Compare El Dorado, AR Car Insurance Rates (2021)

Car insurance in El Dorado, AR averages $348 a month. El Dorado, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap El Dorado car insurance rates, compare quotes from the top car insurance companies in El Dorado, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in El Dorado is USAA
  • Average car insurance rates in El Dorado, AR after a DUI are $5,037/year
  • Average car insurance rates in El Dorado, AR are $4,178/year

If you need to buy El Dorado, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in El Dorado, AR is right here.

You’ll find El Dorado car insurance rates, the cheapest El Dorado, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare El Dorado, Arkansas car insurance rates to Little Rock car insurance rates, Fayetteville car insurance rates, and Conway car insurance rates.

Ready to find affordable El Dorado, AR car insurance today? Enter your ZIP code for fast, free El Dorado car insurance quotes.

Cheapest El Dorado, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Dorado, AR car insurance rates? Every El Dorado, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Dorado, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,237 $2,229 $2,003 $2,102 $9,130 $9,460 $2,556 $2,696
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,706 $2,773 $2,421 $2,574 $6,408 $8,225 $3,077 $3,332
Progressive $2,686 $2,556 $2,206 $2,301 $11,141 $12,560 $3,218 $3,481
State Farm $1,918 $1,918 $1,706 $1,706 $5,379 $6,789 $2,158 $2,462
Travelers $2,267 $2,313 $2,206 $2,218 $13,317 $21,446 $2,408 $2,800
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

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Minimum Car Insurance in El Dorado, AR

Every driver must carry the minimum car insurance in El Dorado, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in El Dorado, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Dorado, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Dorado, AR. Compare credit history car insurance rates in El Dorado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Dorado, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,617 $3,859 $3,678
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,684 $3,739 $3,396
Progressive $5,706 $4,848 $4,502
State Farm $4,355 $2,620 $2,038
Travelers $7,115 $5,808 $5,442
USAA $3,196 $2,173 $1,849

Cheapest El Dorado, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Dorado, AR to rates for a clean record with top companies.

Annual El Dorado, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,430 $4,384 $4,282 $4,110
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $3,047 $3,960 $5,389 $3,363
Progressive $4,330 $5,998 $4,547 $5,199
State Farm $2,768 $3,241 $3,004 $3,004
Travelers $5,152 $5,396 $7,649 $6,291
USAA $1,846 $2,342 $3,387 $2,049

Cheapest El Dorado, AR Car Insurance for Teen Drivers

Teen car insurance in El Dorado, AR can be expensive. Take a look at rates from the top car insurance companies in El Dorado for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Dorado, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,130 $9,460
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,408 $8,225
Progressive $11,141 $12,560
State Farm $5,379 $6,789
Travelers $13,317 $21,446
USAA $4,662 $4,887

Cheapest El Dorado, AR Car Insurance for Seniors

Take a look at El Dorado, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Dorado, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,003 $2,102
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,421 $2,574
Progressive $2,206 $2,301
State Farm $1,706 $1,706
Travelers $2,206 $2,218
USAA $1,366 $1,380

Cheapest El Dorado, AR Car Insurance Rates After a DUI

A DUI in El Dorado, AR increases car insurance rates. Compare El Dorado, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Dorado, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,093
Farmers $4,282
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,389
Progressive $4,547
State Farm $3,004
Travelers $7,649
USAA $3,387

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Cheapest El Dorado, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Dorado, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Dorado, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,052 $4,052
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,940 $3,940
Progressive $5,019 $5,019
State Farm $2,932 $3,077
Travelers $6,122 $6,122
USAA $2,336 $2,476

The Best Cheap Car Insurance Companies in El Dorado, AR

Take a look at a side-by-side comparison of the top car insurance companies in El Dorado, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Dorado, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,052
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,940
Progressive $5,019
State Farm $3,004
Travelers $6,122
USAA $2,406

Category Winners: Cheapest Car Insurance in El Dorado, Arkansas

Find the cheapest car insurance companies in El Dorado, AR for each category right here.

Best Annual Car Insurance Rates by Company in El Dorado, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest El Dorado, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Dorado car insurance rates. Find the cheapest El Dorado, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Dorado, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $3,864 $4,013 $4,279
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $4,007 $3,868 $3,944
Progressive $4,661 $4,947 $5,447
State Farm $2,863 $3,002 $3,148
Travelers $5,880 $6,139 $6,346
USAA $2,308 $2,397 $2,513

What affects car insurance rates in El Dorado, Arkansas?

What factors can have an impact on El Dorado, AR car insurance? There are several reasons why El Dorado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Dorado, Arkansas.

Commute Time in El Dorado

The more time you spend in your car the higher the risk of an accident. The average commute length in El Dorado, AR is 16.1 minutes according to City-Data.

Compare Car Insurance Quotes in El Dorado, AR

Ready to find affordable El Dorado, Arkansas car insurance today? Enter your ZIP code for fast, free El Dorado, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State