Compare El Moro, CO Car Insurance Rates (2021)

Car insurance in El Moro, CO averages $320 a month. El Moro, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap El Moro car insurance rates, compare quotes from the top car insurance companies in El Moro, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Moro, CO after a DUI are $4,567/year
  • The cheapest car insurance company in El Moro for teen drivers is Liberty Mutual
  • Average car insurance rates in El Moro, CO are $3,840/year

If you need to buy El Moro, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in El Moro, CO is right here.

You’ll find El Moro car insurance rates, the cheapest El Moro, CO car insurance companies, and information on Colorado car insurance laws. You can also compare El Moro, Colorado car insurance rates to Boulder car insurance rates, Pueblo car insurance rates, and Aurora car insurance rates.

Ready to find affordable El Moro, CO car insurance today? Enter your ZIP code for fast, free El Moro car insurance quotes.

Cheapest El Moro, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Moro, CO car insurance rates? Every El Moro, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Moro, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,845 $3,662 $3,389 $3,433 $11,710 $12,271 $4,419 $4,506
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,005 $2,982 $2,726 $2,937 $11,174 $11,245 $3,302 $3,345
GEICO $1,918 $2,076 $1,995 $2,230 $5,844 $6,191 $1,760 $1,801
Liberty Mutual $1,935 $1,913 $1,641 $1,798 $5,103 $5,551 $1,949 $1,981
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,333 $2,192 $2,015 $2,016 $7,582 $8,471 $2,630 $2,564
State Farm $1,980 $1,980 $1,770 $1,770 $5,629 $7,129 $2,214 $2,631
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

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Minimum Car Insurance in El Moro, CO

Every driver must carry the minimum car insurance in El Moro, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in El Moro, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest El Moro, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Moro, CO. Compare credit history car insurance rates in El Moro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Moro, Colorado

Insurance Company Poor Fair Good
Allstate $7,549 $5,788 $4,376
American Family $4,441 $3,137 $2,627
Farmers $5,922 $4,793 $4,554
GEICO $3,578 $2,977 $2,375
Liberty Mutual $3,926 $2,376 $1,900
Nationwide $4,848 $3,820 $3,334
Progressive $4,252 $3,615 $3,310
State Farm $4,361 $2,799 $2,254
USAA $5,346 $3,014 $2,405

Cheapest El Moro, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Moro, CO to rates for a clean record with top companies.

Annual El Moro, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,169 $5,840 $6,881 $5,728
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,301 $5,519 $5,447 $5,092
GEICO $2,121 $3,271 $3,728 $2,787
Liberty Mutual $2,376 $2,799 $2,931 $2,829
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,238 $4,469 $3,416 $3,778
State Farm $2,892 $3,383 $3,138 $3,138
USAA $2,644 $3,195 $5,527 $2,989

Cheapest El Moro, CO Car Insurance for Teen Drivers

Teen car insurance in El Moro, CO can be expensive. Take a look at rates from the top car insurance companies in El Moro for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Moro, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,710 $12,271
American Family $5,641 $7,517
Farmers $11,174 $11,245
GEICO $5,844 $6,191
Liberty Mutual $5,103 $5,551
Nationwide $6,687 $8,617
Progressive $7,582 $8,471
State Farm $5,629 $7,129
USAA $5,826 $6,723

Cheapest El Moro, CO Car Insurance for Seniors

Take a look at El Moro, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Moro, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,389 $3,433
American Family $2,098 $2,098
Farmers $2,726 $2,937
GEICO $1,995 $2,230
Liberty Mutual $1,641 $1,798
Nationwide $2,380 $2,529
Progressive $2,015 $2,016
State Farm $1,770 $1,770
USAA $2,298 $2,340

Cheapest El Moro, CO Car Insurance Rates After a DUI

A DUI in El Moro, CO increases car insurance rates. Compare El Moro, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Moro, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,881
American Family $4,659
Farmers $5,447
GEICO $3,728
Liberty Mutual $2,931
Nationwide $5,371
Progressive $3,416
State Farm $3,138
USAA $5,527

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Cheapest El Moro, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Moro, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Moro, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,904 $5,904
American Family $3,330 $3,473
Farmers $5,090 $5,090
GEICO $2,911 $3,042
Liberty Mutual $2,734 $2,734
Nationwide $4,001 $4,001
Progressive $3,725 $3,725
State Farm $3,062 $3,213
USAA $3,485 $3,692

The Best Cheap Car Insurance Companies in El Moro, CO

Take a look at a side-by-side comparison of the top car insurance companies in El Moro, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Moro, Colorado

Insurance Company Average Annual Rates
Allstate $5,904
American Family $3,402
Farmers $5,090
GEICO $2,977
Liberty Mutual $2,734
Nationwide $4,001
Progressive $3,725
State Farm $3,138
USAA $3,589

Category Winners: Cheapest Car Insurance in El Moro, Colorado

Find the cheapest car insurance companies in El Moro, CO for each category right here.

Best Annual Car Insurance Rates by Company in El Moro, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest El Moro, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Moro car insurance rates. Find the cheapest El Moro, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Moro, Colorado

Insurance Company Low Medium High
Allstate $5,625 $5,887 $6,201
American Family $3,255 $3,472 $3,479
Farmers $4,470 $5,017 $5,782
GEICO $2,715 $2,928 $3,287
Liberty Mutual $2,590 $2,723 $2,889
Nationwide $4,052 $4,001 $3,949
Progressive $3,462 $3,735 $3,979
State Farm $2,955 $3,139 $3,319
USAA $3,452 $3,588 $3,726

What affects car insurance rates in El Moro, Colorado?

What factors can have an impact on El Moro, CO car insurance? There are several reasons why El Moro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Moro, Colorado.

Commute Time in El Moro

The more time you spend in your car the higher the risk of an accident. The average commute length in El Moro, CO is 14.2 minutes according to City-Data.

Compare Car Insurance Quotes in El Moro, CO

Ready to find affordable El Moro, Colorado car insurance today? Enter your ZIP code for fast, free El Moro, CO car insurance quotes.

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