Compare Elk Grove, CA Car Insurance Rates (2021)

Car insurance in Elk Grove, CA averages $317 a month. Elk Grove, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Elk Grove car insurance rates, compare quotes from the top car insurance companies in Elk Grove, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elk Grove, CA after a DUI are $5,356/year
  • The cheapest car insurance company in Elk Grove is GEICO
  • Average car insurance rates in Elk Grove, CA are $3,807/year

If you need to buy Elk Grove, California car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Grove, CA is right here.

You’ll find Elk Grove car insurance rates, the cheapest Elk Grove, CA car insurance companies, and information on California car insurance laws. You can also compare Elk Grove, California car insurance rates to Long Beach car insurance rates, San Francisco car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Elk Grove, CA car insurance today? Enter your ZIP code for fast, free Elk Grove car insurance quotes.

Cheapest Elk Grove, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Grove, CA car insurance rates? Every Elk Grove, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,220 $3,221 $2,337 $2,360 $8,941 $11,244 $4,118 $4,520
Farmers $2,764 $2,764 $2,495 $2,495 $8,791 $14,364 $3,273 $3,643
GEICO $1,649 $1,651 $1,552 $1,552 $5,002 $5,086 $2,366 $2,420
Liberty Mutual $2,573 $2,435 $2,387 $2,313 $5,608 $5,971 $2,901 $2,927
Nationwide $3,391 $3,238 $2,975 $2,805 $8,573 $9,492 $4,036 $3,983
Progressive $1,696 $1,744 $1,459 $1,723 $4,567 $5,489 $2,458 $2,641
State Farm $3,539 $3,539 $3,163 $3,163 $6,533 $8,115 $3,917 $4,037
Travelers $2,536 $2,454 $2,237 $2,214 $5,252 $5,981 $3,292 $3,225
USAA $1,940 $1,838 $1,893 $1,900 $4,428 $4,448 $2,681 $2,534

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Minimum Car Insurance in Elk Grove, CA

Every driver must carry the minimum car insurance in Elk Grove, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Elk Grove, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Grove, CA to rates for a clean record with top companies.

Annual Elk Grove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,003 $5,061 $7,971 $3,944
Farmers $3,755 $5,109 $6,359 $5,071
GEICO $1,861 $2,867 $3,603 $2,309
Liberty Mutual $2,942 $3,942 $3,557 $3,117
Nationwide $3,354 $4,304 $7,283 $4,304
Progressive $1,777 $3,031 $3,519 $2,561
State Farm $3,213 $3,831 $7,231 $3,728
Travelers $2,264 $3,699 $4,293 $3,339
USAA $1,799 $2,677 $4,385 $1,970

Cheapest Elk Grove, CA Car Insurance for Teen Drivers

Teen car insurance in Elk Grove, CA can be expensive. Take a look at rates from the top car insurance companies in Elk Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,941 $11,244
Farmers $8,791 $14,364
GEICO $5,002 $5,086
Liberty Mutual $5,608 $5,971
Nationwide $8,573 $9,492
Progressive $4,567 $5,489
State Farm $6,533 $8,115
Travelers $5,252 $5,981
USAA $4,428 $4,448

Cheapest Elk Grove, CA Car Insurance for Seniors

Take a look at Elk Grove, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,360
Farmers $2,495 $2,495
GEICO $1,552 $1,552
Liberty Mutual $2,387 $2,313
Nationwide $2,975 $2,805
Progressive $1,459 $1,723
State Farm $3,163 $3,163
Travelers $2,237 $2,214
USAA $1,893 $1,900

Cheapest Elk Grove, CA Car Insurance Rates After a DUI

A DUI in Elk Grove, CA increases car insurance rates. Compare Elk Grove, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Grove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,971
Farmers $6,359
GEICO $3,603
Liberty Mutual $3,557
Nationwide $7,283
Progressive $3,519
State Farm $7,231
Travelers $4,293
USAA $4,385

Cheapest Elk Grove, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Grove, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,498 $5,492
Farmers $4,603 $5,544
GEICO $2,416 $2,904
Liberty Mutual $3,110 $3,668
Nationwide $4,250 $5,373
Progressive $2,471 $2,973
State Farm $4,336 $4,665
Travelers $3,058 $3,740
USAA $2,495 $2,921

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Cheapest Elk Grove, CA Car Insurance Rates by ZIP Code

Elk Grove car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Elk Grove, CA.

Annual Car Insurance Rates by ZIP Code in Elk Grove, California

ZIP Code Average Annual Rates
95624 $5,323
95757 $5,092
95758 $5,227

The Best Cheap Car Insurance Companies in Elk Grove, CA

Take a look at a side-by-side comparison of the top car insurance companies in Elk Grove, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Grove, California

Insurance Company Average Annual Rates
Allstate $4,995
Farmers $5,074
GEICO $2,660
Liberty Mutual $3,389
Nationwide $4,812
Progressive $2,722
State Farm $4,501
Travelers $3,399
USAA $2,708

Category Winners: Cheapest Car Insurance in Elk Grove, California

Find the cheapest car insurance companies in Elk Grove, CA for each category right here.

Best Annual Car Insurance Rates by Company in Elk Grove, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Elk Grove, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Grove car insurance rates. Find the cheapest Elk Grove, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Grove, California

Insurance Company Low Medium High
Allstate $4,707 $5,041 $5,237
Farmers $4,710 $5,114 $5,397
GEICO $2,412 $2,691 $2,877
Liberty Mutual $3,165 $3,418 $3,585
Nationwide $4,285 $4,897 $5,253
Progressive $2,408 $2,809 $2,949
State Farm $4,030 $4,582 $4,889
Travelers $2,949 $3,492 $3,755
USAA $2,451 $2,761 $2,911

What affects car insurance rates in Elk Grove, California?

What factors can have an impact on Elk Grove, CA car insurance? There are several reasons why Elk Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elk Grove, California.

Car Theft in Elk Grove

High levels of vehicle theft can make car insurance more expensive. Elk Grove, CA car theft statistics from the FBI indicate 179 vehicle thefts a year.

Commute Time in Elk Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Elk Grove, CA is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Elk Grove, CA

Ready to find affordable Elk Grove, California car insurance today? Enter your ZIP code for fast, free Elk Grove, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State