Compare Elberfeld, IN Car Insurance Rates (2021)

Car insurance in Elberfeld, IN averages $277 a month. Elberfeld, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elberfeld car insurance rates, compare quotes from the top car insurance companies in Elberfeld, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elberfeld is USAA
  • Average car insurance rates in Elberfeld, IN after a DUI are $3,928/year
  • The cheapest car insurance company in Elberfeld for teen drivers is USAA

If you need to buy Elberfeld, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elberfeld, IN is right here.

You’ll find Elberfeld car insurance rates, the cheapest Elberfeld, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Elberfeld, Indiana car insurance rates to Carmel car insurance rates, South Bend car insurance rates, and Fishers car insurance rates.

Ready to find affordable Elberfeld, IN car insurance today? Enter your ZIP code for fast, free Elberfeld car insurance quotes.

Cheapest Elberfeld, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elberfeld, IN car insurance rates? Every Elberfeld, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elberfeld, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,422 $2,477 $2,131 $2,332 $7,540 $9,527 $2,452 $2,663
American Family $2,133 $2,133 $1,913 $1,913 $5,738 $8,356 $2,133 $2,645
Farmers $1,591 $1,570 $1,360 $1,528 $8,524 $9,078 $2,096 $2,268
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,636 $1,548 $1,483 $1,493 $9,597 $10,791 $2,048 $2,087
State Farm $1,493 $1,493 $1,328 $1,328 $4,491 $5,758 $1,650 $1,837
Travelers $1,364 $1,388 $1,279 $1,280 $8,648 $13,743 $1,445 $1,666
USAA $1,055 $1,035 $989 $989 $3,009 $3,344 $1,423 $1,512

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Minimum Car Insurance in Elberfeld, IN

Every driver must carry the minimum car insurance in Elberfeld, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elberfeld, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elberfeld, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elberfeld, IN. Compare credit history car insurance rates in Elberfeld from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elberfeld, Indiana

Insurance Company Poor Fair Good
Allstate $4,884 $3,638 $3,307
American Family $4,601 $2,998 $2,512
Farmers $4,088 $3,332 $3,086
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,229 $3,745 $3,531
State Farm $3,530 $2,105 $1,632
Travelers $4,285 $3,635 $3,634
USAA $2,241 $1,489 $1,279

Cheapest Elberfeld, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elberfeld, IN to rates for a clean record with top companies.

Annual Elberfeld, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,627 $4,265 $3,739
American Family $2,322 $3,712 $4,682 $2,765
Farmers $3,131 $3,655 $3,763 $3,458
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,872 $5,045 $3,427 $3,997
State Farm $2,366 $2,591 $2,366 $2,366
Travelers $3,274 $4,041 $4,579 $3,512
USAA $1,257 $1,798 $2,064 $1,560

Cheapest Elberfeld, IN Car Insurance for Teen Drivers

Teen car insurance in Elberfeld, IN can be expensive. Take a look at rates from the top car insurance companies in Elberfeld for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elberfeld, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,540 $9,527
American Family $5,738 $8,356
Farmers $8,524 $9,078
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,597 $10,791
State Farm $4,491 $5,758
Travelers $8,648 $13,743
USAA $3,009 $3,344

Cheapest Elberfeld, IN Car Insurance for Seniors

Take a look at Elberfeld, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elberfeld, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,332
American Family $1,913 $1,913
Farmers $1,360 $1,528
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,483 $1,493
State Farm $1,328 $1,328
Travelers $1,279 $1,280
USAA $989 $989

Cheapest Elberfeld, IN Car Insurance Rates After a DUI

A DUI in Elberfeld, IN increases car insurance rates. Compare Elberfeld, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elberfeld, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,265
American Family $4,682
Farmers $3,763
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,427
State Farm $2,366
Travelers $4,579
USAA $2,064

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Cheapest Elberfeld, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elberfeld, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elberfeld, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,943 $3,943
American Family $3,330 $3,411
Farmers $3,502 $3,502
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,835 $3,835
State Farm $2,353 $2,491
Travelers $3,852 $3,852
USAA $1,648 $1,692

The Best Cheap Car Insurance Companies in Elberfeld, IN

Take a look at a side-by-side comparison of the top car insurance companies in Elberfeld, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elberfeld, Indiana

Insurance Company Average Annual Rates
Allstate $3,943
American Family $3,370
Farmers $3,502
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,835
State Farm $2,422
Travelers $3,852
USAA $1,670

Category Winners: Cheapest Car Insurance in Elberfeld, Indiana

Find the cheapest car insurance companies in Elberfeld, IN for each category right here.

Best Annual Car Insurance Rates by Company in Elberfeld, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elberfeld, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elberfeld car insurance rates. Find the cheapest Elberfeld, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elberfeld, Indiana

Insurance Company Low Medium High
Allstate $3,745 $3,928 $4,157
American Family $3,351 $3,483 $3,278
Farmers $3,381 $3,494 $3,631
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,612 $3,772 $4,122
State Farm $2,311 $2,421 $2,534
Travelers $3,767 $3,887 $3,900
USAA $1,604 $1,665 $1,739

What affects car insurance rates in Elberfeld, Indiana?

What factors can have an impact on Elberfeld, IN car insurance? There are several reasons why Elberfeld car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elberfeld, Indiana.

Commute Time in Elberfeld

The more time you spend in your car the higher the risk of an accident. The average commute length in Elberfeld, IN is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Elberfeld, IN

Ready to find affordable Elberfeld, Indiana car insurance today? Enter your ZIP code for fast, free Elberfeld, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State