Compare Eldorado, TX Car Insurance Rates (2021)

Car insurance in Eldorado, TX averages $292 a month. Eldorado, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Eldorado car insurance rates, compare quotes from the top car insurance companies in Eldorado, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Eldorado for teen drivers is USAA
  • The cheapest car insurance company in Eldorado is USAA
  • Average car insurance rates in Eldorado, TX are $3,507/year

If you need to buy Eldorado, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Eldorado, TX is right here.

You’ll find Eldorado car insurance rates, the cheapest Eldorado, TX car insurance companies, and information on Texas car insurance laws. You can also compare Eldorado, Texas car insurance rates to San Antonio car insurance rates, Fort Worth car insurance rates, and Arlington car insurance rates.

Ready to find affordable Eldorado, TX car insurance today? Enter your ZIP code for fast, free Eldorado car insurance quotes.

Cheapest Eldorado, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eldorado, TX car insurance rates? Every Eldorado, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldorado, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,394 $2,641 $2,194 $2,490 $5,961 $7,867 $3,357 $3,830
GEICO $1,952 $2,085 $1,853 $2,069 $4,138 $4,301 $2,107 $2,116
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,654 $2,491 $2,355 $2,407 $11,056 $12,264 $3,108 $3,110
State Farm $1,662 $1,662 $1,464 $1,464 $3,727 $4,706 $1,789 $1,851
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

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Minimum Car Insurance in Eldorado, TX

Every driver must carry the minimum car insurance in Eldorado, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Eldorado, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eldorado, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eldorado, TX. Compare credit history car insurance rates in Eldorado from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eldorado, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $5,350 $3,291 $2,885
GEICO $3,952 $2,258 $1,522
Nationwide $4,172 $3,340 $2,909
Progressive $5,557 $4,795 $4,440
State Farm $3,246 $2,019 $1,607
USAA $3,300 $1,873 $1,498

Cheapest Eldorado, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eldorado, TX to rates for a clean record with top companies.

Annual Eldorado, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $3,514 $4,438 $3,900 $3,514
GEICO $2,194 $2,859 $2,435 $2,821
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $4,296 $5,567 $5,022 $4,837
State Farm $2,062 $2,330 $2,709 $2,062
USAA $1,675 $2,433 $2,864 $1,922

Cheapest Eldorado, TX Car Insurance for Teen Drivers

Teen car insurance in Eldorado, TX can be expensive. Take a look at rates from the top car insurance companies in Eldorado for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eldorado, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $5,961 $7,867
GEICO $4,138 $4,301
Nationwide $6,081 $7,839
Progressive $11,056 $12,264
State Farm $3,727 $4,706
USAA $3,831 $4,232

Cheapest Eldorado, TX Car Insurance for Seniors

Take a look at Eldorado, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eldorado, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,194 $2,490
GEICO $1,853 $2,069
Nationwide $1,954 $2,075
Progressive $2,355 $2,407
State Farm $1,464 $1,464
USAA $1,368 $1,383

Cheapest Eldorado, TX Car Insurance Rates After a DUI

A DUI in Eldorado, TX increases car insurance rates. Compare Eldorado, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eldorado, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,455
American Family $3,900
GEICO $2,435
Nationwide $4,471
Progressive $5,022
State Farm $2,709
USAA $2,864

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Cheapest Eldorado, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eldorado, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eldorado, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,094 $5,330
American Family $3,842 $3,842
GEICO $2,528 $2,627
Nationwide $3,474 $3,474
Progressive $4,931 $4,931
State Farm $2,291 $2,291
USAA $2,195 $2,252

The Best Cheap Car Insurance Companies in Eldorado, TX

Take a look at a side-by-side comparison of the top car insurance companies in Eldorado, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eldorado, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $3,842
GEICO $2,577
Nationwide $3,474
Progressive $4,931
State Farm $2,291
USAA $2,224

Category Winners: Cheapest Car Insurance in Eldorado, Texas

Find the cheapest car insurance companies in Eldorado, TX for each category right here.

Best Annual Car Insurance Rates by Company in Eldorado, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Eldorado, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eldorado car insurance rates. Find the cheapest Eldorado, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eldorado, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $3,618 $3,725 $4,182
GEICO $2,459 $2,551 $2,723
Nationwide $3,753 $3,325 $3,343
Progressive $4,640 $4,897 $5,255
State Farm $2,189 $2,284 $2,399
USAA $2,165 $2,217 $2,290

What affects car insurance rates in Eldorado, Texas?

What factors can have an impact on Eldorado, TX car insurance? There are several reasons why Eldorado car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eldorado, Texas.

Commute Time in Eldorado

The more time you spend in your car the higher the risk of an accident. The average commute length in Eldorado, TX is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Eldorado, TX

Ready to find affordable Eldorado, Texas car insurance today? Enter your ZIP code for fast, free Eldorado, TX car insurance quotes.

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