Compare Eldon, IA Car Insurance Rates (2021)

Car insurance in Eldon, IA averages $244 a month. Eldon, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Eldon car insurance rates, compare quotes from the top car insurance companies in Eldon, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eldon, IA after a DUI are $3,513/year
  • The cheapest car insurance company in Eldon for teen drivers is USAA
  • Average car insurance rates in Eldon, IA are $2,923/year

If you need to buy Eldon, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Eldon, IA is right here.

You’ll find Eldon car insurance rates, the cheapest Eldon, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Eldon, Iowa car insurance rates to West Des Moines car insurance rates, Sioux City car insurance rates, and Ames car insurance rates.

Ready to find affordable Eldon, IA car insurance today? Enter your ZIP code for fast, free Eldon car insurance quotes.

Cheapest Eldon, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eldon, IA car insurance rates? Every Eldon, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldon, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,938 $1,938 $1,734 $1,734 $5,181 $7,262 $1,938 $2,335
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,741 $1,682 $1,435 $1,487 $4,161 $4,704 $2,093 $2,260
State Farm $1,551 $1,551 $1,352 $1,352 $4,042 $5,149 $1,740 $1,970
Travelers $2,527 $2,580 $2,447 $2,455 $11,065 $17,630 $2,624 $3,118
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Eldon, IA

Every driver must carry the minimum car insurance in Eldon, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Eldon, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Eldon, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eldon, IA. Compare credit history car insurance rates in Eldon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eldon, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,834 $2,819 $2,370
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,897 $2,331 $2,107
State Farm $3,330 $2,060 $1,624
Travelers $6,255 $5,334 $5,079
USAA $2,399 $1,648 $1,427

Cheapest Eldon, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eldon, IA to rates for a clean record with top companies.

Annual Eldon, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,171 $3,180 $4,126 $2,553
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,969 $3,211 $2,136 $2,466
State Farm $2,175 $2,502 $2,338 $2,338
Travelers $4,056 $5,394 $7,222 $5,552
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Eldon, IA Car Insurance for Teen Drivers

Teen car insurance in Eldon, IA can be expensive. Take a look at rates from the top car insurance companies in Eldon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eldon, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,181 $7,262
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,161 $4,704
State Farm $4,042 $5,149
Travelers $11,065 $17,630
USAA $3,285 $3,490

Cheapest Eldon, IA Car Insurance for Seniors

Take a look at Eldon, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eldon, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,734 $1,734
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,435 $1,487
State Farm $1,352 $1,352
Travelers $2,447 $2,455
USAA $1,123 $1,146

Cheapest Eldon, IA Car Insurance Rates After a DUI

A DUI in Eldon, IA increases car insurance rates. Compare Eldon, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eldon, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,261
American Family $4,126
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,136
State Farm $2,338
Travelers $7,222
USAA $2,432

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Cheapest Eldon, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eldon, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eldon, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,973 $3,043
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,445 $2,445
State Farm $2,282 $2,395
Travelers $5,556 $5,556
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Eldon, IA

Take a look at a side-by-side comparison of the top car insurance companies in Eldon, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eldon, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,008
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,445
State Farm $2,338
Travelers $5,556
USAA $1,825

Category Winners: Cheapest Car Insurance in Eldon, Iowa

Find the cheapest car insurance companies in Eldon, IA for each category right here.

Best Annual Car Insurance Rates by Company in Eldon, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Eldon, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eldon car insurance rates. Find the cheapest Eldon, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eldon, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,024 $3,174 $2,824
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,303 $2,452 $2,581
State Farm $2,231 $2,351 $2,433
Travelers $5,227 $5,640 $5,800
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Eldon, Iowa?

What factors can have an impact on Eldon, IA car insurance? There are several reasons why Eldon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eldon, Iowa.

Commute Time in Eldon

The more time you spend in your car the higher the risk of an accident. The average commute length in Eldon, IA is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Eldon, IA

Ready to find affordable Eldon, Iowa car insurance today? Enter your ZIP code for fast, free Eldon, IA car insurance quotes.

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