Compare Elk, CA Car Insurance Rates (2021)

Car insurance in Elk, CA averages $275 a month. Elk, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Elk car insurance rates, compare quotes from the top car insurance companies in Elk, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elk, CA are $3,297/year
  • The cheapest car insurance company in Elk is USAA
  • The cheapest car insurance company in Elk for teen drivers is USAA

If you need to buy Elk, California car insurance, the options can be confusing. Everything you need to know about car insurance in Elk, CA is right here.

You’ll find Elk car insurance rates, the cheapest Elk, CA car insurance companies, and information on California car insurance laws. You can also compare Elk, California car insurance rates to Long Beach car insurance rates, Los Angeles car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Elk, CA car insurance today? Enter your ZIP code for fast, free Elk car insurance quotes.

Cheapest Elk, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk, CA car insurance rates? Every Elk, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,167 $2,167 $1,941 $1,941 $6,949 $11,490 $2,570 $2,861
GEICO $1,764 $1,765 $1,658 $1,658 $5,386 $5,498 $2,537 $2,601
Liberty Mutual $2,186 $2,074 $2,033 $1,970 $4,808 $5,098 $2,471 $2,486
Nationwide $2,964 $2,833 $2,573 $2,431 $7,477 $8,246 $3,530 $3,504
Progressive $1,712 $1,767 $1,423 $1,707 $4,484 $5,459 $2,449 $2,643
State Farm $2,957 $2,957 $2,638 $2,638 $5,395 $6,691 $3,271 $3,373
Travelers $2,259 $2,197 $1,996 $1,972 $4,526 $5,272 $2,941 $2,883
USAA $1,735 $1,645 $1,695 $1,703 $3,931 $3,955 $2,405 $2,273

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Minimum Car Insurance in Elk, CA

Every driver must carry the minimum car insurance in Elk, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Elk, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Elk, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk, CA to rates for a clean record with top companies.

Annual Elk, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $2,960 $4,034 $5,037 $4,011
GEICO $1,999 $3,086 $3,869 $2,480
Liberty Mutual $2,510 $3,363 $3,032 $2,659
Nationwide $2,931 $3,750 $6,348 $3,750
Progressive $1,779 $2,998 $3,488 $2,556
State Farm $2,665 $3,181 $6,020 $3,095
Travelers $2,029 $3,247 $3,805 $2,942
USAA $1,609 $2,388 $3,914 $1,762

Cheapest Elk, CA Car Insurance for Teen Drivers

Teen car insurance in Elk, CA can be expensive. Take a look at rates from the top car insurance companies in Elk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $6,949 $11,490
GEICO $5,386 $5,498
Liberty Mutual $4,808 $5,098
Nationwide $7,477 $8,246
Progressive $4,484 $5,459
State Farm $5,395 $6,691
Travelers $4,526 $5,272
USAA $3,931 $3,955

Cheapest Elk, CA Car Insurance for Seniors

Take a look at Elk, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,941 $1,941
GEICO $1,658 $1,658
Liberty Mutual $2,033 $1,970
Nationwide $2,573 $2,431
Progressive $1,423 $1,707
State Farm $2,638 $2,638
Travelers $1,996 $1,972
USAA $1,695 $1,703

Cheapest Elk, CA Car Insurance Rates After a DUI

A DUI in Elk, CA increases car insurance rates. Compare Elk, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,117
Farmers $5,037
GEICO $3,869
Liberty Mutual $3,032
Nationwide $6,348
Progressive $3,488
State Farm $6,020
Travelers $3,805
USAA $3,914

Cheapest Elk, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,640 $4,381
GEICO $2,597 $3,120
Liberty Mutual $2,655 $3,127
Nationwide $3,703 $4,687
Progressive $2,457 $2,954
State Farm $3,604 $3,876
Travelers $2,704 $3,307
USAA $2,229 $2,607

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The Best Cheap Car Insurance Companies in Elk, CA

Take a look at a side-by-side comparison of the top car insurance companies in Elk, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,011
GEICO $2,858
Liberty Mutual $2,891
Nationwide $4,195
Progressive $2,705
State Farm $3,740
Travelers $3,006
USAA $2,418

Category Winners: Cheapest Car Insurance in Elk, California

Find the cheapest car insurance companies in Elk, CA for each category right here.

Best Annual Car Insurance Rates by Company in Elk, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Elk, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk car insurance rates. Find the cheapest Elk, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,775 $4,038 $4,219
GEICO $2,626 $2,885 $3,064
Liberty Mutual $2,708 $2,915 $3,049
Nationwide $3,824 $4,257 $4,503
Progressive $2,504 $2,768 $2,844
State Farm $3,409 $3,797 $4,015
Travelers $2,701 $3,069 $3,247
USAA $2,209 $2,461 $2,584

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What affects car insurance rates in Elk, California?

What factors can have an impact on Elk, CA car insurance? There are several reasons why Elk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elk, California.

Commute Time in Elk

The more time you spend in your car the higher the risk of an accident. The average commute length in Elk, CA is 45.0 minutes according to City-Data.

Compare Car Insurance Quotes in Elk, CA

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Average Monthly Car Insurance Rates by State