Compare Elk Creek, MO Car Insurance Rates (2021)

Car insurance in Elk Creek, MO averages $265 a month. Elk Creek, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elk Creek car insurance rates, compare quotes from the top car insurance companies in Elk Creek, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elk Creek for teen drivers is Nationwide
  • Average car insurance rates in Elk Creek, MO after a DUI are $3,723/year
  • The cheapest car insurance company in Elk Creek is Nationwide

If you need to buy Elk Creek, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Creek, MO is right here.

You’ll find Elk Creek car insurance rates, the cheapest Elk Creek, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Elk Creek, Missouri car insurance rates to Springfield car insurance rates, Columbia car insurance rates, and Florissant car insurance rates.

Ready to find affordable Elk Creek, MO car insurance today? Enter your ZIP code for fast, free Elk Creek car insurance quotes.

Cheapest Elk Creek, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Creek, MO car insurance rates? Every Elk Creek, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Creek, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,270 $2,262 $2,029 $2,146 $9,278 $9,596 $2,600 $2,730
GEICO $1,879 $2,112 $1,449 $1,843 $5,836 $6,232 $1,723 $1,754
Liberty Mutual $2,529 $2,744 $2,087 $2,340 $8,429 $9,361 $2,666 $2,849
Nationwide $1,393 $1,421 $1,251 $1,321 $3,555 $4,537 $1,592 $1,717
Progressive $1,911 $1,785 $1,561 $1,607 $6,090 $6,851 $2,333 $2,395
State Farm $1,512 $1,512 $1,341 $1,341 $4,231 $5,342 $1,697 $1,936
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Elk Creek, MO

Every driver must carry the minimum car insurance in Elk Creek, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Creek, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elk Creek, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elk Creek, MO. Compare credit history car insurance rates in Elk Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elk Creek, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,266 $2,998 $2,525
Farmers $4,706 $3,914 $3,722
GEICO $3,940 $2,567 $2,053
Liberty Mutual $5,929 $3,606 $2,843
Nationwide $2,473 $2,045 $1,777
Progressive $3,559 $2,936 $2,705
State Farm $3,200 $2,126 $1,766
USAA $4,567 $2,109 $1,505

Cheapest Elk Creek, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Creek, MO to rates for a clean record with top companies.

Annual Elk Creek, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,561 $4,418 $4,321 $4,155
GEICO $2,233 $2,881 $3,875 $2,424
Liberty Mutual $3,007 $4,294 $4,438 $4,764
Nationwide $1,648 $2,116 $2,826 $1,804
Progressive $2,667 $3,541 $2,947 $3,111
State Farm $2,182 $2,546 $2,364 $2,364
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Elk Creek, MO Car Insurance for Teen Drivers

Teen car insurance in Elk Creek, MO can be expensive. Take a look at rates from the top car insurance companies in Elk Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Creek, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,772 $7,525
Farmers $9,278 $9,596
GEICO $5,836 $6,232
Liberty Mutual $8,429 $9,361
Nationwide $3,555 $4,537
Progressive $6,090 $6,851
State Farm $4,231 $5,342
USAA $5,002 $6,115

Cheapest Elk Creek, MO Car Insurance for Seniors

Take a look at Elk Creek, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Creek, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,913 $1,913
Farmers $2,029 $2,146
GEICO $1,449 $1,843
Liberty Mutual $2,087 $2,340
Nationwide $1,251 $1,321
Progressive $1,561 $1,607
State Farm $1,341 $1,341
USAA $1,491 $1,518

Cheapest Elk Creek, MO Car Insurance Rates After a DUI

A DUI in Elk Creek, MO increases car insurance rates. Compare Elk Creek, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Creek, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,252
Farmers $4,321
GEICO $3,875
Liberty Mutual $4,438
Nationwide $2,826
Progressive $2,947
State Farm $2,364
USAA $3,694

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Cheapest Elk Creek, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Creek, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Creek, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,230 $3,296
Farmers $4,114 $4,114
GEICO $2,799 $2,908
Liberty Mutual $4,126 $4,126
Nationwide $2,099 $2,099
Progressive $3,067 $3,067
State Farm $2,307 $2,421
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Elk Creek, MO

Take a look at a side-by-side comparison of the top car insurance companies in Elk Creek, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Creek, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,263
Farmers $4,114
GEICO $2,853
Liberty Mutual $4,126
Nationwide $2,099
Progressive $3,067
State Farm $2,364
USAA $2,727

Category Winners: Cheapest Car Insurance in Elk Creek, Missouri

Find the cheapest car insurance companies in Elk Creek, MO for each category right here.

Best Annual Car Insurance Rates by Company in Elk Creek, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Elk Creek, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Creek car insurance rates. Find the cheapest Elk Creek, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Creek, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,174 $3,366 $3,248
Farmers $3,867 $4,076 $4,399
GEICO $2,696 $2,868 $2,996
Liberty Mutual $3,895 $4,144 $4,338
Nationwide $1,970 $2,118 $2,208
Progressive $2,769 $3,073 $3,358
State Farm $2,235 $2,371 $2,487
USAA $2,627 $2,720 $2,834

Compare Car Insurance Quotes in Elk Creek, MO

Ready to find affordable Elk Creek, Missouri car insurance today? Enter your ZIP code for fast, free Elk Creek, MO car insurance quotes.

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