070 $1,069
USAA $1,015 $1,017

Cheapest Edinburgh, IN Car Insurance Rates After a DUI

A DUI in Edinburgh, IN increases car insurance rates. Compare Edinburgh, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edinburgh, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,223
American Family $5,054
Farmers $3,630
GEICO $3,203
Liberty Mutual $8,085
Nationwide $2,561
Progressive $3,315
State Farm $2,448
Travelers $3,743
USAA $2,118

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Cheapest Edinburgh, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edinburgh, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edinburgh, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,908 $3,908
American Family $3,590 $3,677
Farmers $3,379 $3,379
GEICO $2,225 $2,299
Liberty Mutual $5,455 $5,752
Nationwide $2,412 $2,412
Progressive $3,709 $3,709
State Farm $2,440 $2,580
Travelers $3,147 $3,147
USAA $1,691 $1,736

The Best Cheap Car Insurance Companies in Edinburgh, IN

Take a look at a side-by-side comparison of the top car insurance companies in Edinburgh, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edinburgh, Indiana

Insurance Company Average Annual Rates
Allstate $3,908
American Family $3,634
Farmers $3,379
GEICO $2,262
Liberty Mutual $5,604
Nationwide $2,412
Progressive $3,709
State Farm $2,510
Travelers $3,147
USAA $1,714

Category Winners: Cheapest Car Insurance in Edinburgh, Indiana

Find the cheapest car insurance companies in Edinburgh, IN for each category right here.

Best Annual Car Insurance Rates by Company in Edinburgh, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Edinburgh, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edinburgh car insurance rates. Find the cheapest Edinburgh, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edinburgh, Indiana

Insurance Company Low Medium High
Allstate $3,719 $3,893 $4,112
American Family $3,603 $3,754 $3,544
Farmers $3,265 $3,373 $3,499
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,452 $2,393 $2,391
Progressive $3,504 $3,652 $3,973
State Farm $2,393 $2,509 $2,627
Travelers $3,087 $3,177 $3,179
USAA $1,650 $1,709 $1,781

What affects car insurance rates in Edinburgh, Indiana?

What factors can have an impact on Edinburgh, IN car insurance? There are several reasons why Edinburgh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edinburgh, Indiana.

Car Theft in Edinburgh

High levels of vehicle theft can make car insurance more expensive. Edinburgh, IN car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Edinburgh

The more time you spend in your car the higher the risk of an accident. The average commute length in Edinburgh, IN is 19.9 minutes according to City-Data.

Traffic in Edinburgh

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Edinburgh, IN traffic data from INRIX ranks Edinburgh as the 112th-most congested in the world.

Compare Car Insurance Quotes in Edinburgh, IN

Ready to find affordable Edinburgh, Indiana car insurance today? Enter your ZIP code for fast, free Edinburgh, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State