Compare El Campo, TX Car Insurance Rates (2021)

Car insurance in El Campo, TX averages $313 a month. El Campo, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap El Campo car insurance rates, compare quotes from the top car insurance companies in El Campo, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in El Campo for teen drivers is USAA
  • Average car insurance rates in El Campo, TX are $3,759/year
  • The cheapest car insurance company in El Campo is USAA

If you need to buy El Campo, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in El Campo, TX is right here.

You’ll find El Campo car insurance rates, the cheapest El Campo, TX car insurance companies, and information on Texas car insurance laws. You can also compare El Campo, Texas car insurance rates to Dallas car insurance rates, Laredo car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable El Campo, TX car insurance today? Enter your ZIP code for fast, free El Campo car insurance quotes.

Cheapest El Campo, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Campo, TX car insurance rates? Every El Campo, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Campo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,287 $3,314 $3,245 $3,245 $8,714 $10,507 $4,061 $4,228
American Family $3,125 $3,521 $3,007 $3,485 $9,042 $11,752 $4,644 $5,296
GEICO $2,200 $2,373 $2,125 $2,415 $4,773 $4,926 $2,376 $2,358
Nationwide $2,164 $2,199 $1,916 $2,026 $6,107 $7,828 $2,540 $2,745
Progressive $2,336 $2,210 $2,087 $2,124 $9,933 $11,058 $2,760 $2,789
State Farm $1,843 $1,843 $1,638 $1,638 $4,362 $5,552 $2,000 $2,066
USAA $1,497 $1,508 $1,428 $1,420 $4,185 $4,565 $1,995 $2,145

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Minimum Car Insurance in El Campo, TX

Every driver must carry the minimum car insurance in El Campo, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in El Campo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Campo, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Campo, TX. Compare credit history car insurance rates in El Campo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Campo, Texas

Insurance Company Poor Fair Good
Allstate $6,446 $4,730 $4,050
American Family $7,405 $4,831 $4,217
GEICO $4,531 $2,575 $1,725
Nationwide $4,121 $3,316 $2,885
Progressive $4,952 $4,297 $3,988
State Farm $3,707 $2,307 $1,839
USAA $3,443 $1,987 $1,598

Cheapest El Campo, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Campo, TX to rates for a clean record with top companies.

Annual El Campo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,937 $6,074 $6,352 $3,937
American Family $4,979 $6,388 $5,591 $4,979
GEICO $2,500 $3,292 $2,761 $3,220
Nationwide $2,989 $2,989 $4,413 $3,372
Progressive $3,848 $4,987 $4,486 $4,328
State Farm $2,332 $2,667 $3,140 $2,332
USAA $1,749 $2,576 $3,038 $2,007

Cheapest El Campo, TX Car Insurance for Teen Drivers

Teen car insurance in El Campo, TX can be expensive. Take a look at rates from the top car insurance companies in El Campo for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Campo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,714 $10,507
American Family $9,042 $11,752
GEICO $4,773 $4,926
Nationwide $6,107 $7,828
Progressive $9,933 $11,058
State Farm $4,362 $5,552
USAA $4,185 $4,565

Cheapest El Campo, TX Car Insurance for Seniors

Take a look at El Campo, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Campo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,245 $3,245
American Family $3,007 $3,485
GEICO $2,125 $2,415
Nationwide $1,916 $2,026
Progressive $2,087 $2,124
State Farm $1,638 $1,638
USAA $1,428 $1,420

Cheapest El Campo, TX Car Insurance Rates After a DUI

A DUI in El Campo, TX increases car insurance rates. Compare El Campo, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Campo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,352
American Family $5,591
GEICO $2,761
Nationwide $4,413
Progressive $4,486
State Farm $3,140
USAA $3,038

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Cheapest El Campo, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Campo, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Campo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,956 $5,194
American Family $5,484 $5,484
GEICO $2,888 $2,999
Nationwide $3,441 $3,441
Progressive $4,412 $4,412
State Farm $2,618 $2,618
USAA $2,313 $2,372

The Best Cheap Car Insurance Companies in El Campo, TX

Take a look at a side-by-side comparison of the top car insurance companies in El Campo, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Campo, Texas

Insurance Company Average Annual Rates
Allstate $5,075
American Family $5,484
GEICO $2,943
Nationwide $3,441
Progressive $4,412
State Farm $2,618
USAA $2,343

Category Winners: Cheapest Car Insurance in El Campo, Texas

Find the cheapest car insurance companies in El Campo, TX for each category right here.

Best Annual Car Insurance Rates by Company in El Campo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest El Campo, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Campo car insurance rates. Find the cheapest El Campo, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Campo, Texas

Insurance Company Low Medium High
Allstate $4,953 $5,029 $5,243
American Family $5,015 $5,228 $6,209
GEICO $2,776 $2,903 $3,151
Nationwide $3,697 $3,295 $3,330
Progressive $4,198 $4,391 $4,648
State Farm $2,490 $2,610 $2,754
USAA $2,266 $2,333 $2,428

What affects car insurance rates in El Campo, Texas?

What factors can have an impact on El Campo, TX car insurance? There are several reasons why El Campo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Campo, Texas.

Car Theft in El Campo

High levels of vehicle theft can make car insurance more expensive. El Campo, TX car theft statistics from the FBI indicate 12 vehicle thefts a year.

Commute Time in El Campo

The more time you spend in your car the higher the risk of an accident. The average commute length in El Campo, TX is 18.9 minutes according to City-Data.

Compare Car Insurance Quotes in El Campo, TX

Ready to find affordable El Campo, Texas car insurance today? Enter your ZIP code for fast, free El Campo, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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