Compare El Reno, OK Car Insurance Rates (2021)

Car insurance in El Reno, OK averages $351 a month. El Reno, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap El Reno car insurance rates, compare quotes from the top car insurance companies in El Reno, OK.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in El Reno, OK are $4,215/year
  • Average car insurance rates in El Reno, OK after a DUI are $4,755/year
  • The cheapest car insurance company in El Reno for teen drivers is State Farm

If you need to buy El Reno, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in El Reno, OK is right here.

You’ll find El Reno car insurance rates, the cheapest El Reno, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare El Reno, Oklahoma car insurance rates to Oklahoma City car insurance rates, Norman car insurance rates, and Edmond car insurance rates.

Ready to find affordable El Reno, OK car insurance today? Enter your ZIP code for fast, free El Reno car insurance quotes.

Cheapest El Reno, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Reno, OK car insurance rates? Every El Reno, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Reno, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,446 $2,460 $2,252 $2,363 $7,331 $8,575 $2,644 $2,789
Farmers $2,572 $2,557 $2,307 $2,442 $10,025 $10,301 $2,914 $3,041
GEICO $2,222 $2,443 $2,407 $2,740 $6,665 $7,107 $1,947 $1,954
Liberty Mutual $4,534 $4,794 $3,980 $4,341 $12,474 $13,708 $4,716 $4,889
Progressive $2,835 $2,704 $2,334 $2,466 $11,105 $12,460 $3,319 $3,479
State Farm $1,828 $1,828 $1,626 $1,626 $4,973 $6,247 $1,931 $2,175
USAA $1,872 $1,875 $1,798 $1,817 $6,022 $6,720 $2,406 $2,639

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in El Reno, OK

Every driver must carry the minimum car insurance in El Reno, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in El Reno, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest El Reno, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Reno, OK. Compare credit history car insurance rates in El Reno from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Reno, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,783 $3,608 $3,181
Farmers $5,189 $4,290 $4,080
GEICO $4,140 $3,436 $2,731
Liberty Mutual $9,602 $5,848 $4,589
Progressive $5,786 $4,913 $4,564
State Farm $3,866 $2,477 $1,995
USAA $4,647 $2,659 $2,125

Cheapest El Reno, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Reno, OK to rates for a clean record with top companies.

Annual El Reno, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,331 $3,896 $4,470 $3,733
Farmers $3,817 $4,906 $4,787 $4,570
GEICO $2,487 $3,839 $4,300 $3,116
Liberty Mutual $4,502 $7,517 $8,506 $6,194
Progressive $3,965 $7,353 $4,376 $4,657
State Farm $2,561 $2,998 $2,779 $2,779
USAA $2,320 $3,333 $4,069 $2,853

Cheapest El Reno, OK Car Insurance for Teen Drivers

Teen car insurance in El Reno, OK can be expensive. Take a look at rates from the top car insurance companies in El Reno for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Reno, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,331 $8,575
Farmers $10,025 $10,301
GEICO $6,665 $7,107
Liberty Mutual $12,474 $13,708
Progressive $11,105 $12,460
State Farm $4,973 $6,247
USAA $6,022 $6,720

Cheapest El Reno, OK Car Insurance for Seniors

Take a look at El Reno, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Reno, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,363
Farmers $2,307 $2,442
GEICO $2,407 $2,740
Liberty Mutual $3,980 $4,341
Progressive $2,334 $2,466
State Farm $1,626 $1,626
USAA $1,798 $1,817

Cheapest El Reno, OK Car Insurance Rates After a DUI

A DUI in El Reno, OK increases car insurance rates. Compare El Reno, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Reno, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,470
Farmers $4,787
GEICO $4,300
Liberty Mutual $8,506
Progressive $4,376
State Farm $2,779
USAA $4,069

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest El Reno, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Reno, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Reno, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,857 $3,857
Farmers $4,520 $4,520
GEICO $3,373 $3,498
Liberty Mutual $6,680 $6,680
Progressive $5,088 $5,088
State Farm $2,732 $2,826
USAA $3,106 $3,182

The Best Cheap Car Insurance Companies in El Reno, OK

Take a look at a side-by-side comparison of the top car insurance companies in El Reno, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Reno, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,857
Farmers $4,520
GEICO $3,436
Liberty Mutual $6,680
Progressive $5,088
State Farm $2,779
USAA $3,144

Category Winners: Cheapest Car Insurance in El Reno, Oklahoma

Find the cheapest car insurance companies in El Reno, OK for each category right here.

Best Annual Car Insurance Rates by Company in El Reno, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest El Reno, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Reno car insurance rates. Find the cheapest El Reno, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Reno, Oklahoma

Insurance Company Low Medium High
Allstate $3,596 $3,840 $4,136
Farmers $4,307 $4,463 $4,790
GEICO $3,164 $3,444 $3,699
Liberty Mutual $6,322 $6,655 $7,062
Progressive $4,722 $5,055 $5,486
State Farm $2,588 $2,759 $2,990
USAA $3,010 $3,134 $3,287

What affects car insurance rates in El Reno, Oklahoma?

What factors can have an impact on El Reno, OK car insurance? There are several reasons why El Reno car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Reno, Oklahoma.

Commute Time in El Reno

The more time you spend in your car the higher the risk of an accident. The average commute length in El Reno, OK is 19.5 minutes according to City-Data.

Compare Car Insurance Quotes in El Reno, OK

Ready to find affordable El Reno, Oklahoma car insurance today? Enter your ZIP code for fast, free El Reno, OK car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption