Compare Elizabethtown, IN Car Insurance Rates (2021)

Car insurance in Elizabethtown, IN averages $264 a month. Elizabethtown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elizabethtown car insurance rates, compare quotes from the top car insurance companies in Elizabethtown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elizabethtown for teen drivers is USAA
  • The cheapest ZIP code in Elizabethtown is 47232
  • The cheapest car insurance company in Elizabethtown is USAA

If you need to buy Elizabethtown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Elizabethtown, IN is right here.

You’ll find Elizabethtown car insurance rates, the cheapest Elizabethtown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Elizabethtown, Indiana car insurance rates to Bloomington car insurance rates, Indianapolis car insurance rates, and Gary car insurance rates.

Ready to find affordable Elizabethtown, IN car insurance today? Enter your ZIP code for fast, free Elizabethtown car insurance quotes.

Cheapest Elizabethtown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elizabethtown, IN car insurance rates? Every Elizabethtown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elizabethtown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,299 $2,357 $2,019 $2,206 $7,005 $8,814 $2,337 $2,543
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,526 $1,507 $1,305 $1,464 $8,181 $8,726 $2,011 $2,175
GEICO $1,513 $1,502 $1,412 $1,458 $4,426 $4,120 $1,729 $1,528
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,450 $1,481 $1,275 $1,359 $4,191 $5,428 $1,698 $1,853
Progressive $1,621 $1,532 $1,470 $1,478 $9,611 $10,823 $2,035 $2,079
State Farm $1,407 $1,407 $1,257 $1,257 $4,326 $5,534 $1,558 $1,738
Travelers $1,189 $1,211 $1,110 $1,112 $7,283 $11,526 $1,256 $1,460
USAA $908 $895 $846 $852 $2,521 $2,818 $1,227 $1,313

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Minimum Car Insurance in Elizabethtown, IN

Every driver must carry the minimum car insurance in Elizabethtown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Elizabethtown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elizabethtown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elizabethtown, IN. Compare credit history car insurance rates in Elizabethtown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elizabethtown, Indiana

Insurance Company Poor Fair Good
Allstate $4,580 $3,412 $3,100
American Family $4,970 $3,229 $2,702
Farmers $3,922 $3,200 $2,964
GEICO $2,660 $2,211 $1,763
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,664 $2,254 $2,108
Progressive $4,223 $3,742 $3,529
State Farm $3,367 $2,008 $1,557
Travelers $3,639 $3,085 $3,082
USAA $1,918 $1,266 $1,084

Cheapest Elizabethtown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elizabethtown, IN to rates for a clean record with top companies.

Annual Elizabethtown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,955 $4,328 $3,995 $3,513
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,007 $3,510 $3,612 $3,320
GEICO $1,453 $2,286 $3,088 $2,018
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,020 $2,592 $2,487 $2,269
Progressive $2,869 $5,035 $3,426 $3,994
State Farm $2,255 $2,477 $2,255 $2,255
Travelers $2,780 $3,430 $3,884 $2,981
USAA $1,075 $1,528 $1,753 $1,334

Cheapest Elizabethtown, IN Car Insurance for Teen Drivers

Teen car insurance in Elizabethtown, IN can be expensive. Take a look at rates from the top car insurance companies in Elizabethtown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elizabethtown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,005 $8,814
American Family $6,259 $9,073
Farmers $8,181 $8,726
GEICO $4,426 $4,120
Liberty Mutual $8,383 $12,656
Nationwide $4,191 $5,428
Progressive $9,611 $10,823
State Farm $4,326 $5,534
Travelers $7,283 $11,526
USAA $2,521 $2,818

Cheapest Elizabethtown, IN Car Insurance for Seniors

Take a look at Elizabethtown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elizabethtown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,206
American Family $2,048 $2,048
Farmers $1,305 $1,464
GEICO $1,412 $1,458
Liberty Mutual $3,522 $3,522
Nationwide $1,275 $1,359
Progressive $1,470 $1,478
State Farm $1,257 $1,257
Travelers $1,110 $1,112
USAA $846 $852

Cheapest Elizabethtown, IN Car Insurance Rates After a DUI

A DUI in Elizabethtown, IN increases car insurance rates. Compare Elizabethtown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elizabethtown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,995
American Family $5,054
Farmers $3,612
GEICO $3,088
Liberty Mutual $8,085
Nationwide $2,487
Progressive $3,426
State Farm $2,255
Travelers $3,884
USAA $1,753

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Cheapest Elizabethtown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elizabethtown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elizabethtown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,698 $3,698
American Family $3,590 $3,677
Farmers $3,362 $3,362
GEICO $2,172 $2,250
Liberty Mutual $5,455 $5,752
Nationwide $2,342 $2,342
Progressive $3,831 $3,831
State Farm $2,246 $2,376
Travelers $3,269 $3,269
USAA $1,404 $1,442

Cheapest Elizabethtown, IN Car Insurance Rates by ZIP Code

Elizabethtown car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Elizabethtown, IN.

Annual Car Insurance Rates by ZIP Code in Elizabethtown, Indiana

ZIP Code Average Annual Rates
47232 $3,052
47236 $3,119

The Best Cheap Car Insurance Companies in Elizabethtown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Elizabethtown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elizabethtown, Indiana

Insurance Company Average Annual Rates
Allstate $3,698
American Family $3,634
Farmers $3,362
GEICO $2,211
Liberty Mutual $5,604
Nationwide $2,342
Progressive $3,831
State Farm $2,311
Travelers $3,269
USAA $1,423

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Category Winners: Cheapest Car Insurance in Elizabethtown, Indiana

Find the cheapest car insurance companies in Elizabethtown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Elizabethtown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Elizabethtown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elizabethtown car insurance rates. Find the cheapest Elizabethtown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elizabethtown, Indiana

Insurance Company Low Medium High
Allstate $3,533 $3,684 $3,876
American Family $3,603 $3,754 $3,544
Farmers $3,248 $3,356 $3,482
GEICO $2,077 $2,205 $2,351
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,375 $2,323 $2,327
Progressive $3,624 $3,773 $4,097
State Farm $2,202 $2,310 $2,420
Travelers $3,213 $3,298 $3,294
USAA $1,373 $1,419 $1,476

What affects car insurance rates in Elizabethtown, Indiana?

What factors can have an impact on Elizabethtown, IN car insurance? There are several reasons why Elizabethtown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elizabethtown, Indiana.

Commute Time in Elizabethtown

The more time you spend in your car the higher the risk of an accident. The average commute length in Elizabethtown, IN is 20.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Elizabethtown, IN

Ready to find affordable Elizabethtown, Indiana car insurance today? Enter your ZIP code for fast, free Elizabethtown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State