Compare El Lago, TX Car Insurance Rates (2021)

Car insurance in El Lago, TX averages $346 a month. El Lago, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap El Lago car insurance rates, compare quotes from the top car insurance companies in El Lago, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in El Lago for teen drivers is USAA
  • Average car insurance rates in El Lago, TX are $4,153/year
  • The cheapest car insurance company in El Lago is USAA

If you need to buy El Lago, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in El Lago, TX is right here.

You’ll find El Lago car insurance rates, the cheapest El Lago, TX car insurance companies, and information on Texas car insurance laws. You can also compare El Lago, Texas car insurance rates to Laredo car insurance rates, Fort Worth car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable El Lago, TX car insurance today? Enter your ZIP code for fast, free El Lago car insurance quotes.

Cheapest El Lago, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Lago, TX car insurance rates? Every El Lago, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Lago, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,653 $3,672 $3,602 $3,602 $9,938 $11,970 $4,523 $4,692
American Family $3,294 $3,710 $3,156 $3,658 $9,483 $12,336 $4,888 $5,576
GEICO $2,482 $2,688 $2,405 $2,747 $5,525 $5,701 $2,690 $2,671
Nationwide $2,383 $2,426 $2,104 $2,231 $6,736 $8,665 $2,798 $3,031
Progressive $2,482 $2,371 $2,201 $2,248 $10,219 $11,401 $2,949 $3,003
State Farm $2,236 $2,236 $1,997 $1,997 $5,410 $6,902 $2,435 $2,505
USAA $1,664 $1,667 $1,597 $1,577 $4,732 $5,129 $2,212 $2,355

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Minimum Car Insurance in El Lago, TX

Every driver must carry the minimum car insurance in El Lago, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in El Lago, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Lago, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Lago, TX. Compare credit history car insurance rates in El Lago from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Lago, Texas

Insurance Company Poor Fair Good
Allstate $7,244 $5,316 $4,558
American Family $7,792 $5,074 $4,421
GEICO $5,195 $2,938 $1,958
Nationwide $4,556 $3,655 $3,179
Progressive $5,202 $4,480 $4,146
State Farm $4,543 $2,836 $2,264
USAA $3,828 $2,227 $1,795

Cheapest El Lago, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Lago, TX to rates for a clean record with top companies.

Annual El Lago, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,364 $6,897 $7,200 $4,364
American Family $5,227 $6,723 $5,875 $5,227
GEICO $2,853 $3,789 $3,141 $3,672
Nationwide $3,289 $3,289 $4,889 $3,719
Progressive $4,020 $5,182 $4,700 $4,534
State Farm $2,849 $3,277 $3,883 $2,849
USAA $1,944 $2,886 $3,404 $2,233

Cheapest El Lago, TX Car Insurance for Teen Drivers

Teen car insurance in El Lago, TX can be expensive. Take a look at rates from the top car insurance companies in El Lago for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Lago, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,938 $11,970
American Family $9,483 $12,336
GEICO $5,525 $5,701
Nationwide $6,736 $8,665
Progressive $10,219 $11,401
State Farm $5,410 $6,902
USAA $4,732 $5,129

Cheapest El Lago, TX Car Insurance for Seniors

Take a look at El Lago, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Lago, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,602 $3,602
American Family $3,156 $3,658
GEICO $2,405 $2,747
Nationwide $2,104 $2,231
Progressive $2,201 $2,248
State Farm $1,997 $1,997
USAA $1,597 $1,577

Cheapest El Lago, TX Car Insurance Rates After a DUI

A DUI in El Lago, TX increases car insurance rates. Compare El Lago, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Lago, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,200
American Family $5,875
GEICO $3,141
Nationwide $4,889
Progressive $4,700
State Farm $3,883
USAA $3,404

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Cheapest El Lago, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Lago, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Lago, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,560 $5,853
American Family $5,763 $5,763
GEICO $3,303 $3,425
Nationwide $3,797 $3,797
Progressive $4,609 $4,609
State Farm $3,215 $3,215
USAA $2,584 $2,650

The Best Cheap Car Insurance Companies in El Lago, TX

Take a look at a side-by-side comparison of the top car insurance companies in El Lago, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Lago, Texas

Insurance Company Average Annual Rates
Allstate $5,706
American Family $5,763
GEICO $3,364
Nationwide $3,797
Progressive $4,609
State Farm $3,215
USAA $2,617

Category Winners: Cheapest Car Insurance in El Lago, Texas

Find the cheapest car insurance companies in El Lago, TX for each category right here.

Best Annual Car Insurance Rates by Company in El Lago, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest El Lago, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Lago car insurance rates. Find the cheapest El Lago, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Lago, Texas

Insurance Company Low Medium High
Allstate $5,583 $5,660 $5,877
American Family $5,299 $5,513 $6,476
GEICO $3,177 $3,323 $3,591
Nationwide $4,086 $3,633 $3,671
Progressive $4,401 $4,589 $4,838
State Farm $3,036 $3,204 $3,404
USAA $2,518 $2,605 $2,727

What affects car insurance rates in El Lago, Texas?

What factors can have an impact on El Lago, TX car insurance? There are several reasons why El Lago car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Lago, Texas.

Commute Time in El Lago

The more time you spend in your car the higher the risk of an accident. The average commute length in El Lago, TX is 27.6 minutes according to City-Data.

Compare Car Insurance Quotes in El Lago, TX

Ready to find affordable El Lago, Texas car insurance today? Enter your ZIP code for fast, free El Lago, TX car insurance quotes.

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