Compare Elbert, WV Car Insurance Rates (2021)

Car insurance in Elbert, WV averages $367 a month. Elbert, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elbert car insurance rates, compare quotes from the top car insurance companies in Elbert, WV.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Elbert is State Farm
  • The cheapest car insurance company in Elbert for teen drivers is State Farm
  • Average car insurance rates in Elbert, WV after a DUI are $5,444/year

If you need to buy Elbert, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Elbert, WV is right here.

You’ll find Elbert car insurance rates, the cheapest Elbert, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Elbert, West Virginia car insurance rates to Huntington car insurance rates, Charleston car insurance rates, and St. Albans car insurance rates.

Ready to find affordable Elbert, WV car insurance today? Enter your ZIP code for fast, free Elbert car insurance quotes.

Cheapest Elbert, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elbert, WV car insurance rates? Every Elbert, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elbert, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,001 $2,776 $2,696 $2,702 $11,035 $11,493 $3,290 $3,281
GEICO $3,305 $3,259 $3,143 $3,046 $8,189 $9,883 $3,179 $3,314
Liberty Mutual $3,756 $4,084 $3,016 $3,667 $13,850 $15,628 $3,899 $4,306
Nationwide $2,385 $2,422 $2,161 $2,267 $6,468 $8,191 $2,714 $2,908
Progressive $2,581 $2,474 $2,384 $2,374 $11,632 $13,144 $3,118 $3,217
State Farm $2,011 $2,011 $1,813 $1,813 $4,579 $5,915 $2,389 $1,877
USAA $1,747 $1,720 $1,629 $1,638 $5,849 $6,457 $2,257 $2,421

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Elbert, WV

Every driver must carry the minimum car insurance in Elbert, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Elbert, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elbert, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elbert, WV. Compare credit history car insurance rates in Elbert from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elbert, West Virginia

Insurance Company Poor Fair Good
Allstate $6,115 $4,852 $4,135
GEICO $5,624 $4,575 $3,795
Liberty Mutual $9,363 $5,718 $4,497
Nationwide $4,210 $3,546 $3,313
Progressive $5,717 $4,990 $4,639
State Farm $4,038 $2,449 $1,917
USAA $4,360 $2,518 $2,017

Cheapest Elbert, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elbert, WV to rates for a clean record with top companies.

Annual Elbert, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,234 $5,032 $6,045 $4,826
GEICO $2,880 $4,640 $8,047 $3,091
Liberty Mutual $5,357 $6,736 $7,480 $6,531
Nationwide $2,932 $3,943 $4,609 $3,275
Progressive $4,325 $5,846 $5,194 $5,098
State Farm $2,564 $3,039 $2,801 $2,801
USAA $2,327 $2,760 $3,932 $2,841

Cheapest Elbert, WV Car Insurance for Teen Drivers

Teen car insurance in Elbert, WV can be expensive. Take a look at rates from the top car insurance companies in Elbert for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elbert, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,035 $11,493
GEICO $8,189 $9,883
Liberty Mutual $13,850 $15,628
Nationwide $6,468 $8,191
Progressive $11,632 $13,144
State Farm $4,579 $5,915
USAA $5,849 $6,457

Cheapest Elbert, WV Car Insurance for Seniors

Take a look at Elbert, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elbert, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,696 $2,702
GEICO $3,143 $3,046
Liberty Mutual $3,016 $3,667
Nationwide $2,161 $2,267
Progressive $2,384 $2,374
State Farm $1,813 $1,813
USAA $1,629 $1,638

Cheapest Elbert, WV Car Insurance Rates After a DUI

A DUI in Elbert, WV increases car insurance rates. Compare Elbert, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elbert, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,045
GEICO $8,047
Liberty Mutual $7,480
Nationwide $4,609
Progressive $5,194
State Farm $2,801
USAA $3,932

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elbert, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elbert, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elbert, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,034 $5,034
GEICO $4,614 $4,716
Liberty Mutual $6,526 $6,526
Nationwide $3,690 $3,690
Progressive $5,116 $5,116
State Farm $2,727 $2,875
USAA $2,930 $2,999

The Best Cheap Car Insurance Companies in Elbert, WV

Take a look at a side-by-side comparison of the top car insurance companies in Elbert, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elbert, West Virginia

Insurance Company Average Annual Rates
Allstate $5,034
GEICO $4,665
Liberty Mutual $6,526
Nationwide $3,690
Progressive $5,116
State Farm $2,801
USAA $2,965

Category Winners: Cheapest Car Insurance in Elbert, West Virginia

Find the cheapest car insurance companies in Elbert, WV for each category right here.

Best Annual Car Insurance Rates by Company in Elbert, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Elbert, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elbert car insurance rates. Find the cheapest Elbert, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elbert, West Virginia

Insurance Company Low Medium High
Allstate $4,826 $5,024 $5,253
GEICO $4,382 $4,679 $4,933
Liberty Mutual $6,216 $6,510 $6,851
Nationwide $3,616 $3,677 $3,776
Progressive $4,889 $5,056 $5,401
State Farm $2,644 $2,796 $2,965
USAA $2,852 $2,960 $3,083

Compare Car Insurance Quotes in Elbert, WV

Ready to find affordable Elbert, West Virginia car insurance today? Enter your ZIP code for fast, free Elbert, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption