Compare Elizabeth, CO Car Insurance Rates (2021)

Car insurance in Elizabeth, CO averages $336 a month. Elizabeth, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Elizabeth car insurance rates, compare quotes from the top car insurance companies in Elizabeth, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elizabeth is Liberty Mutual
  • The cheapest car insurance company in Elizabeth for teen drivers is Liberty Mutual
  • Average car insurance rates in Elizabeth, CO after a DUI are $4,814/year

If you need to buy Elizabeth, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabeth, CO is right here.

You’ll find Elizabeth car insurance rates, the cheapest Elizabeth, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Elizabeth, Colorado car insurance rates to Aurora car insurance rates, Denver car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Elizabeth, CO car insurance today? Enter your ZIP code for fast, free Elizabeth car insurance quotes.

Cheapest Elizabeth, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabeth, CO car insurance rates? Every Elizabeth, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,265 $3,040 $2,966 $2,993 $11,902 $12,542 $3,545 $3,537
American Family $2,684 $2,684 $2,420 $2,420 $6,510 $8,739 $2,684 $3,289
Farmers $3,122 $3,104 $2,824 $3,043 $11,945 $12,085 $3,429 $3,467
GEICO $2,324 $2,519 $2,409 $2,697 $7,101 $7,534 $2,134 $2,190
Liberty Mutual $1,839 $1,792 $1,561 $1,718 $5,659 $6,175 $1,860 $1,879
Nationwide $2,561 $2,612 $2,288 $2,424 $6,418 $8,238 $2,940 $3,181
Progressive $2,438 $2,281 $2,151 $2,140 $8,396 $9,361 $2,735 $2,652
State Farm $2,305 $2,305 $2,071 $2,071 $6,673 $8,470 $2,583 $3,056
USAA $2,381 $2,380 $2,267 $2,276 $5,976 $6,853 $3,069 $3,345

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Minimum Car Insurance in Elizabeth, CO

Every driver must carry the minimum car insurance in Elizabeth, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabeth, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elizabeth, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabeth, CO. Compare credit history car insurance rates in Elizabeth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabeth, Colorado

Insurance Company Poor Fair Good
Allstate $6,973 $5,388 $4,060
American Family $5,104 $3,634 $3,048
Farmers $6,234 $5,074 $4,823
GEICO $4,350 $3,613 $2,877
Liberty Mutual $4,011 $2,461 $1,958
Nationwide $4,640 $3,664 $3,195
Progressive $4,572 $3,904 $3,581
State Farm $5,137 $3,291 $2,647
USAA $5,287 $3,009 $2,409

Cheapest Elizabeth, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabeth, CO to rates for a clean record with top companies.

Annual Elizabeth, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,631 $5,364 $6,620 $5,281
American Family $2,908 $4,113 $5,396 $3,297
Farmers $4,548 $5,840 $5,757 $5,364
GEICO $2,572 $3,966 $4,525 $3,391
Liberty Mutual $2,466 $2,884 $2,988 $2,903
Nationwide $2,939 $4,029 $5,125 $3,239
Progressive $3,471 $4,902 $3,662 $4,042
State Farm $3,395 $3,988 $3,692 $3,692
USAA $2,602 $3,176 $5,558 $2,937

Cheapest Elizabeth, CO Car Insurance for Teen Drivers

Teen car insurance in Elizabeth, CO can be expensive. Take a look at rates from the top car insurance companies in Elizabeth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabeth, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,902 $12,542
American Family $6,510 $8,739
Farmers $11,945 $12,085
GEICO $7,101 $7,534
Liberty Mutual $5,659 $6,175
Nationwide $6,418 $8,238
Progressive $8,396 $9,361
State Farm $6,673 $8,470
USAA $5,976 $6,853

Cheapest Elizabeth, CO Car Insurance for Seniors

Take a look at Elizabeth, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabeth, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,966 $2,993
American Family $2,420 $2,420
Farmers $2,824 $3,043
GEICO $2,409 $2,697
Liberty Mutual $1,561 $1,718
Nationwide $2,288 $2,424
Progressive $2,151 $2,140
State Farm $2,071 $2,071
USAA $2,267 $2,276

Cheapest Elizabeth, CO Car Insurance Rates After a DUI

A DUI in Elizabeth, CO increases car insurance rates. Compare Elizabeth, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabeth, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,620
American Family $5,396
Farmers $5,757
GEICO $4,525
Liberty Mutual $2,988
Nationwide $5,125
Progressive $3,662
State Farm $3,692
USAA $5,558

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Cheapest Elizabeth, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabeth, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabeth, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,474 $5,474
American Family $3,844 $4,013
Farmers $5,377 $5,377
GEICO $3,531 $3,696
Liberty Mutual $2,810 $2,810
Nationwide $3,833 $3,833
Progressive $4,019 $4,019
State Farm $3,599 $3,785
USAA $3,466 $3,670

The Best Cheap Car Insurance Companies in Elizabeth, CO

Take a look at a side-by-side comparison of the top car insurance companies in Elizabeth, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabeth, Colorado

Insurance Company Average Annual Rates
Allstate $5,474
American Family $3,929
Farmers $5,377
GEICO $3,613
Liberty Mutual $2,810
Nationwide $3,833
Progressive $4,019
State Farm $3,692
USAA $3,568

Category Winners: Cheapest Car Insurance in Elizabeth, Colorado

Find the cheapest car insurance companies in Elizabeth, CO for each category right here.

Best Annual Car Insurance Rates by Company in Elizabeth, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Elizabeth, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabeth car insurance rates. Find the cheapest Elizabeth, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabeth, Colorado

Insurance Company Low Medium High
Allstate $5,143 $5,454 $5,825
American Family $3,728 $4,009 $4,049
Farmers $4,688 $5,295 $6,148
GEICO $3,293 $3,551 $3,996
Liberty Mutual $2,650 $2,801 $2,980
Nationwide $3,849 $3,833 $3,817
Progressive $3,646 $4,034 $4,378
State Farm $3,446 $3,697 $3,932
USAA $3,412 $3,568 $3,724

What affects car insurance rates in Elizabeth, Colorado?

What factors can have an impact on Elizabeth, CO car insurance? There are several reasons why Elizabeth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabeth, Colorado.

Commute Time in Elizabeth

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabeth, CO is 34.8 minutes according to City-Data.

Traffic in Elizabeth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Elizabeth, CO traffic data from INRIX ranks Elizabeth as the 524th-most congested in the world.

Compare Car Insurance Quotes in Elizabeth, CO

Ready to find affordable Elizabeth, Colorado car insurance today? Enter your ZIP code for fast, free Elizabeth, CO car insurance quotes.

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