Compare Elbow Lake, MN Car Insurance Rates (2021)

Car insurance in Elbow Lake, MN averages $352 a month. Elbow Lake, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Elbow Lake car insurance rates, compare quotes from the top car insurance companies in Elbow Lake, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elbow Lake for teen drivers is State Farm
  • The cheapest car insurance company in Elbow Lake is State Farm
  • Average car insurance rates in Elbow Lake, MN after a DUI are $5,728/year

If you need to buy Elbow Lake, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Elbow Lake, MN is right here.

You’ll find Elbow Lake car insurance rates, the cheapest Elbow Lake, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Elbow Lake, Minnesota car insurance rates to Bloomington car insurance rates, Plymouth car insurance rates, and Rochester car insurance rates.

Ready to find affordable Elbow Lake, MN car insurance today? Enter your ZIP code for fast, free Elbow Lake car insurance quotes.

Cheapest Elbow Lake, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elbow Lake, MN car insurance rates? Every Elbow Lake, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elbow Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,942 $2,942 $2,824 $2,824 $6,649 $9,637 $3,580 $3,759
American Family $2,064 $2,064 $1,871 $1,871 $5,560 $8,085 $2,064 $2,334
Farmers $1,858 $1,858 $1,790 $1,886 $5,250 $5,308 $2,436 $2,427
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,440 $1,440 $1,279 $1,279 $3,091 $3,820 $1,673 $1,377
USAA $1,849 $1,843 $1,677 $1,685 $4,880 $5,373 $2,421 $2,588

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Minimum Car Insurance in Elbow Lake, MN

Every driver must carry the minimum car insurance in Elbow Lake, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Elbow Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elbow Lake, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elbow Lake, MN. Compare credit history car insurance rates in Elbow Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elbow Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,465 $3,487 $3,232
American Family $4,394 $2,945 $2,378
Farmers $3,544 $2,589 $2,422
GEICO $4,314 $3,524 $2,938
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,806 $1,717 $1,252
USAA $4,403 $2,126 $1,840

Cheapest Elbow Lake, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elbow Lake, MN to rates for a clean record with top companies.

Annual Elbow Lake, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $4,632 $5,503 $4,202
American Family $2,168 $3,958 $4,372 $2,457
Farmers $2,445 $3,067 $3,101 $2,793
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,772 $2,078 $1,925 $1,925
USAA $2,074 $2,633 $3,981 $2,470

Cheapest Elbow Lake, MN Car Insurance for Teen Drivers

Teen car insurance in Elbow Lake, MN can be expensive. Take a look at rates from the top car insurance companies in Elbow Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elbow Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,649 $9,637
American Family $5,560 $8,085
Farmers $5,250 $5,308
GEICO $5,625 $7,173
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $3,091 $3,820
USAA $4,880 $5,373

Cheapest Elbow Lake, MN Car Insurance for Seniors

Take a look at Elbow Lake, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elbow Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,824 $2,824
American Family $1,871 $1,871
Farmers $1,790 $1,886
GEICO $2,639 $2,565
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,279 $1,279
USAA $1,677 $1,685

Cheapest Elbow Lake, MN Car Insurance Rates After a DUI

A DUI in Elbow Lake, MN increases car insurance rates. Compare Elbow Lake, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elbow Lake, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
American Family $4,372
Farmers $3,101
GEICO $5,666
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,925
USAA $3,981

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Cheapest Elbow Lake, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elbow Lake, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elbow Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,395 $4,395
American Family $3,201 $3,277
Farmers $2,852 $2,852
GEICO $3,546 $3,638
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,874 $1,976
USAA $2,753 $2,826

The Best Cheap Car Insurance Companies in Elbow Lake, MN

Take a look at a side-by-side comparison of the top car insurance companies in Elbow Lake, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elbow Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,395
American Family $3,239
Farmers $2,852
GEICO $3,592
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,925
USAA $2,789

Category Winners: Cheapest Car Insurance in Elbow Lake, Minnesota

Find the cheapest car insurance companies in Elbow Lake, MN for each category right here.

Best Annual Car Insurance Rates by Company in Elbow Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Elbow Lake, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elbow Lake car insurance rates. Find the cheapest Elbow Lake, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elbow Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,337 $4,390 $4,457
American Family $3,235 $3,329 $3,154
Farmers $2,762 $2,862 $2,931
GEICO $3,497 $3,590 $3,689
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,855 $1,931 $1,990
USAA $2,714 $2,787 $2,867

Compare Car Insurance Quotes in Elbow Lake, MN

Ready to find affordable Elbow Lake, Minnesota car insurance today? Enter your ZIP code for fast, free Elbow Lake, MN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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