Compare Elaine, AR Car Insurance Rates (2021)

Car insurance in Elaine, AR averages $373 a month. Elaine, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elaine car insurance rates, compare quotes from the top car insurance companies in Elaine, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elaine for teen drivers is USAA
  • Average car insurance rates in Elaine, AR after a DUI are $5,401/year
  • The cheapest car insurance company in Elaine is USAA

If you need to buy Elaine, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Elaine, AR is right here.

You’ll find Elaine car insurance rates, the cheapest Elaine, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Elaine, Arkansas car insurance rates to Little Rock car insurance rates, Hot Springs car insurance rates, and Fort Smith car insurance rates.

Ready to find affordable Elaine, AR car insurance today? Enter your ZIP code for fast, free Elaine car insurance quotes.

Cheapest Elaine, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elaine, AR car insurance rates? Every Elaine, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elaine, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,499 $2,496 $2,237 $2,346 $10,174 $10,561 $2,851 $3,010
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,514 $2,562 $2,259 $2,387 $6,062 $7,723 $2,875 $3,099
Progressive $2,996 $2,858 $2,460 $2,561 $12,221 $13,810 $3,584 $3,875
State Farm $2,177 $2,177 $1,945 $1,945 $6,213 $7,854 $2,453 $2,787
Travelers $2,427 $2,477 $2,373 $2,387 $13,944 $22,484 $2,583 $3,007
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

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Minimum Car Insurance in Elaine, AR

Every driver must carry the minimum car insurance in Elaine, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Elaine, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elaine, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elaine, AR. Compare credit history car insurance rates in Elaine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elaine, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $5,155 $4,305 $4,104
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,353 $3,506 $3,196
Progressive $6,315 $5,354 $4,968
State Farm $4,996 $3,002 $2,334
Travelers $7,420 $6,184 $5,777
USAA $3,186 $2,166 $1,843

Cheapest Elaine, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elaine, AR to rates for a clean record with top companies.

Annual Elaine, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $3,831 $4,893 $4,777 $4,585
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,870 $3,704 $5,007 $3,159
Progressive $4,788 $6,614 $5,029 $5,751
State Farm $3,166 $3,722 $3,444 $3,444
Travelers $5,420 $5,600 $8,172 $6,649
USAA $1,840 $2,334 $3,374 $2,044

Cheapest Elaine, AR Car Insurance for Teen Drivers

Teen car insurance in Elaine, AR can be expensive. Take a look at rates from the top car insurance companies in Elaine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elaine, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $10,174 $10,561
GEICO $7,876 $7,938
Liberty Mutual $8,580 $9,444
Nationwide $6,062 $7,723
Progressive $12,221 $13,810
State Farm $6,213 $7,854
Travelers $13,944 $22,484
USAA $4,636 $4,863

Cheapest Elaine, AR Car Insurance for Seniors

Take a look at Elaine, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elaine, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $2,237 $2,346
GEICO $2,939 $2,857
Liberty Mutual $2,288 $2,555
Nationwide $2,259 $2,387
Progressive $2,460 $2,561
State Farm $1,945 $1,945
Travelers $2,373 $2,387
USAA $1,364 $1,379

Cheapest Elaine, AR Car Insurance Rates After a DUI

A DUI in Elaine, AR increases car insurance rates. Compare Elaine, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elaine, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,751
Farmers $4,777
GEICO $6,692
Liberty Mutual $5,360
Nationwide $5,007
Progressive $5,029
State Farm $3,444
Travelers $8,172
USAA $3,374

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Cheapest Elaine, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elaine, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elaine, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $4,522 $4,522
GEICO $4,250 $4,295
Liberty Mutual $4,134 $4,134
Nationwide $3,685 $3,685
Progressive $5,546 $5,546
State Farm $3,358 $3,530
Travelers $6,460 $6,460
USAA $2,329 $2,468

The Best Cheap Car Insurance Companies in Elaine, AR

Take a look at a side-by-side comparison of the top car insurance companies in Elaine, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elaine, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $4,522
GEICO $4,272
Liberty Mutual $4,134
Nationwide $3,685
Progressive $5,546
State Farm $3,444
Travelers $6,460
USAA $2,398

Category Winners: Cheapest Car Insurance in Elaine, Arkansas

Find the cheapest car insurance companies in Elaine, AR for each category right here.

Best Annual Car Insurance Rates by Company in Elaine, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elaine, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elaine car insurance rates. Find the cheapest Elaine, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elaine, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $4,302 $4,475 $4,788
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,704 $3,609 $3,742
Progressive $5,094 $5,444 $6,099
State Farm $3,262 $3,443 $3,627
Travelers $6,146 $6,478 $6,756
USAA $2,302 $2,390 $2,503

What affects car insurance rates in Elaine, Arkansas?

What factors can have an impact on Elaine, AR car insurance? There are several reasons why Elaine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elaine, Arkansas.

Commute Time in Elaine

The more time you spend in your car the higher the risk of an accident. The average commute length in Elaine, AR is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Elaine, AR

Ready to find affordable Elaine, Arkansas car insurance today? Enter your ZIP code for fast, free Elaine, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State