Compare El Prado, NM Car Insurance Rates (2021)

Car insurance in El Prado, NM averages $308 a month. El Prado, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap El Prado car insurance rates, compare quotes from the top car insurance companies in El Prado, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in El Prado for teen drivers is USAA
  • The cheapest car insurance company in El Prado is USAA
  • Average car insurance rates in El Prado, NM are $3,692/year

If you need to buy El Prado, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in El Prado, NM is right here.

You’ll find El Prado car insurance rates, the cheapest El Prado, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare El Prado, New Mexico car insurance rates to Carlsbad car insurance rates, Alamogordo car insurance rates, and Farmington car insurance rates.

Ready to find affordable El Prado, NM car insurance today? Enter your ZIP code for fast, free El Prado car insurance quotes.

Cheapest El Prado, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Prado, NM car insurance rates? Every El Prado, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Prado, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,530 $2,524 $2,267 $2,424 $10,270 $10,546 $2,833 $2,914
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,704 $1,648 $1,553 $1,555 $7,031 $7,930 $2,056 $2,122
State Farm $1,642 $1,642 $1,496 $1,496 $4,512 $5,644 $1,837 $2,043
USAA $1,664 $1,645 $1,593 $1,581 $4,476 $5,054 $2,064 $2,205

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Minimum Car Insurance in El Prado, NM

Every driver must carry the minimum car insurance in El Prado, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in El Prado, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest El Prado, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Prado, NM. Compare credit history car insurance rates in El Prado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Prado, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $5,215 $4,306 $4,094
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,509 $3,129 $2,961
State Farm $3,616 $2,232 $1,769
USAA $3,168 $2,376 $2,062

Cheapest El Prado, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Prado, NM to rates for a clean record with top companies.

Annual El Prado, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,837 $4,939 $4,825 $4,552
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,763 $3,791 $2,980 $3,265
State Farm $2,381 $2,592 $2,592 $2,592
USAA $1,877 $2,623 $3,452 $2,189

Cheapest El Prado, NM Car Insurance for Teen Drivers

Teen car insurance in El Prado, NM can be expensive. Take a look at rates from the top car insurance companies in El Prado for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Prado, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $10,270 $10,546
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,031 $7,930
State Farm $4,512 $5,644
USAA $4,476 $5,054

Cheapest El Prado, NM Car Insurance for Seniors

Take a look at El Prado, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Prado, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,267 $2,424
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,553 $1,555
State Farm $1,496 $1,496
USAA $1,593 $1,581

Cheapest El Prado, NM Car Insurance Rates After a DUI

A DUI in El Prado, NM increases car insurance rates. Compare El Prado, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Prado, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,016
Farmers $4,825
GEICO $9,310
Nationwide $5,100
Progressive $2,980
State Farm $2,592
USAA $3,452

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Cheapest El Prado, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Prado, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Prado, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,538 $4,538
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,200 $3,200
State Farm $2,477 $2,600
USAA $2,460 $2,611

The Best Cheap Car Insurance Companies in El Prado, NM

Take a look at a side-by-side comparison of the top car insurance companies in El Prado, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Prado, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,538
GEICO $4,978
Nationwide $3,774
Progressive $3,200
State Farm $2,539
USAA $2,535

Category Winners: Cheapest Car Insurance in El Prado, New Mexico

Find the cheapest car insurance companies in El Prado, NM for each category right here.

Best Annual Car Insurance Rates by Company in El Prado, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest El Prado, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Prado car insurance rates. Find the cheapest El Prado, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Prado, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $4,107 $4,490 $5,018
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,025 $3,195 $3,379
State Farm $2,319 $2,546 $2,752
USAA $2,348 $2,549 $2,709

Compare Car Insurance Quotes in El Prado, NM

Ready to find affordable El Prado, New Mexico car insurance today? Enter your ZIP code for fast, free El Prado, NM car insurance quotes.

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