Compare Effort, PA Car Insurance Rates (2021)

Car insurance in Effort, PA averages $413 a month. Effort, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Effort car insurance rates, compare quotes from the top car insurance companies in Effort, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Effort, PA are $4,959/year
  • The cheapest car insurance company in Effort is USAA
  • Average car insurance rates in Effort, PA after a DUI are $5,423/year

If you need to buy Effort, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Effort, PA is right here.

You’ll find Effort car insurance rates, the cheapest Effort, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Effort, Pennsylvania car insurance rates to Reading car insurance rates, Lancaster car insurance rates, and York car insurance rates.

Ready to find affordable Effort, PA car insurance today? Enter your ZIP code for fast, free Effort car insurance quotes.

Cheapest Effort, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Effort, PA car insurance rates? Every Effort, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Effort, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,009 $3,009 $2,774 $2,774 $10,469 $10,469 $3,323 $3,323
GEICO $2,879 $2,485 $2,709 $2,339 $7,079 $6,130 $2,898 $2,501
Liberty Mutual $4,990 $4,990 $4,569 $4,569 $14,625 $14,625 $6,343 $6,343
Nationwide $2,126 $2,126 $2,014 $2,014 $5,960 $5,960 $2,382 $2,382
Progressive $3,347 $3,347 $2,987 $2,987 $10,661 $10,661 $4,230 $4,230
State Farm $1,929 $1,929 $1,706 $1,706 $6,900 $6,900 $2,130 $2,130
Travelers $2,194 $2,194 $2,369 $2,369 $32,598 $32,598 $2,644 $2,644
USAA $1,267 $1,267 $1,143 $1,143 $3,791 $3,791 $1,688 $1,688

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Minimum Car Insurance in Effort, PA

Every driver must carry the minimum car insurance in Effort, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Effort, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Effort, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Effort, PA. Compare credit history car insurance rates in Effort from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Effort, Pennsylvania

Insurance Company Poor Fair Good
Allstate $6,240 $4,678 $3,764
GEICO $5,469 $3,060 $2,353
Liberty Mutual $9,747 $6,984 $6,164
Nationwide $3,662 $3,011 $2,688
Progressive $7,040 $4,929 $3,950
State Farm $4,504 $2,791 $2,203
Travelers $10,830 $9,784 $9,239
USAA $2,471 $1,828 $1,617

Cheapest Effort, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Effort, PA to rates for a clean record with top companies.

Annual Effort, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,675 $5,549 $4,675 $4,675
GEICO $2,667 $4,542 $3,593 $3,707
Liberty Mutual $6,968 $7,970 $7,794 $7,794
Nationwide $2,255 $3,015 $4,198 $3,014
Progressive $4,804 $6,648 $4,953 $4,819
State Farm $2,895 $3,437 $3,166 $3,166
Travelers $7,053 $10,042 $12,667 $10,042
USAA $1,588 $2,189 $2,337 $1,775

Cheapest Effort, PA Car Insurance for Teen Drivers

Teen car insurance in Effort, PA can be expensive. Take a look at rates from the top car insurance companies in Effort for teenagers.

Annual Car Insurance Rates for Teen Drivers in Effort, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,469 $10,469
GEICO $7,079 $6,130
Liberty Mutual $14,625 $14,625
Nationwide $5,960 $5,960
Progressive $10,661 $10,661
State Farm $6,900 $6,900
Travelers $32,598 $32,598
USAA $3,791 $3,791

Cheapest Effort, PA Car Insurance for Seniors

Take a look at Effort, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Effort, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,774
GEICO $2,709 $2,339
Liberty Mutual $4,569 $4,569
Nationwide $2,014 $2,014
Progressive $2,987 $2,987
State Farm $1,706 $1,706
Travelers $2,369 $2,369
USAA $1,143 $1,143

Cheapest Effort, PA Car Insurance Rates After a DUI

A DUI in Effort, PA increases car insurance rates. Compare Effort, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Effort, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,675
GEICO $3,593
Liberty Mutual $7,794
Nationwide $4,198
Progressive $4,953
State Farm $3,166
Travelers $12,667
USAA $2,337

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Cheapest Effort, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Effort, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Effort, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,791 $4,997
GEICO $3,567 $3,688
Liberty Mutual $7,436 $7,828
Nationwide $3,121 $3,121
Progressive $5,306 $5,306
State Farm $3,072 $3,260
Travelers $9,951 $9,951
USAA $1,915 $2,029

The Best Cheap Car Insurance Companies in Effort, PA

Take a look at a side-by-side comparison of the top car insurance companies in Effort, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Effort, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,894
GEICO $3,628
Liberty Mutual $7,632
Nationwide $3,121
Progressive $5,306
State Farm $3,166
Travelers $9,951
USAA $1,972

Category Winners: Cheapest Car Insurance in Effort, Pennsylvania

Find the cheapest car insurance companies in Effort, PA for each category right here.

Best Annual Car Insurance Rates by Company in Effort, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Effort, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Effort car insurance rates. Find the cheapest Effort, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Effort, Pennsylvania

Insurance Company Low Medium High
Allstate $4,671 $4,926 $5,084
GEICO $3,278 $3,664 $3,940
Liberty Mutual $7,321 $7,678 $7,896
Nationwide $3,122 $3,162 $3,078
Progressive $4,816 $5,335 $5,767
State Farm $2,937 $3,213 $3,348
Travelers $9,980 $9,965 $9,909
USAA $1,835 $1,989 $2,092

What affects car insurance rates in Effort, Pennsylvania?

What factors can have an impact on Effort, PA car insurance? There are several reasons why Effort car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Effort, Pennsylvania.

Commute Time in Effort

The more time you spend in your car the higher the risk of an accident. The average commute length in Effort, PA is 40.8 minutes according to City-Data.

Compare Car Insurance Quotes in Effort, PA

Ready to find affordable Effort, Pennsylvania car insurance today? Enter your ZIP code for fast, free Effort, PA car insurance quotes.

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