Compare El Dorado Springs, MO Car Insurance Rates (2021)

Car insurance in El Dorado Springs, MO averages $267 a month. El Dorado Springs, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap El Dorado Springs car insurance rates, compare quotes from the top car insurance companies in El Dorado Springs, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Dorado Springs, MO are $3,202/year
  • The cheapest car insurance company in El Dorado Springs is Nationwide
  • The cheapest car insurance company in El Dorado Springs for teen drivers is Nationwide

If you need to buy El Dorado Springs, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in El Dorado Springs, MO is right here.

You’ll find El Dorado Springs car insurance rates, the cheapest El Dorado Springs, MO car insurance companies, and information on Missouri car insurance laws. You can also compare El Dorado Springs, Missouri car insurance rates to St. Joseph car insurance rates, Springfield car insurance rates, and Florissant car insurance rates.

Ready to find affordable El Dorado Springs, MO car insurance today? Enter your ZIP code for fast, free El Dorado Springs car insurance quotes.

Cheapest El Dorado Springs, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Dorado Springs, MO car insurance rates? Every El Dorado Springs, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Dorado Springs, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,103 $2,103 $1,870 $1,870 $5,646 $7,360 $2,103 $2,468
Farmers $2,286 $2,281 $2,046 $2,162 $9,197 $9,517 $2,607 $2,736
GEICO $1,903 $2,119 $1,485 $1,869 $5,760 $6,105 $1,768 $1,787
Liberty Mutual $2,574 $2,795 $2,120 $2,378 $8,397 $9,330 $2,721 $2,914
Nationwide $1,546 $1,590 $1,373 $1,468 $3,861 $4,997 $1,760 $1,917
Progressive $2,055 $1,938 $1,680 $1,724 $6,310 $7,112 $2,512 $2,584
State Farm $1,649 $1,649 $1,458 $1,458 $4,529 $5,749 $1,849 $2,093
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

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Minimum Car Insurance in El Dorado Springs, MO

Every driver must carry the minimum car insurance in El Dorado Springs, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in El Dorado Springs, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Dorado Springs, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Dorado Springs, MO. Compare credit history car insurance rates in El Dorado Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Dorado Springs, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,171 $2,930 $2,469
Farmers $4,698 $3,902 $3,712
GEICO $3,935 $2,563 $2,051
Liberty Mutual $5,971 $3,626 $2,863
Nationwide $2,741 $2,246 $1,955
Progressive $3,761 $3,100 $2,857
State Farm $3,428 $2,306 $1,930
USAA $4,037 $1,881 $1,349

Cheapest El Dorado Springs, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Dorado Springs, MO to rates for a clean record with top companies.

Annual El Dorado Springs, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,416 $3,448 $4,157 $2,740
Farmers $3,571 $4,399 $4,306 $4,140
GEICO $2,256 $2,879 $3,828 $2,435
Liberty Mutual $3,036 $4,318 $4,472 $4,789
Nationwide $1,845 $2,332 $3,072 $2,008
Progressive $2,846 $3,708 $3,121 $3,282
State Farm $2,364 $2,745 $2,554 $2,554
USAA $1,947 $2,357 $3,260 $2,124

Cheapest El Dorado Springs, MO Car Insurance for Teen Drivers

Teen car insurance in El Dorado Springs, MO can be expensive. Take a look at rates from the top car insurance companies in El Dorado Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Dorado Springs, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,646 $7,360
Farmers $9,197 $9,517
GEICO $5,760 $6,105
Liberty Mutual $8,397 $9,330
Nationwide $3,861 $4,997
Progressive $6,310 $7,112
State Farm $4,529 $5,749
USAA $4,405 $5,384

Cheapest El Dorado Springs, MO Car Insurance for Seniors

Take a look at El Dorado Springs, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Dorado Springs, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,870 $1,870
Farmers $2,046 $2,162
GEICO $1,485 $1,869
Liberty Mutual $2,120 $2,378
Nationwide $1,373 $1,468
Progressive $1,680 $1,724
State Farm $1,458 $1,458
USAA $1,338 $1,364

Cheapest El Dorado Springs, MO Car Insurance Rates After a DUI

A DUI in El Dorado Springs, MO increases car insurance rates. Compare El Dorado Springs, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Dorado Springs, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,157
Farmers $4,306
GEICO $3,828
Liberty Mutual $4,472
Nationwide $3,072
Progressive $3,121
State Farm $2,554
USAA $3,260

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Cheapest El Dorado Springs, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Dorado Springs, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Dorado Springs, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,158 $3,222
Farmers $4,104 $4,104
GEICO $2,793 $2,906
Liberty Mutual $4,153 $4,153
Nationwide $2,314 $2,314
Progressive $3,239 $3,239
State Farm $2,491 $2,618
USAA $2,334 $2,509

The Best Cheap Car Insurance Companies in El Dorado Springs, MO

Take a look at a side-by-side comparison of the top car insurance companies in El Dorado Springs, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Dorado Springs, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,190
Farmers $4,104
GEICO $2,850
Liberty Mutual $4,153
Nationwide $2,314
Progressive $3,239
State Farm $2,554
USAA $2,422

Category Winners: Cheapest Car Insurance in El Dorado Springs, Missouri

Find the cheapest car insurance companies in El Dorado Springs, MO for each category right here.

Best Annual Car Insurance Rates by Company in El Dorado Springs, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest El Dorado Springs, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Dorado Springs car insurance rates. Find the cheapest El Dorado Springs, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Dorado Springs, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,101 $3,291 $3,177
Farmers $3,856 $4,066 $4,390
GEICO $2,676 $2,867 $3,005
Liberty Mutual $3,934 $4,172 $4,354
Nationwide $2,186 $2,333 $2,423
Progressive $2,951 $3,247 $3,521
State Farm $2,407 $2,563 $2,693
USAA $2,320 $2,414 $2,532

What affects car insurance rates in El Dorado Springs, Missouri?

What factors can have an impact on El Dorado Springs, MO car insurance? There are several reasons why El Dorado Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Dorado Springs, Missouri.

Commute Time in El Dorado Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in El Dorado Springs, MO is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in El Dorado Springs, MO

Ready to find affordable El Dorado Springs, Missouri car insurance today? Enter your ZIP code for fast, free El Dorado Springs, MO car insurance quotes.

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