Compare El Granada, CA Car Insurance Rates (2021)

Car insurance in El Granada, CA averages $286 a month. El Granada, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Granada car insurance rates, compare quotes from the top car insurance companies in El Granada, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in El Granada, CA after a DUI are $4,816/year
  • The cheapest car insurance company in El Granada for teen drivers is USAA
  • Average car insurance rates in El Granada, CA are $3,435/year

If you need to buy El Granada, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Granada, CA is right here.

You’ll find El Granada car insurance rates, the cheapest El Granada, CA car insurance companies, and information on California car insurance laws. You can also compare El Granada, California car insurance rates to Bakersfield car insurance rates, Oakland car insurance rates, and San Jose car insurance rates.

Ready to find affordable El Granada, CA car insurance today? Enter your ZIP code for fast, free El Granada car insurance quotes.

Cheapest El Granada, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Granada, CA car insurance rates? Every El Granada, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Granada, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,680 $2,685 $1,970 $1,986 $7,513 $9,471 $3,435 $3,778
Farmers $2,437 $2,437 $2,209 $2,209 $7,865 $12,895 $2,899 $3,238
GEICO $1,608 $1,609 $1,513 $1,513 $4,886 $4,966 $2,308 $2,359
Liberty Mutual $2,338 $2,218 $2,179 $2,110 $5,183 $5,494 $2,642 $2,657
Nationwide $2,936 $2,801 $2,571 $2,423 $7,527 $8,286 $3,524 $3,478
Progressive $1,544 $1,586 $1,323 $1,561 $4,116 $4,930 $2,219 $2,378
State Farm $3,202 $3,202 $2,861 $2,861 $5,917 $7,341 $3,547 $3,656
Travelers $2,385 $2,306 $2,113 $2,091 $4,958 $5,646 $3,096 $3,031
USAA $1,847 $1,749 $1,801 $1,808 $4,209 $4,241 $2,559 $2,418

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in El Granada, CA

Every driver must carry the minimum car insurance in El Granada, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in El Granada, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest El Granada, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Granada, CA to rates for a clean record with top companies.

Annual El Granada, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,531 $4,251 $6,656 $3,321
Farmers $3,345 $4,554 $5,671 $4,524
GEICO $1,815 $2,801 $3,514 $2,251
Liberty Mutual $2,694 $3,609 $3,254 $2,854
Nationwide $2,930 $3,753 $6,338 $3,753
Progressive $1,612 $2,739 $3,156 $2,322
State Farm $2,908 $3,468 $6,544 $3,374
Travelers $2,141 $3,479 $4,043 $3,150
USAA $1,714 $2,553 $4,172 $1,878

Cheapest El Granada, CA Car Insurance for Teen Drivers

Teen car insurance in El Granada, CA can be expensive. Take a look at rates from the top car insurance companies in El Granada for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Granada, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,513 $9,471
Farmers $7,865 $12,895
GEICO $4,886 $4,966
Liberty Mutual $5,183 $5,494
Nationwide $7,527 $8,286
Progressive $4,116 $4,930
State Farm $5,917 $7,341
Travelers $4,958 $5,646
USAA $4,209 $4,241

Cheapest El Granada, CA Car Insurance for Seniors

Take a look at El Granada, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Granada, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,970 $1,986
Farmers $2,209 $2,209
GEICO $1,513 $1,513
Liberty Mutual $2,179 $2,110
Nationwide $2,571 $2,423
Progressive $1,323 $1,561
State Farm $2,861 $2,861
Travelers $2,113 $2,091
USAA $1,801 $1,808

Cheapest El Granada, CA Car Insurance Rates After a DUI

A DUI in El Granada, CA increases car insurance rates. Compare El Granada, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Granada, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,656
Farmers $5,671
GEICO $3,514
Liberty Mutual $3,254
Nationwide $6,338
Progressive $3,156
State Farm $6,544
Travelers $4,043
USAA $4,172

Cheapest El Granada, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Granada, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Granada, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,596
Farmers $4,104 $4,943
GEICO $2,357 $2,833
Liberty Mutual $2,849 $3,356
Nationwide $3,705 $4,682
Progressive $2,227 $2,687
State Farm $3,926 $4,221
Travelers $2,882 $3,524
USAA $2,378 $2,780

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in El Granada, CA

Take a look at a side-by-side comparison of the top car insurance companies in El Granada, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Granada, California

Insurance Company Average Annual Rates
Allstate $4,190
Farmers $4,524
GEICO $2,595
Liberty Mutual $3,103
Nationwide $4,193
Progressive $2,457
State Farm $4,073
Travelers $3,203
USAA $2,579

Category Winners: Cheapest Car Insurance in El Granada, California

Find the cheapest car insurance companies in El Granada, CA for each category right here.

Best Annual Car Insurance Rates by Company in El Granada, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest El Granada, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Granada car insurance rates. Find the cheapest El Granada, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Granada, California

Insurance Company Low Medium High
Allstate $3,995 $4,223 $4,351
Farmers $4,219 $4,562 $4,790
GEICO $2,344 $2,626 $2,816
Liberty Mutual $2,911 $3,128 $3,269
Nationwide $3,786 $4,274 $4,520
Progressive $2,177 $2,541 $2,653
State Farm $3,662 $4,148 $4,410
Travelers $2,787 $3,296 $3,526
USAA $2,348 $2,627 $2,762

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in El Granada, California?

What factors can have an impact on El Granada, CA car insurance? There are several reasons why El Granada car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Granada, California.

Commute Time in El Granada

The more time you spend in your car the higher the risk of an accident. The average commute length in El Granada, CA is 33.2 minutes according to City-Data.

Compare Car Insurance Quotes in El Granada, CA

Ready to find affordable El Granada, California car insurance today? Enter your ZIP code for fast, free El Granada, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State