Compare Egan, SD Car Insurance Rates (2021)

Car insurance in Egan, SD averages $300 a month. Egan, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Egan car insurance rates, compare quotes from the top car insurance companies in Egan, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Egan, SD are $3,599/year
  • The cheapest car insurance company in Egan for teen drivers is State Farm
  • Average car insurance rates in Egan, SD after a DUI are $4,358/year

If you need to buy Egan, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Egan, SD is right here.

You’ll find Egan car insurance rates, the cheapest Egan, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Egan, South Dakota car insurance rates to Brookings car insurance rates, Mitchell car insurance rates, and Box Elder car insurance rates.

Ready to find affordable Egan, SD car insurance today? Enter your ZIP code for fast, free Egan car insurance quotes.

Cheapest Egan, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Egan, SD car insurance rates? Every Egan, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Egan, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,685 $1,685 $1,480 $1,546 $7,875 $8,175 $1,891 $2,009
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,740 $1,690 $1,438 $1,491 $6,844 $7,748 $2,172 $2,270
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Egan, SD

Every driver must carry the minimum car insurance in Egan, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Egan, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Egan, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Egan, SD. Compare credit history car insurance rates in Egan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Egan, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,713 $3,149 $3,017
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,623 $3,059 $2,840
State Farm $3,023 $1,808 $1,401

Cheapest Egan, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Egan, SD to rates for a clean record with top companies.

Annual Egan, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,800 $3,555 $3,468 $3,350
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,729 $3,747 $2,944 $3,277
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Egan, SD Car Insurance for Teen Drivers

Teen car insurance in Egan, SD can be expensive. Take a look at rates from the top car insurance companies in Egan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Egan, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $7,875 $8,175
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,844 $7,748
State Farm $3,556 $4,546

Cheapest Egan, SD Car Insurance for Seniors

Take a look at Egan, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Egan, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,480 $1,546
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,438 $1,491
State Farm $1,209 $1,209

Cheapest Egan, SD Car Insurance Rates After a DUI

A DUI in Egan, SD increases car insurance rates. Compare Egan, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Egan, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,468
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,944
State Farm $2,078

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Cheapest Egan, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Egan, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Egan, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,293 $3,293
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,174 $3,174
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Egan, SD

Take a look at a side-by-side comparison of the top car insurance companies in Egan, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Egan, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,293
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,174
State Farm $2,078

Category Winners: Cheapest Car Insurance in Egan, South Dakota

Find the cheapest car insurance companies in Egan, SD for each category right here.

Best Annual Car Insurance Rates by Company in Egan, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Egan, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Egan car insurance rates. Find the cheapest Egan, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Egan, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,136 $3,254 $3,490
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,054 $3,133 $3,335
State Farm $2,004 $2,079 $2,150

What affects car insurance rates in Egan, South Dakota?

What factors can have an impact on Egan, SD car insurance? There are several reasons why Egan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Egan, South Dakota.

Commute Time in Egan

The more time you spend in your car the higher the risk of an accident. The average commute length in Egan, SD is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Egan, SD

Ready to find affordable Egan, South Dakota car insurance today? Enter your ZIP code for fast, free Egan, SD car insurance quotes.

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