Compare Elizabeth, PA Car Insurance Rates (2021)

Car insurance in Elizabeth, PA averages $319 a month. Elizabeth, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Elizabeth car insurance rates, compare quotes from the top car insurance companies in Elizabeth, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elizabeth, PA are $3,824/year
  • The cheapest car insurance company in Elizabeth is USAA
  • The cheapest car insurance company in Elizabeth for teen drivers is USAA

If you need to buy Elizabeth, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabeth, PA is right here.

You’ll find Elizabeth car insurance rates, the cheapest Elizabeth, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Elizabeth, Pennsylvania car insurance rates to Scranton car insurance rates, Harrisburg car insurance rates, and Erie car insurance rates.

Ready to find affordable Elizabeth, PA car insurance today? Enter your ZIP code for fast, free Elizabeth car insurance quotes.

Cheapest Elizabeth, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabeth, PA car insurance rates? Every Elizabeth, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabeth, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,365 $2,365 $2,190 $2,190 $8,088 $8,088 $2,595 $2,595
GEICO $2,272 $1,964 $2,143 $1,853 $5,782 $5,010 $2,291 $1,980
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,700 $1,700 $1,612 $1,612 $4,812 $4,812 $1,909 $1,909
Progressive $2,618 $2,618 $2,345 $2,345 $8,685 $8,685 $3,361 $3,361
State Farm $1,702 $1,702 $1,508 $1,508 $5,911 $5,911 $1,884 $1,884
Travelers $1,607 $1,607 $1,751 $1,751 $24,175 $24,175 $1,917 $1,917
USAA $1,125 $1,125 $1,018 $1,018 $3,438 $3,438 $1,493 $1,493

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Minimum Car Insurance in Elizabeth, PA

Every driver must carry the minimum car insurance in Elizabeth, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabeth, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Elizabeth, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabeth, PA. Compare credit history car insurance rates in Elizabeth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabeth, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,866 $3,635 $2,929
GEICO $4,379 $2,460 $1,897
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $2,943 $2,422 $2,160
Progressive $5,613 $3,957 $3,186
State Farm $3,919 $2,424 $1,911
Travelers $7,983 $7,245 $6,860
USAA $2,204 $1,643 $1,458

Cheapest Elizabeth, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabeth, PA to rates for a clean record with top companies.

Annual Elizabeth, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,645 $4,303 $3,645 $3,645
GEICO $2,150 $3,650 $2,876 $2,972
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $1,812 $2,426 $3,373 $2,422
Progressive $3,847 $5,357 $3,956 $3,849
State Farm $2,505 $2,997 $2,751 $2,751
Travelers $5,192 $7,433 $9,392 $7,433
USAA $1,420 $1,967 $2,100 $1,587

Cheapest Elizabeth, PA Car Insurance for Teen Drivers

Teen car insurance in Elizabeth, PA can be expensive. Take a look at rates from the top car insurance companies in Elizabeth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabeth, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,088 $8,088
GEICO $5,782 $5,010
Liberty Mutual $9,981 $9,981
Nationwide $4,812 $4,812
Progressive $8,685 $8,685
State Farm $5,911 $5,911
Travelers $24,175 $24,175
USAA $3,438 $3,438

Cheapest Elizabeth, PA Car Insurance for Seniors

Take a look at Elizabeth, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabeth, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,190
GEICO $2,143 $1,853
Liberty Mutual $3,146 $3,146
Nationwide $1,612 $1,612
Progressive $2,345 $2,345
State Farm $1,508 $1,508
Travelers $1,751 $1,751
USAA $1,018 $1,018

Cheapest Elizabeth, PA Car Insurance Rates After a DUI

A DUI in Elizabeth, PA increases car insurance rates. Compare Elizabeth, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabeth, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,645
GEICO $2,876
Liberty Mutual $5,339
Nationwide $3,373
Progressive $3,956
State Farm $2,751
Travelers $9,392
USAA $2,100

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Cheapest Elizabeth, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabeth, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabeth, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,731 $3,888
GEICO $2,865 $2,958
Liberty Mutual $5,094 $5,361
Nationwide $2,508 $2,508
Progressive $4,252 $4,252
State Farm $2,663 $2,839
Travelers $7,362 $7,362
USAA $1,718 $1,819

The Best Cheap Car Insurance Companies in Elizabeth, PA

Take a look at a side-by-side comparison of the top car insurance companies in Elizabeth, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabeth, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,810
GEICO $2,912
Liberty Mutual $5,228
Nationwide $2,508
Progressive $4,252
State Farm $2,751
Travelers $7,362
USAA $1,768

Category Winners: Cheapest Car Insurance in Elizabeth, Pennsylvania

Find the cheapest car insurance companies in Elizabeth, PA for each category right here.

Best Annual Car Insurance Rates by Company in Elizabeth, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Elizabeth, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabeth car insurance rates. Find the cheapest Elizabeth, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabeth, Pennsylvania

Insurance Company Low Medium High
Allstate $3,660 $3,831 $3,938
GEICO $2,666 $2,945 $3,125
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,529 $2,541 $2,455
Progressive $3,891 $4,294 $4,571
State Farm $2,568 $2,791 $2,895
Travelers $7,392 $7,389 $7,306
USAA $1,635 $1,787 $1,883

What affects car insurance rates in Elizabeth, Pennsylvania?

What factors can have an impact on Elizabeth, PA car insurance? There are several reasons why Elizabeth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabeth, Pennsylvania.

Commute Time in Elizabeth

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabeth, PA is 21.8 minutes according to City-Data.

Traffic in Elizabeth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Elizabeth, PA traffic data from INRIX ranks Elizabeth as the 524th-most congested in the world.

Compare Car Insurance Quotes in Elizabeth, PA

Ready to find affordable Elizabeth, Pennsylvania car insurance today? Enter your ZIP code for fast, free Elizabeth, PA car insurance quotes.

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