Compare Elk Creek, VA Car Insurance Rates (2021)

Car insurance in Elk Creek, VA averages $186 a month. Elk Creek, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Elk Creek car insurance rates, compare quotes from the top car insurance companies in Elk Creek, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elk Creek for teen drivers is USAA
  • Average car insurance rates in Elk Creek, VA after a DUI are $2,636/year
  • Average car insurance rates in Elk Creek, VA are $2,231/year

If you need to buy Elk Creek, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Creek, VA is right here.

You’ll find Elk Creek car insurance rates, the cheapest Elk Creek, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Elk Creek, Virginia car insurance rates to Newport News car insurance rates, Suffolk car insurance rates, and Virginia Beach car insurance rates.

Ready to find affordable Elk Creek, VA car insurance today? Enter your ZIP code for fast, free Elk Creek car insurance quotes.

Cheapest Elk Creek, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Creek, VA car insurance rates? Every Elk Creek, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Creek, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,982 $1,871 $1,973 $1,973 $6,200 $7,138 $2,584 $2,589
GEICO $1,432 $1,429 $1,356 $1,356 $3,058 $4,115 $1,668 $1,649
Nationwide $1,341 $1,350 $1,192 $1,225 $3,157 $4,068 $1,476 $1,607
Progressive $1,207 $1,151 $1,087 $1,092 $5,408 $6,093 $1,462 $1,499
State Farm $1,286 $1,286 $1,155 $1,155 $3,836 $4,807 $1,453 $1,681
USAA $1,018 $1,001 $953 $955 $3,182 $3,795 $1,308 $1,433

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Minimum Car Insurance in Elk Creek, VA

Every driver must carry the minimum car insurance in Elk Creek, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Creek, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Elk Creek, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elk Creek, VA. Compare credit history car insurance rates in Elk Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elk Creek, Virginia

Insurance Company Poor Fair Good
Allstate $4,011 $3,210 $2,646
GEICO $2,231 $1,896 $1,896
Nationwide $2,283 $1,833 $1,664
Progressive $2,657 $2,312 $2,156
State Farm $2,960 $1,836 $1,451
USAA $2,281 $1,554 $1,282

Cheapest Elk Creek, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Creek, VA to rates for a clean record with top companies.

Annual Elk Creek, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,466 $3,924 $3,593 $3,173
GEICO $1,526 $1,980 $3,000 $1,526
Nationwide $1,678 $1,678 $2,451 $1,902
Progressive $2,037 $2,675 $2,422 $2,366
State Farm $1,904 $2,261 $2,082 $2,082
USAA $1,320 $1,714 $2,271 $1,518

Cheapest Elk Creek, VA Car Insurance for Teen Drivers

Teen car insurance in Elk Creek, VA can be expensive. Take a look at rates from the top car insurance companies in Elk Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Creek, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $7,138
GEICO $3,058 $4,115
Nationwide $3,157 $4,068
Progressive $5,408 $6,093
State Farm $3,836 $4,807
USAA $3,182 $3,795

Cheapest Elk Creek, VA Car Insurance for Seniors

Take a look at Elk Creek, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Creek, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,973 $1,973
GEICO $1,356 $1,356
Nationwide $1,192 $1,225
Progressive $1,087 $1,092
State Farm $1,155 $1,155
USAA $953 $955

Cheapest Elk Creek, VA Car Insurance Rates After a DUI

A DUI in Elk Creek, VA increases car insurance rates. Compare Elk Creek, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Creek, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,593
GEICO $3,000
Nationwide $2,451
Progressive $2,422
State Farm $2,082
USAA $2,271

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Cheapest Elk Creek, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Creek, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Creek, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,190 $3,388
GEICO $1,971 $2,045
Nationwide $1,927 $1,927
Progressive $2,375 $2,375
State Farm $2,033 $2,132
USAA $1,643 $1,768

The Best Cheap Car Insurance Companies in Elk Creek, VA

Take a look at a side-by-side comparison of the top car insurance companies in Elk Creek, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Creek, Virginia

Insurance Company Average Annual Rates
Allstate $3,289
GEICO $2,008
Nationwide $1,927
Progressive $2,375
State Farm $2,082
USAA $1,706

Category Winners: Cheapest Car Insurance in Elk Creek, Virginia

Find the cheapest car insurance companies in Elk Creek, VA for each category right here.

Best Annual Car Insurance Rates by Company in Elk Creek, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elk Creek, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Creek car insurance rates. Find the cheapest Elk Creek, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Creek, Virginia

Insurance Company Low Medium High
Allstate $3,193 $3,290 $3,384
GEICO $1,936 $2,006 $2,082
Nationwide $2,018 $1,908 $1,855
Progressive $2,269 $2,347 $2,509
State Farm $1,973 $2,078 $2,195
USAA $1,645 $1,709 $1,763

Compare Car Insurance Quotes in Elk Creek, VA

Ready to find affordable Elk Creek, Virginia car insurance today? Enter your ZIP code for fast, free Elk Creek, VA car insurance quotes.

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