Compare Elizabethton, TN Car Insurance Rates (2021)

Car insurance in Elizabethton, TN averages $267 a month. Elizabethton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Elizabethton car insurance rates, compare quotes from the top car insurance companies in Elizabethton, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elizabethton for teen drivers is State Farm
  • Average car insurance rates in Elizabethton, TN are $3,201/year
  • Average car insurance rates in Elizabethton, TN after a DUI are $3,744/year

If you need to buy Elizabethton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabethton, TN is right here.

You’ll find Elizabethton car insurance rates, the cheapest Elizabethton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Elizabethton, Tennessee car insurance rates to Jackson car insurance rates, Hendersonville car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Elizabethton, TN car insurance today? Enter your ZIP code for fast, free Elizabethton car insurance quotes.

Cheapest Elizabethton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabethton, TN car insurance rates? Every Elizabethton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabethton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,314 $2,176 $2,257 $9,066 $9,873 $2,562 $2,647
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,807 $1,824 $1,665 $1,665 $5,476 $5,573 $1,835 $1,892
Liberty Mutual $3,113 $129 $2,565 $2,866 $12,794 $14,218 $3,334 $3,550
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,699 $1,603 $1,385 $1,447 $7,602 $8,552 $2,048 $2,233
State Farm $1,383 $1,383 $1,249 $1,249 $4,245 $5,301 $1,562 $1,821
Travelers $1,554 $1,633 $1,427 $1,515 $4,404 $5,475 $1,649 $1,733
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

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Minimum Car Insurance in Elizabethton, TN

Every driver must carry the minimum car insurance in Elizabethton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabethton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elizabethton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabethton, TN. Compare credit history car insurance rates in Elizabethton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabethton, Tennessee

Insurance Company Poor Fair Good
Allstate $5,301 $4,071 $3,118
Farmers $3,580 $2,801 $2,649
GEICO $3,084 $2,640 $2,428
Liberty Mutual $7,622 $4,679 $3,662
Nationwide $3,653 $2,912 $2,586
Progressive $3,737 $3,220 $3,007
State Farm $3,300 $1,982 $1,540
Travelers $3,071 $2,428 $1,772
USAA $3,663 $2,143 $1,767

Cheapest Elizabethton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabethton, TN to rates for a clean record with top companies.

Annual Elizabethton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,485 $4,152 $5,027 $3,989
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $1,977 $2,646 $4,270 $1,977
Liberty Mutual $4,315 $6,221 $5,784 $4,965
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,927 $3,795 $3,116 $3,446
State Farm $2,071 $2,477 $2,274 $2,274
Travelers $1,969 $2,525 $2,785 $2,415
USAA $1,839 $2,747 $3,233 $2,278

Cheapest Elizabethton, TN Car Insurance for Teen Drivers

Teen car insurance in Elizabethton, TN can be expensive. Take a look at rates from the top car insurance companies in Elizabethton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabethton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,066 $9,873
Farmers $6,552 $6,951
GEICO $5,476 $5,573
Liberty Mutual $12,794 $14,218
Nationwide $5,364 $6,886
Progressive $7,602 $8,552
State Farm $4,245 $5,301
Travelers $4,404 $5,475
USAA $5,059 $5,809

Cheapest Elizabethton, TN Car Insurance for Seniors

Take a look at Elizabethton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabethton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,176 $2,257
Farmers $1,419 $1,562
GEICO $1,665 $1,665
Liberty Mutual $2,565 $2,866
Nationwide $1,762 $1,786
Progressive $1,385 $1,447
State Farm $1,249 $1,249
Travelers $1,427 $1,515
USAA $1,291 $1,291

Cheapest Elizabethton, TN Car Insurance Rates After a DUI

A DUI in Elizabethton, TN increases car insurance rates. Compare Elizabethton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabethton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,027
Farmers $3,263
GEICO $4,270
Liberty Mutual $5,784
Nationwide $3,945
Progressive $3,116
State Farm $2,274
Travelers $2,785
USAA $3,233

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Cheapest Elizabethton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabethton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabethton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,163 $4,163
Farmers $3,010 $3,010
GEICO $2,701 $2,734
Liberty Mutual $5,321 $5,321
Nationwide $3,050 $3,050
Progressive $3,321 $3,321
State Farm $2,220 $2,327
Travelers $2,329 $2,518
USAA $2,454 $2,595

The Best Cheap Car Insurance Companies in Elizabethton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Elizabethton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabethton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,163
Farmers $3,010
GEICO $2,717
Liberty Mutual $5,321
Nationwide $3,050
Progressive $3,321
State Farm $2,274
Travelers $2,424
USAA $2,524

Category Winners: Cheapest Car Insurance in Elizabethton, Tennessee

Find the cheapest car insurance companies in Elizabethton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Elizabethton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Elizabethton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabethton car insurance rates. Find the cheapest Elizabethton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabethton, Tennessee

Insurance Company Low Medium High
Allstate $4,018 $4,153 $4,319
Farmers $2,834 $2,994 $3,202
GEICO $2,577 $2,711 $2,863
Liberty Mutual $5,078 $5,318 $5,567
Nationwide $3,065 $2,986 $3,100
Progressive $3,123 $3,323 $3,518
State Farm $2,148 $2,284 $2,391
Travelers $2,275 $2,422 $2,573
USAA $2,450 $2,516 $2,606

What affects car insurance rates in Elizabethton, Tennessee?

What factors can have an impact on Elizabethton, TN car insurance? There are several reasons why Elizabethton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabethton, Tennessee.

Commute Time in Elizabethton

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabethton, TN is 20.2 minutes according to City-Data.

Compare Car Insurance Quotes in Elizabethton, TN

Ready to find affordable Elizabethton, Tennessee car insurance today? Enter your ZIP code for fast, free Elizabethton, TN car insurance quotes.

Free Car Insurance Comparison

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