Compare El Rito, NM Car Insurance Rates (2021)

Car insurance in El Rito, NM averages $309 a month. El Rito, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap El Rito car insurance rates, compare quotes from the top car insurance companies in El Rito, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in El Rito for teen drivers is USAA
  • Average car insurance rates in El Rito, NM after a DUI are $4,774/year
  • The cheapest car insurance company in El Rito is USAA

If you need to buy El Rito, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in El Rito, NM is right here.

You’ll find El Rito car insurance rates, the cheapest El Rito, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare El Rito, New Mexico car insurance rates to Carlsbad car insurance rates, Santa Fe car insurance rates, and Gallup car insurance rates.

Ready to find affordable El Rito, NM car insurance today? Enter your ZIP code for fast, free El Rito car insurance quotes.

Cheapest El Rito, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Rito, NM car insurance rates? Every El Rito, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Rito, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,539 $2,540 $2,335 $2,453 $8,762 $10,198 $2,797 $2,967
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,633 $2,673 $2,394 $2,507 $6,472 $8,140 $2,983 $3,190
Progressive $1,784 $1,730 $1,613 $1,620 $7,296 $8,238 $2,163 $2,243
State Farm $1,624 $1,624 $1,482 $1,482 $4,462 $5,585 $1,818 $2,015
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

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Minimum Car Insurance in El Rito, NM

Every driver must carry the minimum car insurance in El Rito, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in El Rito, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest El Rito, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in El Rito, NM. Compare credit history car insurance rates in El Rito from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in El Rito, New Mexico

Insurance Company Poor Fair Good
Allstate $5,028 $4,148 $3,795
Farmers $5,160 $4,273 $4,061
GEICO $5,580 $4,858 $4,495
Nationwide $4,737 $3,689 $3,196
Progressive $3,665 $3,261 $3,082
State Farm $3,576 $2,208 $1,750
USAA $3,070 $2,300 $1,994

Cheapest El Rito, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Rito, NM to rates for a clean record with top companies.

Annual El Rito, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,533 $4,690 $5,067 $4,005
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,901 $4,067 $5,244 $3,284
Progressive $2,882 $3,945 $3,107 $3,410
State Farm $2,355 $2,564 $2,564 $2,564
USAA $1,819 $2,539 $3,339 $2,121

Cheapest El Rito, NM Car Insurance for Teen Drivers

Teen car insurance in El Rito, NM can be expensive. Take a look at rates from the top car insurance companies in El Rito for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Rito, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,762 $10,198
Farmers $10,278 $10,545
GEICO $8,952 $12,283
Nationwide $6,472 $8,140
Progressive $7,296 $8,238
State Farm $4,462 $5,585
USAA $4,316 $4,875

Cheapest El Rito, NM Car Insurance for Seniors

Take a look at El Rito, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Rito, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,335 $2,453
Farmers $2,218 $2,377
GEICO $2,903 $2,903
Nationwide $2,394 $2,507
Progressive $1,613 $1,620
State Farm $1,482 $1,482
USAA $1,545 $1,535

Cheapest El Rito, NM Car Insurance Rates After a DUI

A DUI in El Rito, NM increases car insurance rates. Compare El Rito, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Rito, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,067
Farmers $4,788
GEICO $9,310
Nationwide $5,244
Progressive $3,107
State Farm $2,564
USAA $3,339

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Cheapest El Rito, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Rito, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Rito, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $4,324
Farmers $4,498 $4,498
GEICO $4,902 $5,054
Nationwide $3,874 $3,874
Progressive $3,336 $3,336
State Farm $2,450 $2,573
USAA $2,381 $2,528

The Best Cheap Car Insurance Companies in El Rito, NM

Take a look at a side-by-side comparison of the top car insurance companies in El Rito, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Rito, New Mexico

Insurance Company Average Annual Rates
Allstate $4,324
Farmers $4,498
GEICO $4,978
Nationwide $3,874
Progressive $3,336
State Farm $2,511
USAA $2,455

Category Winners: Cheapest Car Insurance in El Rito, New Mexico

Find the cheapest car insurance companies in El Rito, NM for each category right here.

Best Annual Car Insurance Rates by Company in El Rito, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest El Rito, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Rito car insurance rates. Find the cheapest El Rito, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Rito, New Mexico

Insurance Company Low Medium High
Allstate $4,135 $4,315 $4,521
Farmers $4,060 $4,451 $4,983
GEICO $4,635 $4,964 $5,335
Nationwide $3,792 $3,840 $3,990
Progressive $3,181 $3,334 $3,492
State Farm $2,287 $2,519 $2,728
USAA $2,279 $2,467 $2,618

What affects car insurance rates in El Rito, New Mexico?

What factors can have an impact on El Rito, NM car insurance? There are several reasons why El Rito car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Rito, New Mexico.

Commute Time in El Rito

The more time you spend in your car the higher the risk of an accident. The average commute length in El Rito, NM is 30.9 minutes according to City-Data.

Compare Car Insurance Quotes in El Rito, NM

Ready to find affordable El Rito, New Mexico car insurance today? Enter your ZIP code for fast, free El Rito, NM car insurance quotes.

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