Compare Eldridge, AL Car Insurance Rates (2021)

Car insurance in Eldridge, AL averages $310 a month. Eldridge, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Eldridge car insurance rates, compare quotes from the top car insurance companies in Eldridge, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Eldridge, AL are $3,725/year
  • The cheapest car insurance company in Eldridge is USAA
  • Average car insurance rates in Eldridge, AL after a DUI are $4,270/year

If you need to buy Eldridge, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Eldridge, AL is right here.

You’ll find Eldridge car insurance rates, the cheapest Eldridge, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Eldridge, Alabama car insurance rates to Hoover car insurance rates, Decatur car insurance rates, and Dothan car insurance rates.

Ready to find affordable Eldridge, AL car insurance today? Enter your ZIP code for fast, free Eldridge car insurance quotes.

Cheapest Eldridge, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eldridge, AL car insurance rates? Every Eldridge, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldridge, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,009 $1,920 $1,810 $1,845 $6,832 $7,333 $2,267 $2,327
Farmers $2,342 $2,328 $2,096 $2,219 $8,848 $9,111 $2,665 $2,783
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,145 $3,398 $2,576 $2,875 $11,254 $12,507 $3,366 $3,602
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,970 $2,970 $2,670 $2,670 $8,809 $11,019 $3,350 $3,878
Travelers $1,500 $1,524 $1,405 $1,402 $8,028 $12,654 $1,421 $1,632
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

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Minimum Car Insurance in Eldridge, AL

Every driver must carry the minimum car insurance in Eldridge, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Eldridge, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eldridge, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eldridge, AL. Compare credit history car insurance rates in Eldridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eldridge, Alabama

Insurance Company Poor Fair Good
Allstate $4,073 $3,193 $2,612
Farmers $4,543 $3,903 $3,701
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,665 $4,682 $3,674
Nationwide $3,571 $2,778 $2,510
Progressive $4,615 $3,931 $3,662
State Farm $7,765 $3,935 $2,676
Travelers $4,030 $3,495 $3,562
USAA $3,003 $1,953 $1,743

Cheapest Eldridge, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eldridge, AL to rates for a clean record with top companies.

Annual Eldridge, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,809 $3,300 $3,897 $3,165
Farmers $3,409 $4,401 $4,293 $4,093
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,185 $5,828 $5,707 $5,642
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $4,337 $5,348 $4,741 $4,741
Travelers $3,080 $3,232 $4,722 $3,750
USAA $1,716 $2,155 $3,205 $1,856

Cheapest Eldridge, AL Car Insurance for Teen Drivers

Teen car insurance in Eldridge, AL can be expensive. Take a look at rates from the top car insurance companies in Eldridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eldridge, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,832 $7,333
Farmers $8,848 $9,111
GEICO $5,858 $5,765
Liberty Mutual $11,254 $12,507
Nationwide $5,097 $6,597
Progressive $8,930 $10,006
State Farm $8,809 $11,019
Travelers $8,028 $12,654
USAA $4,155 $4,609

Cheapest Eldridge, AL Car Insurance for Seniors

Take a look at Eldridge, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eldridge, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,810 $1,845
Farmers $2,096 $2,219
GEICO $2,095 $2,161
Liberty Mutual $2,576 $2,875
Nationwide $1,740 $1,806
Progressive $1,833 $1,945
State Farm $2,670 $2,670
Travelers $1,405 $1,402
USAA $1,291 $1,264

Cheapest Eldridge, AL Car Insurance Rates After a DUI

A DUI in Eldridge, AL increases car insurance rates. Compare Eldridge, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eldridge, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,897
Farmers $4,293
GEICO $4,162
Liberty Mutual $5,707
Nationwide $3,777
Progressive $3,922
State Farm $4,741
Travelers $4,722
USAA $3,205

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Cheapest Eldridge, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eldridge, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eldridge, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,049 $4,049
GEICO $3,046 $3,158
Liberty Mutual $5,340 $5,340
Nationwide $2,953 $2,953
Progressive $4,069 $4,069
State Farm $4,680 $4,904
Travelers $3,696 $3,696
USAA $2,131 $2,335

The Best Cheap Car Insurance Companies in Eldridge, AL

Take a look at a side-by-side comparison of the top car insurance companies in Eldridge, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eldridge, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,049
GEICO $3,102
Liberty Mutual $5,340
Nationwide $2,953
Progressive $4,069
State Farm $4,792
Travelers $3,696
USAA $2,233

Category Winners: Cheapest Car Insurance in Eldridge, Alabama

Find the cheapest car insurance companies in Eldridge, AL for each category right here.

Best Annual Car Insurance Rates by Company in Eldridge, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Eldridge, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eldridge car insurance rates. Find the cheapest Eldridge, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eldridge, Alabama

Insurance Company Low Medium High
Allstate $3,190 $3,287 $3,401
Farmers $3,840 $4,000 $4,306
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,129 $5,319 $5,574
Nationwide $2,958 $2,923 $2,978
Progressive $3,716 $4,050 $4,441
State Farm $4,561 $4,784 $5,031
Travelers $3,508 $3,770 $3,810
USAA $2,155 $2,221 $2,322

What affects car insurance rates in Eldridge, Alabama?

What factors can have an impact on Eldridge, AL car insurance? There are several reasons why Eldridge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eldridge, Alabama.

Commute Time in Eldridge

The more time you spend in your car the higher the risk of an accident. The average commute length in Eldridge, AL is 34.3 minutes according to City-Data.

Compare Car Insurance Quotes in Eldridge, AL

Ready to find affordable Eldridge, Alabama car insurance today? Enter your ZIP code for fast, free Eldridge, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State