Compare Eldridge, MO Car Insurance Rates (2021)

Car insurance in Eldridge, MO averages $261 a month. Eldridge, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Eldridge car insurance rates, compare quotes from the top car insurance companies in Eldridge, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Eldridge for teen drivers is Nationwide
  • Average car insurance rates in Eldridge, MO are $3,128/year
  • The cheapest car insurance company in Eldridge is Nationwide

If you need to buy Eldridge, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Eldridge, MO is right here.

You’ll find Eldridge car insurance rates, the cheapest Eldridge, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Eldridge, Missouri car insurance rates to St. Charles car insurance rates, Columbia car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Eldridge, MO car insurance today? Enter your ZIP code for fast, free Eldridge car insurance quotes.

Cheapest Eldridge, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Eldridge, MO car insurance rates? Every Eldridge, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eldridge, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,113 $2,113 $1,882 $1,882 $5,780 $7,514 $2,113 $2,473
Farmers $2,167 $2,159 $1,934 $2,049 $8,989 $9,300 $2,475 $2,589
GEICO $1,729 $1,940 $1,347 $1,728 $5,421 $5,738 $1,582 $1,590
Liberty Mutual $2,510 $2,720 $2,069 $2,318 $8,617 $9,564 $2,644 $2,822
Nationwide $1,313 $1,338 $1,180 $1,245 $3,358 $4,280 $1,501 $1,618
Progressive $1,928 $1,787 $1,575 $1,623 $6,369 $7,155 $2,350 $2,419
State Farm $1,463 $1,463 $1,306 $1,306 $4,200 $5,294 $1,645 $1,881
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Eldridge, MO

Every driver must carry the minimum car insurance in Eldridge, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Eldridge, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Eldridge, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Eldridge, MO. Compare credit history car insurance rates in Eldridge from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Eldridge, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,224 $2,973 $2,505
Farmers $4,521 $3,768 $3,583
GEICO $3,635 $2,370 $1,898
Liberty Mutual $5,968 $3,640 $2,866
Nationwide $2,328 $1,930 $1,679
Progressive $3,650 $3,019 $2,784
State Farm $3,174 $2,077 $1,709
USAA $4,567 $2,109 $1,505

Cheapest Eldridge, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eldridge, MO to rates for a clean record with top companies.

Annual Eldridge, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,420 $3,495 $4,258 $2,762
Farmers $3,421 $4,257 $4,163 $3,989
GEICO $2,046 $2,666 $3,603 $2,222
Liberty Mutual $3,022 $4,334 $4,470 $4,806
Nationwide $1,552 $1,996 $2,669 $1,700
Progressive $2,717 $3,667 $3,020 $3,199
State Farm $2,134 $2,506 $2,320 $2,320
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Eldridge, MO Car Insurance for Teen Drivers

Teen car insurance in Eldridge, MO can be expensive. Take a look at rates from the top car insurance companies in Eldridge for teenagers.

Annual Car Insurance Rates for Teen Drivers in Eldridge, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,780 $7,514
Farmers $8,989 $9,300
GEICO $5,421 $5,738
Liberty Mutual $8,617 $9,564
Nationwide $3,358 $4,280
Progressive $6,369 $7,155
State Farm $4,200 $5,294
USAA $5,002 $6,115

Cheapest Eldridge, MO Car Insurance for Seniors

Take a look at Eldridge, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Eldridge, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,882 $1,882
Farmers $1,934 $2,049
GEICO $1,347 $1,728
Liberty Mutual $2,069 $2,318
Nationwide $1,180 $1,245
Progressive $1,575 $1,623
State Farm $1,306 $1,306
USAA $1,491 $1,518

Cheapest Eldridge, MO Car Insurance Rates After a DUI

A DUI in Eldridge, MO increases car insurance rates. Compare Eldridge, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Eldridge, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,258
Farmers $4,163
GEICO $3,603
Liberty Mutual $4,470
Nationwide $2,669
Progressive $3,020
State Farm $2,320
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Eldridge, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Eldridge, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Eldridge, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,202 $3,266
Farmers $3,958 $3,958
GEICO $2,585 $2,683
Liberty Mutual $4,158 $4,158
Nationwide $1,979 $1,979
Progressive $3,151 $3,151
State Farm $2,264 $2,376
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Eldridge, MO

Take a look at a side-by-side comparison of the top car insurance companies in Eldridge, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Eldridge, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,234
Farmers $3,958
GEICO $2,634
Liberty Mutual $4,158
Nationwide $1,979
Progressive $3,151
State Farm $2,320
USAA $2,727

Category Winners: Cheapest Car Insurance in Eldridge, Missouri

Find the cheapest car insurance companies in Eldridge, MO for each category right here.

Best Annual Car Insurance Rates by Company in Eldridge, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Eldridge, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Eldridge car insurance rates. Find the cheapest Eldridge, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Eldridge, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,139 $3,336 $3,226
Farmers $3,702 $3,918 $4,253
GEICO $2,462 $2,653 $2,788
Liberty Mutual $3,927 $4,177 $4,370
Nationwide $1,858 $1,998 $2,081
Progressive $2,842 $3,157 $3,453
State Farm $2,182 $2,327 $2,450
USAA $2,627 $2,720 $2,834

Compare Car Insurance Quotes in Eldridge, MO

Ready to find affordable Eldridge, Missouri car insurance today? Enter your ZIP code for fast, free Eldridge, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption