Compare Edison, NJ Car Insurance Rates (2021)

Car insurance in Edison, NJ averages $469 a month. Edison, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Edison car insurance rates, compare quotes from the top car insurance companies in Edison, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Edison, NJ after a DUI are $6,622/year
  • Average car insurance rates in Edison, NJ are $5,629/year
  • The cheapest car insurance company in Edison for teen drivers is GEICO

If you need to buy Edison, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Edison, NJ is right here.

You’ll find Edison car insurance rates, the cheapest Edison, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Edison, New Jersey car insurance rates to Jersey City car insurance rates, Bayonne car insurance rates, and Newark car insurance rates.

Ready to find affordable Edison, NJ car insurance today? Enter your ZIP code for fast, free Edison car insurance quotes.

Cheapest Edison, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edison, NJ car insurance rates? Every Edison, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edison, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,596 $3,579 $3,498 $3,498 $11,279 $13,685 $4,238 $4,335
Farmers $4,869 $4,913 $4,743 $4,639 $14,254 $16,397 $5,787 $5,889
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,063 $1,906 $1,863 $1,918 $9,365 $10,273 $2,440 $2,326
State Farm $4,348 $4,348 $3,941 $3,941 $14,280 $18,328 $4,959 $5,538
Travelers $3,349 $3,244 $3,103 $3,128 $7,584 $8,557 $3,250 $3,215

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Edison, NJ

Every driver must carry the minimum car insurance in Edison, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Edison, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Edison, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edison, NJ. Compare credit history car insurance rates in Edison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edison, New Jersey

Insurance Company Poor Fair Good
Allstate $8,333 $5,347 $4,210
Farmers $9,167 $7,149 $6,743
GEICO $4,299 $2,470 $1,789
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,500 $3,929 $3,628
State Farm $10,795 $6,511 $5,076
Travelers $5,963 $4,357 $2,966

Cheapest Edison, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edison, NJ to rates for a clean record with top companies.

Annual Edison, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $7,451 $6,502 $5,438
Farmers $5,956 $10,112 $8,232 $6,446
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,452 $4,644 $3,952 $4,029
State Farm $4,054 $7,382 $11,866 $6,540
Travelers $3,399 $5,065 $4,895 $4,356

Cheapest Edison, NJ Car Insurance for Teen Drivers

Teen car insurance in Edison, NJ can be expensive. Take a look at rates from the top car insurance companies in Edison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edison, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,279 $13,685
Farmers $14,254 $16,397
GEICO $4,237 $4,235
Liberty Mutual $12,036 $13,673
Progressive $9,365 $10,273
State Farm $14,280 $18,328
Travelers $7,584 $8,557

Cheapest Edison, NJ Car Insurance for Seniors

Take a look at Edison, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edison, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,498 $3,498
Farmers $4,743 $4,639
GEICO $2,260 $2,260
Liberty Mutual $5,059 $5,059
Progressive $1,863 $1,918
State Farm $3,941 $3,941
Travelers $3,103 $3,128

Cheapest Edison, NJ Car Insurance Rates After a DUI

A DUI in Edison, NJ increases car insurance rates. Compare Edison, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edison, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,502
Farmers $8,232
GEICO $4,056
Liberty Mutual $6,854
Progressive $3,952
State Farm $11,866
Travelers $4,895

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Edison, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edison, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edison, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,952 $5,975
Farmers $7,686 $7,686
GEICO $2,829 $2,877
Liberty Mutual $6,922 $7,058
Progressive $4,019 $4,019
State Farm $7,267 $7,654
Travelers $4,429 $4,429

Cheapest Edison, NJ Car Insurance Rates by ZIP Code

Edison car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Edison, NJ.

Annual Car Insurance Rates by ZIP Code in Edison, New Jersey

ZIP Code Average Annual Rates
8817 $5,259
8820 $5,201
8837 $5,259
8899 $5,544

The Best Cheap Car Insurance Companies in Edison, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Edison, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edison, New Jersey

Insurance Company Average Annual Rates
Allstate $5,963
Farmers $7,686
GEICO $2,853
Liberty Mutual $6,990
Progressive $4,019
State Farm $7,460
Travelers $4,429

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Edison, New Jersey

Find the cheapest car insurance companies in Edison, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Edison, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Edison, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edison car insurance rates. Find the cheapest Edison, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edison, New Jersey

Insurance Company Low Medium High
Allstate $5,477 $6,055 $6,358
Farmers $6,886 $7,642 $8,531
GEICO $2,517 $2,914 $3,127
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,626 $4,084 $4,348
State Farm $6,916 $7,561 $7,904
Travelers $4,044 $4,428 $4,814

Compare Car Insurance Quotes in Edison, NJ

Ready to find affordable Edison, New Jersey car insurance today? Enter your ZIP code for fast, free Edison, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption