Compare Edwards, IL Car Insurance Rates (2021)

Car insurance in Edwards, IL averages $263 a month. Edwards, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Edwards car insurance rates, compare quotes from the top car insurance companies in Edwards, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Edwards for teen drivers is State Farm
  • Average car insurance rates in Edwards, IL are $3,161/year
  • Average car insurance rates in Edwards, IL after a DUI are $3,680/year

If you need to buy Edwards, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Edwards, IL is right here.

You’ll find Edwards car insurance rates, the cheapest Edwards, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Edwards, Illinois car insurance rates to Chicago car insurance rates, Joliet car insurance rates, and Aurora car insurance rates.

Ready to find affordable Edwards, IL car insurance today? Enter your ZIP code for fast, free Edwards car insurance quotes.

Cheapest Edwards, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Edwards, IL car insurance rates? Every Edwards, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Edwards, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,303 $3,428 $3,428 $8,414 $10,963 $3,955 $4,275
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,428 $2,431 $2,152 $2,276 $10,454 $10,910 $2,770 $2,897
GEICO $1,474 $1,502 $1,426 $1,733 $4,702 $4,873 $1,855 $1,762
Liberty Mutual $1,404 $1,517 $1,164 $1,304 $4,610 $5,137 $1,468 $1,551
Nationwide $1,631 $1,654 $1,456 $1,537 $4,455 $5,700 $1,898 $2,051
Progressive $2,030 $1,939 $1,674 $1,739 $7,019 $7,897 $2,433 $2,639
State Farm $1,383 $1,383 $1,239 $1,239 $3,975 $5,063 $1,565 $1,785
Travelers $1,557 $1,642 $1,419 $1,512 $4,498 $5,631 $1,652 $1,739
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

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Minimum Car Insurance in Edwards, IL

Every driver must carry the minimum car insurance in Edwards, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Edwards, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Edwards, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Edwards, IL. Compare credit history car insurance rates in Edwards from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Edwards, Illinois

Insurance Company Poor Fair Good
Allstate $6,569 $4,709 $4,117
American Family $4,958 $3,363 $2,841
Farmers $5,157 $4,336 $4,126
GEICO $3,869 $1,897 $1,481
Liberty Mutual $3,212 $2,002 $1,595
Nationwide $3,030 $2,458 $2,156
Progressive $3,905 $3,307 $3,052
State Farm $3,205 $1,919 $1,488
Travelers $2,996 $2,414 $1,960
USAA $3,883 $2,655 $2,184

Cheapest Edwards, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Edwards, IL to rates for a clean record with top companies.

Annual Edwards, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,711 $6,222 $5,762 $4,832
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,835 $4,942 $4,819 $4,562
GEICO $1,743 $2,425 $3,326 $2,170
Liberty Mutual $1,894 $2,680 $2,358 $2,146
Nationwide $2,060 $2,656 $3,115 $2,360
Progressive $2,828 $4,159 $3,124 $3,574
State Farm $2,013 $2,395 $2,204 $2,204
Travelers $1,957 $2,566 $2,851 $2,453
USAA $2,077 $2,971 $4,078 $2,502

Cheapest Edwards, IL Car Insurance for Teen Drivers

Teen car insurance in Edwards, IL can be expensive. Take a look at rates from the top car insurance companies in Edwards for teenagers.

Annual Car Insurance Rates for Teen Drivers in Edwards, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $10,963
American Family $6,493 $9,036
Farmers $10,454 $10,910
GEICO $4,702 $4,873
Liberty Mutual $4,610 $5,137
Nationwide $4,455 $5,700
Progressive $7,019 $7,897
State Farm $3,975 $5,063
Travelers $4,498 $5,631
USAA $5,519 $6,112

Cheapest Edwards, IL Car Insurance for Seniors

Take a look at Edwards, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Edwards, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,428 $3,428
American Family $2,127 $2,127
Farmers $2,152 $2,276
GEICO $1,426 $1,733
Liberty Mutual $1,164 $1,304
Nationwide $1,456 $1,537
Progressive $1,674 $1,739
State Farm $1,239 $1,239
Travelers $1,419 $1,512
USAA $1,620 $1,612

Cheapest Edwards, IL Car Insurance Rates After a DUI

A DUI in Edwards, IL increases car insurance rates. Compare Edwards, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Edwards, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,762
American Family $5,161
Farmers $4,819
GEICO $3,326
Liberty Mutual $2,358
Nationwide $3,115
Progressive $3,124
State Farm $2,204
Travelers $2,851
USAA $4,078

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Cheapest Edwards, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Edwards, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Edwards, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,132 $5,132
American Family $3,673 $3,769
Farmers $4,540 $4,540
GEICO $2,373 $2,459
Liberty Mutual $2,269 $2,269
Nationwide $2,548 $2,548
Progressive $3,421 $3,421
State Farm $2,146 $2,262
Travelers $2,360 $2,553
USAA $2,825 $2,989

The Best Cheap Car Insurance Companies in Edwards, IL

Take a look at a side-by-side comparison of the top car insurance companies in Edwards, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Edwards, Illinois

Insurance Company Average Annual Rates
Allstate $5,132
American Family $3,721
Farmers $4,540
GEICO $2,416
Liberty Mutual $2,269
Nationwide $2,548
Progressive $3,421
State Farm $2,204
Travelers $2,457
USAA $2,907

Category Winners: Cheapest Car Insurance in Edwards, Illinois

Find the cheapest car insurance companies in Edwards, IL for each category right here.

Best Annual Car Insurance Rates by Company in Edwards, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Edwards, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Edwards car insurance rates. Find the cheapest Edwards, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Edwards, Illinois

Insurance Company Low Medium High
Allstate $4,973 $5,127 $5,295
American Family $3,601 $3,856 $3,705
Farmers $4,314 $4,429 $4,876
GEICO $2,184 $2,408 $2,655
Liberty Mutual $2,135 $2,264 $2,409
Nationwide $2,501 $2,576 $2,567
Progressive $3,194 $3,415 $3,655
State Farm $2,068 $2,208 $2,336
Travelers $2,312 $2,454 $2,604
USAA $2,717 $2,904 $3,100

What affects car insurance rates in Edwards, Illinois?

What factors can have an impact on Edwards, IL car insurance? There are several reasons why Edwards car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Edwards, Illinois.

Commute Time in Edwards

The more time you spend in your car the higher the risk of an accident. The average commute length in Edwards, IL is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Edwards, IL

Ready to find affordable Edwards, Illinois car insurance today? Enter your ZIP code for fast, free Edwards, IL car insurance quotes.

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