Compare Eldorado Springs, CO Car Insurance Rates (2021)

Car insurance in Eldorado Springs, CO averages $308 a month. Eldorado Springs, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Eldorado Springs car insurance rates, compare quotes from the top car insurance companies in Eldorado Springs, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Eldorado Springs is Liberty Mutual
  • Average car insurance rates in Eldorado Springs, CO after a DUI are $4,388/year
  • The cheapest car insurance company in Eldorado Springs for teen drivers is Liberty Mutual

If you need to buy Eldorado Springs, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Eldorado Springs, CO is right here.

You’ll find Eldorado Springs car insurance rates, the cheapest Eldorado Springs, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Eldorado Springs, Colorado car insurance rates to Aurora car insurance rates, Centennial car insurance rates, and Lakewood car insurance rates.

Ready to find affordable Eldorado Springs, CO car insurance today? Enter your ZIP code for fast, free Eldorado Springs car insurance quotes.

Cheapest Eldorado Springs, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eldorado Springs, CO car insurance rates? Every Eldorado Springs, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldorado Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,289 $3,077 $2,966 $2,996 $11,528 $12,139 $3,617 $3,629
American Family $2,573 $2,573 $2,329 $2,329 $6,208 $8,376 $2,573 $3,137
Farmers $3,113 $3,090 $2,812 $3,037 $12,109 $12,244 $3,415 $3,439
GEICO $1,602 $1,771 $1,742 $2,008 $5,184 $5,471 $1,460 $1,469
Liberty Mutual $1,590 $1,522 $1,367 $1,506 $5,036 $5,482 $1,600 $1,593
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,279 $2,128 $2,029 $2,013 $8,052 $8,977 $2,553 $2,472
State Farm $2,152 $2,152 $1,949 $1,949 $6,362 $8,041 $2,415 $2,862
USAA $1,969 $1,952 $1,895 $1,880 $5,065 $5,777 $2,519 $2,716

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Minimum Car Insurance in Eldorado Springs, CO

Every driver must carry the minimum car insurance in Eldorado Springs, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Eldorado Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Eldorado Springs, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eldorado Springs, CO. Compare credit history car insurance rates in Eldorado Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eldorado Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,888 $5,316 $4,011
American Family $4,858 $3,492 $2,937
Farmers $6,259 $5,109 $4,855
GEICO $3,107 $2,588 $2,069
Liberty Mutual $3,496 $2,166 $1,724
Nationwide $4,068 $3,235 $2,817
Progressive $4,325 $3,706 $3,408
State Farm $4,839 $3,110 $2,507
USAA $4,371 $2,518 $2,026

Cheapest Eldorado Springs, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eldorado Springs, CO to rates for a clean record with top companies.

Annual Eldorado Springs, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,605 $5,304 $6,491 $5,221
American Family $2,787 $3,944 $5,159 $3,158
Farmers $4,571 $5,880 $5,794 $5,384
GEICO $1,804 $2,840 $3,379 $2,330
Liberty Mutual $2,168 $2,532 $2,607 $2,540
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,289 $4,673 $3,469 $3,821
State Farm $3,194 $3,776 $3,485 $3,485
USAA $2,163 $2,651 $4,639 $2,433

Cheapest Eldorado Springs, CO Car Insurance for Teen Drivers

Teen car insurance in Eldorado Springs, CO can be expensive. Take a look at rates from the top car insurance companies in Eldorado Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eldorado Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,528 $12,139
American Family $6,208 $8,376
Farmers $12,109 $12,244
GEICO $5,184 $5,471
Liberty Mutual $5,036 $5,482
Nationwide $5,702 $7,251
Progressive $8,052 $8,977
State Farm $6,362 $8,041
USAA $5,065 $5,777

Cheapest Eldorado Springs, CO Car Insurance for Seniors

Take a look at Eldorado Springs, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eldorado Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,996
American Family $2,329 $2,329
Farmers $2,812 $3,037
GEICO $1,742 $2,008
Liberty Mutual $1,367 $1,506
Nationwide $2,018 $2,122
Progressive $2,029 $2,013
State Farm $1,949 $1,949
USAA $1,895 $1,880

Cheapest Eldorado Springs, CO Car Insurance Rates After a DUI

A DUI in Eldorado Springs, CO increases car insurance rates. Compare Eldorado Springs, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eldorado Springs, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,491
American Family $5,159
Farmers $5,794
GEICO $3,379
Liberty Mutual $2,607
Nationwide $4,472
Progressive $3,469
State Farm $3,485
USAA $4,639

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Cheapest Eldorado Springs, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eldorado Springs, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eldorado Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,405 $5,405
American Family $3,680 $3,844
Farmers $5,407 $5,407
GEICO $2,540 $2,637
Liberty Mutual $2,462 $2,462
Nationwide $3,373 $3,373
Progressive $3,813 $3,813
State Farm $3,398 $3,572
USAA $2,888 $3,055

The Best Cheap Car Insurance Companies in Eldorado Springs, CO

Take a look at a side-by-side comparison of the top car insurance companies in Eldorado Springs, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eldorado Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,405
American Family $3,762
Farmers $5,407
GEICO $2,588
Liberty Mutual $2,462
Nationwide $3,373
Progressive $3,813
State Farm $3,485
USAA $2,972

Category Winners: Cheapest Car Insurance in Eldorado Springs, Colorado

Find the cheapest car insurance companies in Eldorado Springs, CO for each category right here.

Best Annual Car Insurance Rates by Company in Eldorado Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Eldorado Springs, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eldorado Springs car insurance rates. Find the cheapest Eldorado Springs, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eldorado Springs, Colorado

Insurance Company Low Medium High
Allstate $5,107 $5,387 $5,721
American Family $3,548 $3,840 $3,898
Farmers $4,701 $5,325 $6,196
GEICO $2,293 $2,537 $2,934
Liberty Mutual $2,297 $2,452 $2,637
Nationwide $3,335 $3,378 $3,407
Progressive $3,444 $3,827 $4,168
State Farm $3,230 $3,489 $3,737
USAA $2,819 $2,971 $3,124

What affects car insurance rates in Eldorado Springs, Colorado?

What factors can have an impact on Eldorado Springs, CO car insurance? There are several reasons why Eldorado Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eldorado Springs, Colorado.

Commute Time in Eldorado Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Eldorado Springs, CO is 36.6 minutes according to City-Data.

Compare Car Insurance Quotes in Eldorado Springs, CO

Ready to find affordable Eldorado Springs, Colorado car insurance today? Enter your ZIP code for fast, free Eldorado Springs, CO car insurance quotes.

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