Compare El Sobrante, CA Car Insurance Rates (2021)

Car insurance in El Sobrante, CA averages $325 a month. El Sobrante, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Sobrante car insurance rates, compare quotes from the top car insurance companies in El Sobrante, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Sobrante, CA after a DUI are $5,481/year
  • Average car insurance rates in El Sobrante, CA are $3,901/year
  • The cheapest car insurance company in El Sobrante for teen drivers is USAA

If you need to buy El Sobrante, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Sobrante, CA is right here.

You’ll find El Sobrante car insurance rates, the cheapest El Sobrante, CA car insurance companies, and information on California car insurance laws. You can also compare El Sobrante, California car insurance rates to Oakland car insurance rates, Anaheim car insurance rates, and Long Beach car insurance rates.

Ready to find affordable El Sobrante, CA car insurance today? Enter your ZIP code for fast, free El Sobrante car insurance quotes.

Cheapest El Sobrante, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Sobrante, CA car insurance rates? Every El Sobrante, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Sobrante, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,056 $3,062 $2,224 $2,251 $8,533 $10,750 $3,939 $4,348
Farmers $2,884 $2,884 $2,601 $2,601 $9,199 $15,078 $3,417 $3,806
GEICO $1,723 $1,725 $1,622 $1,622 $5,232 $5,322 $2,474 $2,530
Liberty Mutual $2,427 $2,300 $2,254 $2,186 $5,330 $5,659 $2,742 $2,760
Nationwide $3,408 $3,253 $2,974 $2,803 $8,693 $9,588 $4,078 $4,032
Progressive $2,051 $2,112 $1,735 $2,066 $5,497 $6,639 $2,961 $3,187
State Farm $3,686 $3,686 $3,294 $3,294 $6,790 $8,426 $4,081 $4,207
Travelers $2,634 $2,551 $2,325 $2,300 $5,466 $6,264 $3,436 $3,363
USAA $1,921 $1,821 $1,873 $1,883 $4,377 $4,409 $2,665 $2,520

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Minimum Car Insurance in El Sobrante, CA

Every driver must carry the minimum car insurance in El Sobrante, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in El Sobrante, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest El Sobrante, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Sobrante, CA to rates for a clean record with top companies.

Annual El Sobrante, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $4,850 $7,599 $3,768
Farmers $3,924 $5,344 $6,658 $5,308
GEICO $1,946 $2,999 $3,767 $2,413
Liberty Mutual $2,784 $3,730 $3,365 $2,950
Nationwide $3,386 $4,340 $7,349 $4,340
Progressive $2,145 $3,650 $4,235 $3,093
State Farm $3,342 $3,986 $7,527 $3,878
Travelers $2,357 $3,850 $4,484 $3,478
USAA $1,783 $2,654 $4,345 $1,953

Cheapest El Sobrante, CA Car Insurance for Teen Drivers

Teen car insurance in El Sobrante, CA can be expensive. Take a look at rates from the top car insurance companies in El Sobrante for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Sobrante, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,533 $10,750
Farmers $9,199 $15,078
GEICO $5,232 $5,322
Liberty Mutual $5,330 $5,659
Nationwide $8,693 $9,588
Progressive $5,497 $6,639
State Farm $6,790 $8,426
Travelers $5,466 $6,264
USAA $4,377 $4,409

Cheapest El Sobrante, CA Car Insurance for Seniors

Take a look at El Sobrante, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Sobrante, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,224 $2,251
Farmers $2,601 $2,601
GEICO $1,622 $1,622
Liberty Mutual $2,254 $2,186
Nationwide $2,974 $2,803
Progressive $1,735 $2,066
State Farm $3,294 $3,294
Travelers $2,325 $2,300
USAA $1,873 $1,883

Cheapest El Sobrante, CA Car Insurance Rates After a DUI

A DUI in El Sobrante, CA increases car insurance rates. Compare El Sobrante, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Sobrante, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,599
Farmers $6,658
GEICO $3,767
Liberty Mutual $3,365
Nationwide $7,349
Progressive $4,235
State Farm $7,527
Travelers $4,484
USAA $4,345

Cheapest El Sobrante, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Sobrante, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Sobrante, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,305 $5,236
Farmers $4,817 $5,801
GEICO $2,526 $3,036
Liberty Mutual $2,944 $3,470
Nationwide $4,284 $5,423
Progressive $2,975 $3,587
State Farm $4,513 $4,853
Travelers $3,183 $3,901
USAA $2,474 $2,894

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The Best Cheap Car Insurance Companies in El Sobrante, CA

Take a look at a side-by-side comparison of the top car insurance companies in El Sobrante, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Sobrante, California

Insurance Company Average Annual Rates
Allstate $4,770
Farmers $5,309
GEICO $2,781
Liberty Mutual $3,207
Nationwide $4,854
Progressive $3,281
State Farm $4,683
Travelers $3,542
USAA $2,684

Category Winners: Cheapest Car Insurance in El Sobrante, California

Find the cheapest car insurance companies in El Sobrante, CA for each category right here.

Best Annual Car Insurance Rates by Company in El Sobrante, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest El Sobrante, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Sobrante car insurance rates. Find the cheapest El Sobrante, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Sobrante, California

Insurance Company Low Medium High
Allstate $4,536 $4,809 $4,966
Farmers $4,946 $5,349 $5,631
GEICO $2,522 $2,813 $3,008
Liberty Mutual $2,996 $3,235 $3,390
Nationwide $4,379 $4,938 $5,244
Progressive $2,954 $3,378 $3,512
State Farm $4,220 $4,764 $5,065
Travelers $3,101 $3,637 $3,889
USAA $2,447 $2,733 $2,871

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What affects car insurance rates in El Sobrante, California?

What factors can have an impact on El Sobrante, CA car insurance? There are several reasons why El Sobrante car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Sobrante, California.

Commute Time in El Sobrante

The more time you spend in your car the higher the risk of an accident. The average commute length in El Sobrante, CA is 37.5 minutes according to City-Data.

Compare Car Insurance Quotes in El Sobrante, CA

Ready to find affordable El Sobrante, California car insurance today? Enter your ZIP code for fast, free El Sobrante, CA car insurance quotes.

Free Car Insurance Comparison

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