Compare Elburn, IL Car Insurance Rates (2021)

Car insurance in Elburn, IL averages $260 a month. Elburn, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elburn car insurance rates, compare quotes from the top car insurance companies in Elburn, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elburn for teen drivers is GEICO
  • The cheapest car insurance company in Elburn is Liberty Mutual
  • Average car insurance rates in Elburn, IL are $3,122/year

If you need to buy Elburn, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Elburn, IL is right here.

You’ll find Elburn car insurance rates, the cheapest Elburn, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Elburn, Illinois car insurance rates to Naperville car insurance rates, Chicago car insurance rates, and Champaign car insurance rates.

Ready to find affordable Elburn, IL car insurance today? Enter your ZIP code for fast, free Elburn car insurance quotes.

Cheapest Elburn, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elburn, IL car insurance rates? Every Elburn, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elburn, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,138 $3,152 $3,292 $3,292 $8,276 $10,753 $3,775 $4,081
American Family $2,267 $2,267 $2,082 $2,082 $6,534 $9,008 $2,267 $2,930
Farmers $2,352 $2,349 $2,081 $2,206 $10,439 $10,889 $2,694 $2,811
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,335 $1,436 $1,106 $1,233 $4,704 $5,226 $1,395 $1,466
Nationwide $1,729 $1,755 $1,543 $1,629 $4,744 $6,071 $2,014 $2,177
Progressive $1,987 $1,861 $1,646 $1,725 $7,460 $8,351 $2,364 $2,547
State Farm $1,409 $1,409 $1,271 $1,271 $4,216 $5,339 $1,597 $1,842
Travelers $1,503 $1,581 $1,391 $1,479 $4,540 $5,735 $1,587 $1,669
USAA $1,518 $1,540 $1,414 $1,388 $4,915 $5,407 $1,991 $2,181

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Minimum Car Insurance in Elburn, IL

Every driver must carry the minimum car insurance in Elburn, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Elburn, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elburn, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elburn, IL. Compare credit history car insurance rates in Elburn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elburn, Illinois

Insurance Company Poor Fair Good
Allstate $6,322 $4,579 $4,009
American Family $4,879 $3,334 $2,825
Farmers $5,075 $4,284 $4,074
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,153 $1,983 $1,576
Nationwide $3,224 $2,611 $2,288
Progressive $3,972 $3,378 $3,128
State Farm $3,337 $1,997 $1,548
Travelers $2,958 $2,405 $1,945
USAA $3,382 $2,329 $1,921

Cheapest Elburn, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elburn, IL to rates for a clean record with top companies.

Annual Elburn, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,503 $6,069 $5,652 $4,657
American Family $2,704 $3,844 $5,104 $3,066
Farmers $3,775 $4,881 $4,759 $4,495
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,858 $2,655 $2,324 $2,113
Nationwide $2,188 $2,822 $3,312 $2,508
Progressive $2,872 $4,291 $3,185 $3,623
State Farm $2,085 $2,503 $2,294 $2,294
Travelers $1,936 $2,546 $2,834 $2,427
USAA $1,814 $2,609 $3,565 $2,188

Cheapest Elburn, IL Car Insurance for Teen Drivers

Teen car insurance in Elburn, IL can be expensive. Take a look at rates from the top car insurance companies in Elburn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elburn, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,276 $10,753
American Family $6,534 $9,008
Farmers $10,439 $10,889
GEICO $4,524 $4,715
Liberty Mutual $4,704 $5,226
Nationwide $4,744 $6,071
Progressive $7,460 $8,351
State Farm $4,216 $5,339
Travelers $4,540 $5,735
USAA $4,915 $5,407

Cheapest Elburn, IL Car Insurance for Seniors

Take a look at Elburn, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elburn, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,292 $3,292
American Family $2,082 $2,082
Farmers $2,081 $2,206
GEICO $1,429 $1,724
Liberty Mutual $1,106 $1,233
Nationwide $1,543 $1,629
Progressive $1,646 $1,725
State Farm $1,271 $1,271
Travelers $1,391 $1,479
USAA $1,414 $1,388

Cheapest Elburn, IL Car Insurance Rates After a DUI

A DUI in Elburn, IL increases car insurance rates. Compare Elburn, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elburn, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,652
American Family $5,104
Farmers $4,759
GEICO $3,243
Liberty Mutual $2,324
Nationwide $3,312
Progressive $3,185
State Farm $2,294
Travelers $2,834
USAA $3,565

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Cheapest Elburn, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elburn, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elburn, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,970 $4,970
American Family $3,633 $3,726
Farmers $4,478 $4,478
GEICO $2,338 $2,425
Liberty Mutual $2,237 $2,237
Nationwide $2,708 $2,708
Progressive $3,493 $3,493
State Farm $2,235 $2,353
Travelers $2,340 $2,531
USAA $2,473 $2,615

The Best Cheap Car Insurance Companies in Elburn, IL

Take a look at a side-by-side comparison of the top car insurance companies in Elburn, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elburn, Illinois

Insurance Company Average Annual Rates
Allstate $4,970
American Family $3,679
Farmers $4,478
GEICO $2,382
Liberty Mutual $2,237
Nationwide $2,708
Progressive $3,493
State Farm $2,294
Travelers $2,436
USAA $2,544

Category Winners: Cheapest Car Insurance in Elburn, Illinois

Find the cheapest car insurance companies in Elburn, IL for each category right here.

Best Annual Car Insurance Rates by Company in Elburn, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Elburn, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elburn car insurance rates. Find the cheapest Elburn, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elburn, Illinois

Insurance Company Low Medium High
Allstate $4,812 $4,965 $5,133
American Family $3,524 $3,815 $3,700
Farmers $4,252 $4,367 $4,814
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,117 $2,233 $2,362
Nationwide $2,672 $2,735 $2,716
Progressive $3,193 $3,476 $3,809
State Farm $2,158 $2,299 $2,425
Travelers $2,281 $2,432 $2,594
USAA $2,369 $2,542 $2,722

What affects car insurance rates in Elburn, Illinois?

What factors can have an impact on Elburn, IL car insurance? There are several reasons why Elburn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elburn, Illinois.

Commute Time in Elburn

The more time you spend in your car the higher the risk of an accident. The average commute length in Elburn, IL is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Elburn, IL

Ready to find affordable Elburn, Illinois car insurance today? Enter your ZIP code for fast, free Elburn, IL car insurance quotes.

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