Compare Elberta, UT Car Insurance Rates (2021)

Car insurance in Elberta, UT averages $320 a month. Elberta, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Elberta car insurance rates, compare quotes from the top car insurance companies in Elberta, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elberta, UT are $3,837/year
  • The cheapest car insurance company in Elberta is USAA
  • Average car insurance rates in Elberta, UT after a DUI are $4,394/year

If you need to buy Elberta, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Elberta, UT is right here.

You’ll find Elberta car insurance rates, the cheapest Elberta, UT car insurance companies, and information on Utah car insurance laws. You can also compare Elberta, Utah car insurance rates to Provo car insurance rates, Salt Lake City car insurance rates, and South Jordan car insurance rates.

Ready to find affordable Elberta, UT car insurance today? Enter your ZIP code for fast, free Elberta car insurance quotes.

Cheapest Elberta, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elberta, UT car insurance rates? Every Elberta, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elberta, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,793 $2,576 $2,545 $2,545 $9,070 $10,162 $2,948 $2,916
American Family $2,271 $2,271 $2,095 $2,095 $8,288 $10,741 $2,271 $2,660
Farmers $2,104 $2,075 $1,860 $1,982 $8,889 $9,134 $2,385 $2,466
GEICO $1,891 $2,107 $2,060 $2,382 $5,620 $6,007 $1,643 $1,661
Liberty Mutual $2,487 $2,677 $2,060 $2,300 $10,167 $11,292 $2,611 $2,762
Nationwide $2,096 $2,113 $1,874 $1,968 $5,825 $7,395 $2,436 $2,607
Progressive $1,950 $1,805 $1,598 $1,704 $8,083 $8,977 $2,247 $2,355
State Farm $3,018 $3,018 $2,760 $2,760 $9,444 $11,730 $3,428 $3,924
USAA $1,583 $1,554 $1,423 $1,418 $5,662 $6,608 $1,924 $2,106

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Minimum Car Insurance in Elberta, UT

Every driver must carry the minimum car insurance in Elberta, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Elberta, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elberta, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elberta, UT. Compare credit history car insurance rates in Elberta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elberta, Utah

Insurance Company Poor Fair Good
Allstate $5,944 $3,993 $3,396
American Family $5,139 $3,854 $3,266
Farmers $4,423 $3,674 $3,489
GEICO $4,452 $2,466 $1,846
Liberty Mutual $6,472 $4,006 $3,155
Nationwide $4,054 $3,091 $2,723
Progressive $4,050 $3,480 $3,240
State Farm $8,158 $4,103 $2,770
USAA $3,991 $2,547 $1,816

Cheapest Elberta, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elberta, UT to rates for a clean record with top companies.

Annual Elberta, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,728 $4,520 $5,307 $4,223
American Family $3,359 $4,210 $4,989 $3,787
Farmers $3,285 $4,278 $4,152 $3,732
GEICO $2,127 $3,295 $3,796 $2,468
Liberty Mutual $3,552 $4,895 $5,257 $4,475
Nationwide $2,609 $3,516 $4,121 $2,912
Progressive $3,034 $4,602 $3,176 $3,548
State Farm $4,541 $5,479 $5,010 $5,010
USAA $2,182 $2,771 $3,737 $2,448

Cheapest Elberta, UT Car Insurance for Teen Drivers

Teen car insurance in Elberta, UT can be expensive. Take a look at rates from the top car insurance companies in Elberta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elberta, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,070 $10,162
American Family $8,288 $10,741
Farmers $8,889 $9,134
GEICO $5,620 $6,007
Liberty Mutual $10,167 $11,292
Nationwide $5,825 $7,395
Progressive $8,083 $8,977
State Farm $9,444 $11,730
USAA $5,662 $6,608

Cheapest Elberta, UT Car Insurance for Seniors

Take a look at Elberta, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elberta, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,545
American Family $2,095 $2,095
Farmers $1,860 $1,982
GEICO $2,060 $2,382
Liberty Mutual $2,060 $2,300
Nationwide $1,874 $1,968
Progressive $1,598 $1,704
State Farm $2,760 $2,760
USAA $1,423 $1,418

Cheapest Elberta, UT Car Insurance Rates After a DUI

A DUI in Elberta, UT increases car insurance rates. Compare Elberta, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elberta, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,307
American Family $4,989
Farmers $4,152
GEICO $3,796
Liberty Mutual $5,257
Nationwide $4,121
Progressive $3,176
State Farm $5,010
USAA $3,737

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Cheapest Elberta, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elberta, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elberta, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,444 $4,444
American Family $4,084 $4,089
Farmers $3,862 $3,862
GEICO $2,870 $2,973
Liberty Mutual $4,472 $4,617
Nationwide $3,289 $3,289
Progressive $3,590 $3,590
State Farm $4,881 $5,140
USAA $2,754 $2,815

The Best Cheap Car Insurance Companies in Elberta, UT

Take a look at a side-by-side comparison of the top car insurance companies in Elberta, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elberta, Utah

Insurance Company Average Annual Rates
Allstate $4,444
American Family $4,086
Farmers $3,862
GEICO $2,921
Liberty Mutual $4,545
Nationwide $3,289
Progressive $3,590
State Farm $5,010
USAA $2,785

Category Winners: Cheapest Car Insurance in Elberta, Utah

Find the cheapest car insurance companies in Elberta, UT for each category right here.

Best Annual Car Insurance Rates by Company in Elberta, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Elberta, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elberta car insurance rates. Find the cheapest Elberta, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elberta, Utah

Insurance Company Low Medium High
Allstate $4,239 $4,435 $4,659
American Family $3,954 $4,140 $4,165
Farmers $3,541 $3,809 $4,237
GEICO $2,727 $2,910 $3,127
Liberty Mutual $4,289 $4,524 $4,821
Nationwide $3,589 $3,127 $3,152
Progressive $3,273 $3,460 $4,037
State Farm $4,676 $5,026 $5,328
USAA $2,654 $2,788 $2,912

What affects car insurance rates in Elberta, Utah?

What factors can have an impact on Elberta, UT car insurance? There are several reasons why Elberta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elberta, Utah.

Commute Time in Elberta

The more time you spend in your car the higher the risk of an accident. The average commute length in Elberta, UT is 13.9 minutes according to City-Data.

Compare Car Insurance Quotes in Elberta, UT

Ready to find affordable Elberta, Utah car insurance today? Enter your ZIP code for fast, free Elberta, UT car insurance quotes.

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