Compare Elco, PA Car Insurance Rates (2021)

Car insurance in Elco, PA averages $327 a month. Elco, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Elco car insurance rates, compare quotes from the top car insurance companies in Elco, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elco for teen drivers is USAA
  • Average car insurance rates in Elco, PA are $3,923/year
  • The cheapest car insurance company in Elco is USAA

If you need to buy Elco, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Elco, PA is right here.

You’ll find Elco car insurance rates, the cheapest Elco, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Elco, Pennsylvania car insurance rates to Philadelphia car insurance rates, Pittsburgh car insurance rates, and York car insurance rates.

Ready to find affordable Elco, PA car insurance today? Enter your ZIP code for fast, free Elco car insurance quotes.

Cheapest Elco, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elco, PA car insurance rates? Every Elco, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elco, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,408 $2,408 $2,222 $2,222 $8,167 $8,167 $2,652 $2,652
GEICO $2,001 $1,731 $1,870 $1,619 $5,114 $4,436 $2,022 $1,750
Liberty Mutual $3,785 $3,785 $3,466 $3,466 $11,096 $11,096 $4,811 $4,811
Nationwide $1,726 $1,726 $1,629 $1,629 $4,804 $4,804 $1,931 $1,931
Progressive $2,726 $2,726 $2,436 $2,436 $8,812 $8,812 $3,487 $3,487
State Farm $1,736 $1,736 $1,530 $1,530 $5,898 $5,898 $1,915 $1,915
Travelers $1,678 $1,678 $1,809 $1,809 $25,145 $25,145 $2,019 $2,019
USAA $1,178 $1,178 $1,066 $1,066 $3,569 $3,569 $1,569 $1,569

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Minimum Car Insurance in Elco, PA

Every driver must carry the minimum car insurance in Elco, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Elco, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Elco, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elco, PA. Compare credit history car insurance rates in Elco from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elco, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,931 $3,685 $2,971
GEICO $3,854 $2,171 $1,678
Liberty Mutual $7,391 $5,298 $4,678
Nationwide $2,964 $2,430 $2,174
Progressive $5,779 $4,058 $3,260
State Farm $3,945 $2,440 $1,924
Travelers $8,324 $7,539 $7,125
USAA $2,313 $1,711 $1,513

Cheapest Elco, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elco, PA to rates for a clean record with top companies.

Annual Elco, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,696 $4,359 $3,696 $3,696
GEICO $1,882 $3,274 $2,512 $2,603
Liberty Mutual $5,299 $6,035 $5,912 $5,912
Nationwide $1,813 $2,426 $3,406 $2,445
Progressive $3,957 $5,472 $4,069 $3,964
State Farm $2,535 $3,004 $2,770 $2,770
Travelers $5,441 $7,732 $9,747 $7,732
USAA $1,483 $2,050 $2,192 $1,657

Cheapest Elco, PA Car Insurance for Teen Drivers

Teen car insurance in Elco, PA can be expensive. Take a look at rates from the top car insurance companies in Elco for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elco, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,167 $8,167
GEICO $5,114 $4,436
Liberty Mutual $11,096 $11,096
Nationwide $4,804 $4,804
Progressive $8,812 $8,812
State Farm $5,898 $5,898
Travelers $25,145 $25,145
USAA $3,569 $3,569

Cheapest Elco, PA Car Insurance for Seniors

Take a look at Elco, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elco, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,222 $2,222
GEICO $1,870 $1,619
Liberty Mutual $3,466 $3,466
Nationwide $1,629 $1,629
Progressive $2,436 $2,436
State Farm $1,530 $1,530
Travelers $1,809 $1,809
USAA $1,066 $1,066

Cheapest Elco, PA Car Insurance Rates After a DUI

A DUI in Elco, PA increases car insurance rates. Compare Elco, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elco, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,696
GEICO $2,512
Liberty Mutual $5,912
Nationwide $3,406
Progressive $4,069
State Farm $2,770
Travelers $9,747
USAA $2,192

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Cheapest Elco, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elco, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elco, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,784 $3,941
GEICO $2,527 $2,609
Liberty Mutual $5,640 $5,938
Nationwide $2,522 $2,522
Progressive $4,366 $4,366
State Farm $2,681 $2,858
Travelers $7,663 $7,663
USAA $1,793 $1,898

The Best Cheap Car Insurance Companies in Elco, PA

Take a look at a side-by-side comparison of the top car insurance companies in Elco, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elco, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,862
GEICO $2,568
Liberty Mutual $5,789
Nationwide $2,522
Progressive $4,366
State Farm $2,770
Travelers $7,663
USAA $1,846

Category Winners: Cheapest Car Insurance in Elco, Pennsylvania

Find the cheapest car insurance companies in Elco, PA for each category right here.

Best Annual Car Insurance Rates by Company in Elco, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elco, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elco car insurance rates. Find the cheapest Elco, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elco, Pennsylvania

Insurance Company Low Medium High
Allstate $3,712 $3,883 $3,991
GEICO $2,375 $2,591 $2,737
Liberty Mutual $5,526 $5,828 $6,014
Nationwide $2,558 $2,551 $2,459
Progressive $4,002 $4,404 $4,691
State Farm $2,604 $2,805 $2,900
Travelers $7,700 $7,682 $7,606
USAA $1,703 $1,864 $1,970

What affects car insurance rates in Elco, Pennsylvania?

What factors can have an impact on Elco, PA car insurance? There are several reasons why Elco car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elco, Pennsylvania.

Commute Time in Elco

The more time you spend in your car the higher the risk of an accident. The average commute length in Elco, PA is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Elco, PA

Ready to find affordable Elco, Pennsylvania car insurance today? Enter your ZIP code for fast, free Elco, PA car insurance quotes.

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