Compare Effie, LA Car Insurance Rates (2021)

Car insurance in Effie, LA averages $514 a month. Effie, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Effie car insurance rates, compare quotes from the top car insurance companies in Effie, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Effie, LA after a DUI are $7,108/year
  • The cheapest car insurance company in Effie is USAA
  • The cheapest car insurance company in Effie for teen drivers is USAA

If you need to buy Effie, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Effie, LA is right here.

You’ll find Effie car insurance rates, the cheapest Effie, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Effie, Louisiana car insurance rates to New Orleans car insurance rates, Houma car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Effie, LA car insurance today? Enter your ZIP code for fast, free Effie car insurance quotes.

Cheapest Effie, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Effie, LA car insurance rates? Every Effie, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Effie, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,961 $3,961 $4,083 $4,083 $8,602 $10,840 $4,370 $4,735
GEICO $3,769 $4,366 $4,576 $5,658 $14,033 $14,675 $3,622 $3,460
Progressive $5,185 $4,797 $4,329 $4,758 $20,399 $22,593 $5,812 $5,770
State Farm $3,031 $3,031 $2,798 $2,798 $9,086 $11,396 $3,384 $3,789
USAA $2,712 $2,668 $2,648 $2,626 $8,042 $9,418 $3,314 $3,621

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Minimum Car Insurance in Effie, LA

Every driver must carry the minimum car insurance in Effie, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Effie, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Effie, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Effie, LA. Compare credit history car insurance rates in Effie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Effie, Louisiana

Insurance Company Poor Fair Good
Allstate $7,317 $5,029 $4,391
GEICO $8,056 $6,989 $5,265
Progressive $10,396 $8,925 $8,296
State Farm $6,811 $4,387 $3,544
USAA $6,047 $3,866 $3,230

Cheapest Effie, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Effie, LA to rates for a clean record with top companies.

Annual Effie, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,428 $6,710 $5,990 $5,189
GEICO $4,589 $7,414 $9,195 $5,882
Progressive $7,660 $10,293 $9,901 $8,968
State Farm $4,495 $5,333 $4,914 $4,914
USAA $3,348 $4,642 $5,540 $3,994

Cheapest Effie, LA Car Insurance for Teen Drivers

Teen car insurance in Effie, LA can be expensive. Take a look at rates from the top car insurance companies in Effie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Effie, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,602 $10,840
GEICO $14,033 $14,675
Progressive $20,399 $22,593
State Farm $9,086 $11,396
USAA $8,042 $9,418

Cheapest Effie, LA Car Insurance for Seniors

Take a look at Effie, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Effie, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,083 $4,083
GEICO $4,576 $5,658
Progressive $4,329 $4,758
State Farm $2,798 $2,798
USAA $2,648 $2,626

Cheapest Effie, LA Car Insurance Rates After a DUI

A DUI in Effie, LA increases car insurance rates. Compare Effie, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Effie, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,990
GEICO $9,195
Progressive $9,901
State Farm $4,914
USAA $5,540

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Cheapest Effie, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Effie, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Effie, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,579 $5,579
GEICO $6,632 $6,907
Progressive $9,205 $9,205
State Farm $4,786 $5,042
USAA $4,244 $4,518

The Best Cheap Car Insurance Companies in Effie, LA

Take a look at a side-by-side comparison of the top car insurance companies in Effie, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Effie, Louisiana

Insurance Company Average Annual Rates
Allstate $5,579
GEICO $6,770
Progressive $9,205
State Farm $4,914
USAA $4,381

Category Winners: Cheapest Car Insurance in Effie, Louisiana

Find the cheapest car insurance companies in Effie, LA for each category right here.

Best Annual Car Insurance Rates by Company in Effie, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Effie, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Effie car insurance rates. Find the cheapest Effie, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Effie, Louisiana

Insurance Company Low Medium High
Allstate $4,832 $5,681 $6,225
GEICO $5,417 $6,791 $8,102
Progressive $7,115 $9,099 $11,402
State Farm $4,209 $4,902 $5,631
USAA $3,782 $4,452 $4,909

Compare Car Insurance Quotes in Effie, LA

Ready to find affordable Effie, Louisiana car insurance today? Enter your ZIP code for fast, free Effie, LA car insurance quotes.

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