Compare Elizabeth, MN Car Insurance Rates (2021)

Car insurance in Elizabeth, MN averages $355 a month. Elizabeth, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Elizabeth car insurance rates, compare quotes from the top car insurance companies in Elizabeth, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elizabeth, MN after a DUI are $5,734/year
  • Average car insurance rates in Elizabeth, MN are $4,258/year
  • The cheapest car insurance company in Elizabeth is State Farm

If you need to buy Elizabeth, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabeth, MN is right here.

You’ll find Elizabeth car insurance rates, the cheapest Elizabeth, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Elizabeth, Minnesota car insurance rates to St. Cloud car insurance rates, Maple Grove car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Elizabeth, MN car insurance today? Enter your ZIP code for fast, free Elizabeth car insurance quotes.

Cheapest Elizabeth, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabeth, MN car insurance rates? Every Elizabeth, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,871 $2,871 $2,747 $2,747 $6,516 $9,523 $3,480 $3,682
American Family $2,064 $2,064 $1,871 $1,871 $5,560 $8,085 $2,064 $2,334
Farmers $1,722 $1,715 $1,658 $1,745 $4,724 $4,712 $2,237 $2,122
GEICO $2,756 $2,737 $2,639 $2,565 $5,625 $7,173 $2,585 $2,657
Liberty Mutual $9,075 $9,075 $8,983 $8,983 $18,171 $27,432 $9,075 $12,762
Nationwide $1,848 $1,862 $1,644 $1,748 $4,617 $5,629 $2,158 $2,248
State Farm $1,420 $1,420 $1,262 $1,262 $3,062 $3,800 $1,652 $1,355
USAA $1,839 $1,830 $1,671 $1,675 $4,884 $5,368 $2,407 $2,567

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Minimum Car Insurance in Elizabeth, MN

Every driver must carry the minimum car insurance in Elizabeth, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabeth, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elizabeth, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabeth, MN. Compare credit history car insurance rates in Elizabeth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabeth, Minnesota

Insurance Company Poor Fair Good
Allstate $6,333 $3,415 $3,166
American Family $4,394 $2,945 $2,378
Farmers $3,257 $2,318 $2,164
GEICO $4,314 $3,524 $2,938
Liberty Mutual $18,046 $11,670 $9,119
Nationwide $3,234 $2,607 $2,317
State Farm $2,776 $1,698 $1,239
USAA $4,382 $2,121 $1,838

Cheapest Elizabeth, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabeth, MN to rates for a clean record with top companies.

Annual Elizabeth, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,166 $4,535 $5,416 $4,102
American Family $2,168 $3,958 $4,372 $2,457
Farmers $2,209 $2,789 $2,819 $2,500
GEICO $2,372 $3,788 $5,666 $2,541
Liberty Mutual $9,723 $13,139 $18,427 $10,489
Nationwide $2,153 $2,865 $3,301 $2,557
State Farm $1,752 $2,056 $1,904 $1,904
USAA $2,066 $2,627 $3,968 $2,460

Cheapest Elizabeth, MN Car Insurance for Teen Drivers

Teen car insurance in Elizabeth, MN can be expensive. Take a look at rates from the top car insurance companies in Elizabeth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabeth, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $9,523
American Family $5,560 $8,085
Farmers $4,724 $4,712
GEICO $5,625 $7,173
Liberty Mutual $18,171 $27,432
Nationwide $4,617 $5,629
State Farm $3,062 $3,800
USAA $4,884 $5,368

Cheapest Elizabeth, MN Car Insurance for Seniors

Take a look at Elizabeth, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabeth, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,747 $2,747
American Family $1,871 $1,871
Farmers $1,658 $1,745
GEICO $2,639 $2,565
Liberty Mutual $8,983 $8,983
Nationwide $1,644 $1,748
State Farm $1,262 $1,262
USAA $1,671 $1,675

Cheapest Elizabeth, MN Car Insurance Rates After a DUI

A DUI in Elizabeth, MN increases car insurance rates. Compare Elizabeth, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabeth, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,416
American Family $4,372
Farmers $2,819
GEICO $5,666
Liberty Mutual $18,427
Nationwide $3,301
State Farm $1,904
USAA $3,968

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Cheapest Elizabeth, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabeth, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabeth, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,305 $4,305
American Family $3,201 $3,277
Farmers $2,579 $2,579
GEICO $3,546 $3,638
Liberty Mutual $12,555 $13,334
Nationwide $2,719 $2,719
State Farm $1,854 $1,954
USAA $2,744 $2,817

The Best Cheap Car Insurance Companies in Elizabeth, MN

Take a look at a side-by-side comparison of the top car insurance companies in Elizabeth, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabeth, Minnesota

Insurance Company Average Annual Rates
Allstate $4,305
American Family $3,239
Farmers $2,579
GEICO $3,592
Liberty Mutual $12,945
Nationwide $2,719
State Farm $1,904
USAA $2,780

Category Winners: Cheapest Car Insurance in Elizabeth, Minnesota

Find the cheapest car insurance companies in Elizabeth, MN for each category right here.

Best Annual Car Insurance Rates by Company in Elizabeth, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Elizabeth, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabeth car insurance rates. Find the cheapest Elizabeth, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabeth, Minnesota

Insurance Company Low Medium High
Allstate $4,249 $4,301 $4,363
American Family $3,235 $3,329 $3,154
Farmers $2,484 $2,588 $2,666
GEICO $3,497 $3,590 $3,689
Liberty Mutual $12,675 $12,952 $13,207
Nationwide $2,580 $2,737 $2,841
State Farm $1,829 $1,910 $1,972
USAA $2,703 $2,778 $2,860

What affects car insurance rates in Elizabeth, Minnesota?

What factors can have an impact on Elizabeth, MN car insurance? There are several reasons why Elizabeth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabeth, Minnesota.

Commute Time in Elizabeth

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabeth, MN is 15.7 minutes according to City-Data.

Traffic in Elizabeth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Elizabeth, MN traffic data from INRIX ranks Elizabeth as the 524th-most congested in the world.

Compare Car Insurance Quotes in Elizabeth, MN

Ready to find affordable Elizabeth, Minnesota car insurance today? Enter your ZIP code for fast, free Elizabeth, MN car insurance quotes.

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