Compare El Toro, CA Car Insurance Rates (2021)

Car insurance in El Toro, CA averages $296 a month. El Toro, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Toro car insurance rates, compare quotes from the top car insurance companies in El Toro, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in El Toro, CA are $3,553/year
  • The cheapest car insurance company in El Toro for teen drivers is USAA
  • Average car insurance rates in El Toro, CA after a DUI are $4,997/year

If you need to buy El Toro, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Toro, CA is right here.

You’ll find El Toro car insurance rates, the cheapest El Toro, CA car insurance companies, and information on California car insurance laws. You can also compare El Toro, California car insurance rates to Sacramento car insurance rates, San Francisco car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable El Toro, CA car insurance today? Enter your ZIP code for fast, free El Toro car insurance quotes.

Cheapest El Toro, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect El Toro, CA car insurance rates? Every El Toro, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in El Toro, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,345 $2,345 $2,135 $2,135 $7,471 $12,130 $2,780 $3,100
GEICO $1,779 $1,780 $1,673 $1,673 $5,416 $5,505 $2,556 $2,611
Liberty Mutual $2,156 $2,030 $2,026 $1,959 $4,727 $5,067 $2,417 $2,446
Nationwide $3,259 $3,108 $2,859 $2,691 $8,342 $9,203 $3,887 $3,835
Progressive $1,912 $1,968 $1,627 $1,931 $5,127 $6,180 $2,763 $2,972
State Farm $2,903 $2,903 $2,596 $2,596 $5,384 $6,687 $3,215 $3,314
Travelers $2,424 $2,340 $2,152 $2,130 $5,086 $5,778 $3,158 $3,079
USAA $1,862 $1,761 $1,822 $1,826 $4,240 $4,268 $2,582 $2,436

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Minimum Car Insurance in El Toro, CA

Every driver must carry the minimum car insurance in El Toro, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in El Toro, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest El Toro, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in El Toro, CA to rates for a clean record with top companies.

Annual El Toro, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,190 $4,339 $5,390 $4,303
GEICO $2,009 $3,104 $3,891 $2,492
Liberty Mutual $2,478 $3,316 $2,994 $2,626
Nationwide $3,244 $4,158 $7,032 $4,158
Progressive $2,000 $3,405 $3,951 $2,884
State Farm $2,643 $3,150 $5,940 $3,066
Travelers $2,171 $3,565 $4,123 $3,214
USAA $1,728 $2,572 $4,205 $1,893

Cheapest El Toro, CA Car Insurance for Teen Drivers

Teen car insurance in El Toro, CA can be expensive. Take a look at rates from the top car insurance companies in El Toro for teenagers.

Annual Car Insurance Rates for Teen Drivers in El Toro, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,471 $12,130
GEICO $5,416 $5,505
Liberty Mutual $4,727 $5,067
Nationwide $8,342 $9,203
Progressive $5,127 $6,180
State Farm $5,384 $6,687
Travelers $5,086 $5,778
USAA $4,240 $4,268

Cheapest El Toro, CA Car Insurance for Seniors

Take a look at El Toro, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in El Toro, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,135 $2,135
GEICO $1,673 $1,673
Liberty Mutual $2,026 $1,959
Nationwide $2,859 $2,691
Progressive $1,627 $1,931
State Farm $2,596 $2,596
Travelers $2,152 $2,130
USAA $1,822 $1,826

Cheapest El Toro, CA Car Insurance Rates After a DUI

A DUI in El Toro, CA increases car insurance rates. Compare El Toro, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in El Toro, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,390
GEICO $3,891
Liberty Mutual $2,994
Nationwide $7,032
Progressive $3,951
State Farm $5,940
Travelers $4,123
USAA $4,205

Cheapest El Toro, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in El Toro, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in El Toro, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $3,905 $4,705
GEICO $2,611 $3,137
Liberty Mutual $2,623 $3,084
Nationwide $4,100 $5,196
Progressive $2,775 $3,344
State Farm $3,565 $3,835
Travelers $2,942 $3,595
USAA $2,397 $2,803

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The Best Cheap Car Insurance Companies in El Toro, CA

Take a look at a side-by-side comparison of the top car insurance companies in El Toro, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in El Toro, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,305
GEICO $2,874
Liberty Mutual $2,854
Nationwide $4,648
Progressive $3,060
State Farm $3,700
Travelers $3,268
USAA $2,600

Category Winners: Cheapest Car Insurance in El Toro, California

Find the cheapest car insurance companies in El Toro, CA for each category right here.

Best Annual Car Insurance Rates by Company in El Toro, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest El Toro, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your El Toro car insurance rates. Find the cheapest El Toro, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in El Toro, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $3,971 $4,343 $4,601
GEICO $2,598 $2,908 $3,116
Liberty Mutual $2,637 $2,884 $3,040
Nationwide $4,166 $4,729 $5,049
Progressive $2,738 $3,153 $3,289
State Farm $3,301 $3,771 $4,028
Travelers $2,821 $3,364 $3,620
USAA $2,365 $2,649 $2,785

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Compare Car Insurance Quotes in El Toro, CA

Ready to find affordable El Toro, California car insurance today? Enter your ZIP code for fast, free El Toro, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State