Compare Edwards, CO Car Insurance Rates (2021)

Car insurance in Edwards, CO averages $313 a month. Edwards, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Edwards car insurance rates, compare quotes from the top car insurance companies in Edwards, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Edwards, CO are $3,761/year
  • The cheapest car insurance company in Edwards is GEICO
  • Average car insurance rates in Edwards, CO after a DUI are $4,512/year

If you need to buy Edwards, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Edwards, CO is right here.

You’ll find Edwards car insurance rates, the cheapest Edwards, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Edwards, Colorado car insurance rates to Pueblo car insurance rates, Arvada car insurance rates, and Denver car insurance rates.

Ready to find affordable Edwards, CO car insurance today? Enter your ZIP code for fast, free Edwards car insurance quotes.

Cheapest Edwards, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edwards, CO car insurance rates? Every Edwards, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edwards, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,636 $2,613 $2,388 $2,564 $9,817 $9,903 $2,914 $2,968
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,836 $1,836 $1,541 $1,689 $5,617 $6,142 $1,870 $1,919
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,334 $2,173 $2,026 $2,015 $8,231 $9,231 $2,643 $2,574
State Farm $1,990 $1,990 $1,780 $1,780 $5,690 $7,197 $2,227 $2,651
USAA $2,379 $2,381 $2,258 $2,264 $6,022 $6,901 $3,066 $3,342

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Minimum Car Insurance in Edwards, CO

Every driver must carry the minimum car insurance in Edwards, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Edwards, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Edwards, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edwards, CO. Compare credit history car insurance rates in Edwards from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edwards, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,927 $3,507 $2,935
Farmers $5,196 $4,220 $4,010
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,017 $2,451 $1,951
Nationwide $4,201 $3,324 $2,896
Progressive $4,418 $3,792 $3,500
State Farm $4,396 $2,821 $2,272
USAA $5,308 $3,012 $2,409

Cheapest Edwards, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edwards, CO to rates for a clean record with top companies.

Annual Edwards, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,801 $3,973 $5,208 $3,178
Farmers $3,778 $4,850 $4,787 $4,487
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,459 $2,872 $2,991 $2,902
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,384 $4,722 $3,571 $3,937
State Farm $2,914 $3,413 $3,163 $3,163
USAA $2,595 $3,171 $5,611 $2,928

Cheapest Edwards, CO Car Insurance for Teen Drivers

Teen car insurance in Edwards, CO can be expensive. Take a look at rates from the top car insurance companies in Edwards for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edwards, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,284 $8,441
Farmers $9,817 $9,903
GEICO $5,105 $5,462
Liberty Mutual $5,617 $6,142
Nationwide $5,843 $7,486
Progressive $8,231 $9,231
State Farm $5,690 $7,197
USAA $6,022 $6,901

Cheapest Edwards, CO Car Insurance for Seniors

Take a look at Edwards, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edwards, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,333 $2,333
Farmers $2,388 $2,564
GEICO $1,682 $1,894
Liberty Mutual $1,541 $1,689
Nationwide $2,066 $2,188
Progressive $2,026 $2,015
State Farm $1,780 $1,780
USAA $2,258 $2,264

Cheapest Edwards, CO Car Insurance Rates After a DUI

A DUI in Edwards, CO increases car insurance rates. Compare Edwards, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edwards, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,345
American Family $5,208
Farmers $4,787
GEICO $3,291
Liberty Mutual $2,991
Nationwide $4,637
Progressive $3,571
State Farm $3,163
USAA $5,611

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Cheapest Edwards, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edwards, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edwards, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,709 $3,871
Farmers $4,475 $4,475
GEICO $2,516 $2,616
Liberty Mutual $2,806 $2,806
Nationwide $3,474 $3,474
Progressive $3,903 $3,903
State Farm $3,087 $3,239
USAA $3,475 $3,678

The Best Cheap Car Insurance Companies in Edwards, CO

Take a look at a side-by-side comparison of the top car insurance companies in Edwards, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edwards, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,790
Farmers $4,475
GEICO $2,566
Liberty Mutual $2,806
Nationwide $3,474
Progressive $3,903
State Farm $3,163
USAA $3,576

Category Winners: Cheapest Car Insurance in Edwards, Colorado

Find the cheapest car insurance companies in Edwards, CO for each category right here.

Best Annual Car Insurance Rates by Company in Edwards, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Edwards, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edwards car insurance rates. Find the cheapest Edwards, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edwards, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,623 $3,868 $3,879
Farmers $3,979 $4,418 $5,029
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,685 $2,800 $2,935
Nationwide $3,517 $3,472 $3,432
Progressive $3,667 $3,914 $4,130
State Farm $2,982 $3,164 $3,343
USAA $3,434 $3,576 $3,719

What affects car insurance rates in Edwards, Colorado?

What factors can have an impact on Edwards, CO car insurance? There are several reasons why Edwards car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edwards, Colorado.

Commute Time in Edwards

The more time you spend in your car the higher the risk of an accident. The average commute length in Edwards, CO is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Edwards, CO

Ready to find affordable Edwards, Colorado car insurance today? Enter your ZIP code for fast, free Edwards, CO car insurance quotes.

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