Compare Elizabeth, WV Car Insurance Rates (2021)

Car insurance in Elizabeth, WV averages $333 a month. Elizabeth, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elizabeth car insurance rates, compare quotes from the top car insurance companies in Elizabeth, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elizabeth, WV are $4,002/year
  • The cheapest car insurance company in Elizabeth is State Farm
  • Average car insurance rates in Elizabeth, WV after a DUI are $4,961/year

If you need to buy Elizabeth, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabeth, WV is right here.

You’ll find Elizabeth car insurance rates, the cheapest Elizabeth, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Elizabeth, West Virginia car insurance rates to Huntington car insurance rates, Charleston car insurance rates, and Weirton car insurance rates.

Ready to find affordable Elizabeth, WV car insurance today? Enter your ZIP code for fast, free Elizabeth car insurance quotes.

Cheapest Elizabeth, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabeth, WV car insurance rates? Every Elizabeth, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabeth, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,540 $2,436 $2,443 $9,613 $10,021 $3,028 $3,032
GEICO $2,964 $2,926 $2,828 $2,741 $7,181 $8,666 $2,853 $2,974
Liberty Mutual $3,795 $4,129 $3,052 $3,722 $13,998 $15,812 $3,932 $4,328
Nationwide $2,206 $2,249 $1,998 $2,107 $5,662 $7,223 $2,480 $2,668
Progressive $2,209 $2,148 $2,014 $2,024 $9,090 $10,228 $2,658 $2,753
State Farm $1,754 $1,754 $1,546 $1,546 $3,636 $4,706 $2,055 $1,646
USAA $1,791 $1,772 $1,650 $1,675 $5,803 $6,462 $2,324 $2,509

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Minimum Car Insurance in Elizabeth, WV

Every driver must carry the minimum car insurance in Elizabeth, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabeth, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elizabeth, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabeth, WV. Compare credit history car insurance rates in Elizabeth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabeth, West Virginia

Insurance Company Poor Fair Good
Allstate $5,433 $4,316 $3,690
GEICO $4,995 $4,060 $3,370
Liberty Mutual $9,444 $5,788 $4,555
Nationwide $3,789 $3,199 $2,984
Progressive $4,668 $4,025 $3,728
State Farm $3,351 $2,040 $1,601
USAA $4,446 $2,531 $2,017

Cheapest Elizabeth, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabeth, WV to rates for a clean record with top companies.

Annual Elizabeth, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,804 $4,497 $5,319 $4,299
GEICO $2,547 $4,116 $7,171 $2,734
Liberty Mutual $5,414 $6,820 $7,551 $6,598
Nationwide $2,635 $3,537 $4,165 $2,959
Progressive $3,527 $4,685 $4,207 $4,142
State Farm $2,168 $2,493 $2,331 $2,331
USAA $2,362 $2,780 $3,980 $2,872

Cheapest Elizabeth, WV Car Insurance for Teen Drivers

Teen car insurance in Elizabeth, WV can be expensive. Take a look at rates from the top car insurance companies in Elizabeth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabeth, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,613 $10,021
GEICO $7,181 $8,666
Liberty Mutual $13,998 $15,812
Nationwide $5,662 $7,223
Progressive $9,090 $10,228
State Farm $3,636 $4,706
USAA $5,803 $6,462

Cheapest Elizabeth, WV Car Insurance for Seniors

Take a look at Elizabeth, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabeth, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,436 $2,443
GEICO $2,828 $2,741
Liberty Mutual $3,052 $3,722
Nationwide $1,998 $2,107
Progressive $2,014 $2,024
State Farm $1,546 $1,546
USAA $1,650 $1,675

Cheapest Elizabeth, WV Car Insurance Rates After a DUI

A DUI in Elizabeth, WV increases car insurance rates. Compare Elizabeth, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabeth, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,319
GEICO $7,171
Liberty Mutual $7,551
Nationwide $4,165
Progressive $4,207
State Farm $2,331
USAA $3,980

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Cheapest Elizabeth, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabeth, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabeth, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,480 $4,480
GEICO $4,098 $4,186
Liberty Mutual $6,596 $6,596
Nationwide $3,324 $3,324
Progressive $4,140 $4,140
State Farm $2,269 $2,392
USAA $2,963 $3,034

The Best Cheap Car Insurance Companies in Elizabeth, WV

Take a look at a side-by-side comparison of the top car insurance companies in Elizabeth, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabeth, West Virginia

Insurance Company Average Annual Rates
Allstate $4,480
GEICO $4,142
Liberty Mutual $6,596
Nationwide $3,324
Progressive $4,141
State Farm $2,331
USAA $2,998

Category Winners: Cheapest Car Insurance in Elizabeth, West Virginia

Find the cheapest car insurance companies in Elizabeth, WV for each category right here.

Best Annual Car Insurance Rates by Company in Elizabeth, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Elizabeth, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabeth car insurance rates. Find the cheapest Elizabeth, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabeth, West Virginia

Insurance Company Low Medium High
Allstate $4,302 $4,471 $4,666
GEICO $3,940 $4,150 $4,336
Liberty Mutual $6,260 $6,580 $6,947
Nationwide $3,284 $3,306 $3,382
Progressive $3,975 $4,096 $4,350
State Farm $2,215 $2,324 $2,453
USAA $2,906 $2,993 $3,096

What affects car insurance rates in Elizabeth, West Virginia?

What factors can have an impact on Elizabeth, WV car insurance? There are several reasons why Elizabeth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabeth, West Virginia.

Commute Time in Elizabeth

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabeth, WV is 33.5 minutes according to City-Data.

Traffic in Elizabeth

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Elizabeth, WV traffic data from INRIX ranks Elizabeth as the 524th-most congested in the world.

Compare Car Insurance Quotes in Elizabeth, WV

Ready to find affordable Elizabeth, West Virginia car insurance today? Enter your ZIP code for fast, free Elizabeth, WV car insurance quotes.

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