Compare Elbridge, NY Car Insurance Rates (2021)

Car insurance in Elbridge, NY averages $258 a month. Elbridge, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elbridge car insurance rates, compare quotes from the top car insurance companies in Elbridge, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elbridge for teen drivers is GEICO
  • Average car insurance rates in Elbridge, NY are $3,093/year
  • The cheapest car insurance company in Elbridge is GEICO

If you need to buy Elbridge, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Elbridge, NY is right here.

You’ll find Elbridge car insurance rates, the cheapest Elbridge, NY car insurance companies, and information on New York car insurance laws. You can also compare Elbridge, New York car insurance rates to New Rochelle car insurance rates, Syracuse car insurance rates, and Utica car insurance rates.

Ready to find affordable Elbridge, NY car insurance today? Enter your ZIP code for fast, free Elbridge car insurance quotes.

Cheapest Elbridge, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elbridge, NY car insurance rates? Every Elbridge, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elbridge, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,319 $1,272 $1,285 $1,267 $2,790 $4,101 $1,188 $1,224
Liberty Mutual $3,450 $3,450 $3,217 $3,217 $6,721 $10,879 $3,450 $3,659
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,535 $1,434 $1,231 $1,250 $5,236 $5,831 $1,984 $1,935
State Farm $2,135 $2,135 $1,862 $1,862 $6,306 $8,135 $2,348 $2,488
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,416 $1,390 $1,285 $1,285 $5,677 $6,761 $1,803 $1,986

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Minimum Car Insurance in Elbridge, NY

Every driver must carry the minimum car insurance in Elbridge, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Elbridge, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elbridge, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elbridge, NY. Compare credit history car insurance rates in Elbridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elbridge, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,262 $1,663 $1,492
Liberty Mutual $6,643 $4,355 $3,269
Nationwide $2,702 $2,702 $2,702
Progressive $4,028 $2,095 $1,540
State Farm $4,814 $3,018 $2,395
Travelers $4,494 $2,857 $2,489
USAA $4,154 $2,094 $1,854

Cheapest Elbridge, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elbridge, NY to rates for a clean record with top companies.

Annual Elbridge, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,415 $1,542 $2,852 $1,415
Liberty Mutual $3,783 $3,783 $7,674 $3,783
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,485 $2,485 $2,749 $2,500
State Farm $3,247 $3,247 $3,571 $3,571
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,400 $2,439 $3,523 $2,439

Cheapest Elbridge, NY Car Insurance for Teen Drivers

Teen car insurance in Elbridge, NY can be expensive. Take a look at rates from the top car insurance companies in Elbridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elbridge, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,790 $4,101
Liberty Mutual $6,721 $10,879
Nationwide $3,642 $5,406
Progressive $5,236 $5,831
State Farm $6,306 $8,135
Travelers $5,481 $6,509
USAA $5,677 $6,761

Cheapest Elbridge, NY Car Insurance for Seniors

Take a look at Elbridge, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elbridge, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,285 $1,267
Liberty Mutual $3,217 $3,217
Nationwide $1,927 $1,927
Progressive $1,231 $1,250
State Farm $1,862 $1,862
Travelers $2,149 $2,302
USAA $1,285 $1,285

Cheapest Elbridge, NY Car Insurance Rates After a DUI

A DUI in Elbridge, NY increases car insurance rates. Compare Elbridge, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elbridge, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $2,852
Liberty Mutual $7,674
Nationwide $4,536
Progressive $2,749
State Farm $3,571
Travelers $3,554
USAA $3,523

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Cheapest Elbridge, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elbridge, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elbridge, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,753 $1,859
Liberty Mutual $4,623 $4,888
Nationwide $2,702 $2,702
Progressive $2,554 $2,554
State Farm $3,290 $3,528
Travelers $3,280 $3,280
USAA $2,674 $2,727

The Best Cheap Car Insurance Companies in Elbridge, NY

Take a look at a side-by-side comparison of the top car insurance companies in Elbridge, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elbridge, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,806
Liberty Mutual $4,755
Nationwide $2,702
Progressive $2,554
State Farm $3,409
Travelers $3,280
USAA $2,700

Category Winners: Cheapest Car Insurance in Elbridge, New York

Find the cheapest car insurance companies in Elbridge, NY for each category right here.

Best Annual Car Insurance Rates by Company in Elbridge, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Elbridge, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elbridge car insurance rates. Find the cheapest Elbridge, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elbridge, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,716 $1,803 $1,899
Liberty Mutual $4,543 $4,738 $4,985
Nationwide $2,548 $2,683 $2,875
Progressive $2,432 $2,543 $2,689
State Farm $3,234 $3,429 $3,564
Travelers $3,130 $3,253 $3,458
USAA $2,623 $2,688 $2,791

What affects car insurance rates in Elbridge, New York?

What factors can have an impact on Elbridge, NY car insurance? There are several reasons why Elbridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elbridge, New York.

Commute Time in Elbridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Elbridge, NY is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Elbridge, NY

Ready to find affordable Elbridge, New York car insurance today? Enter your ZIP code for fast, free Elbridge, NY car insurance quotes.

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