Compare Elk Horn, KY Car Insurance Rates (2021)

Car insurance in Elk Horn, KY averages $363 a month. Elk Horn, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Elk Horn car insurance rates, compare quotes from the top car insurance companies in Elk Horn, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elk Horn for teen drivers is USAA
  • Average car insurance rates in Elk Horn, KY are $4,359/year
  • Average car insurance rates in Elk Horn, KY after a DUI are $5,230/year

If you need to buy Elk Horn, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Horn, KY is right here.

You’ll find Elk Horn car insurance rates, the cheapest Elk Horn, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Elk Horn, Kentucky car insurance rates to Hopkinsville car insurance rates, Florence car insurance rates, and Covington car insurance rates.

Ready to find affordable Elk Horn, KY car insurance today? Enter your ZIP code for fast, free Elk Horn car insurance quotes.

Cheapest Elk Horn, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Horn, KY car insurance rates? Every Elk Horn, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Horn, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,999 $2,963 $2,718 $2,897 $11,181 $12,538 $3,307 $3,488
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,488 $2,692 $2,153 $2,401 $9,887 $10,894 $2,571 $2,625
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $2,222 $2,117 $1,992 $2,003 $10,751 $12,170 $2,757 $2,818
State Farm $2,063 $2,063 $1,848 $1,848 $5,997 $7,552 $2,291 $2,566
Travelers $2,562 $2,610 $2,507 $2,514 $12,271 $19,672 $2,676 $3,116
USAA $1,890 $1,896 $1,703 $1,736 $5,010 $5,281 $2,389 $2,619

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Minimum Car Insurance in Elk Horn, KY

Every driver must carry the minimum car insurance in Elk Horn, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Horn, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Elk Horn, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elk Horn, KY. Compare credit history car insurance rates in Elk Horn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elk Horn, Kentucky

Insurance Company Poor Fair Good
Allstate $6,962 $4,813 $4,009
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,356 $3,929 $3,107
Nationwide $5,239 $4,104 $3,569
Progressive $5,149 $4,485 $4,178
State Farm $4,706 $2,872 $2,257
Travelers $6,692 $5,652 $5,629
USAA $4,193 $2,344 $1,909

Cheapest Elk Horn, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Horn, KY to rates for a clean record with top companies.

Annual Elk Horn, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,357 $5,691 $6,078 $4,920
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,728 $5,719 $4,448 $3,961
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $3,808 $5,636 $4,343 $4,629
State Farm $3,003 $3,553 $3,278 $3,278
Travelers $5,220 $5,373 $7,768 $5,603
USAA $2,123 $3,002 $3,584 $2,554

Cheapest Elk Horn, KY Car Insurance for Teen Drivers

Teen car insurance in Elk Horn, KY can be expensive. Take a look at rates from the top car insurance companies in Elk Horn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Horn, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,181 $12,538
GEICO $6,851 $8,131
Liberty Mutual $9,887 $10,894
Nationwide $6,819 $8,506
Progressive $10,751 $12,170
State Farm $5,997 $7,552
Travelers $12,271 $19,672
USAA $5,010 $5,281

Cheapest Elk Horn, KY Car Insurance for Seniors

Take a look at Elk Horn, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Horn, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,718 $2,897
GEICO $3,510 $3,179
Liberty Mutual $2,153 $2,401
Nationwide $2,800 $2,930
Progressive $1,992 $2,003
State Farm $1,848 $1,848
Travelers $2,507 $2,514
USAA $1,703 $1,736

Cheapest Elk Horn, KY Car Insurance Rates After a DUI

A DUI in Elk Horn, KY increases car insurance rates. Compare Elk Horn, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Horn, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,078
GEICO $6,731
Liberty Mutual $4,448
Nationwide $5,612
Progressive $4,343
State Farm $3,278
Travelers $7,768
USAA $3,584

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Cheapest Elk Horn, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Horn, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Horn, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,261 $5,261
GEICO $4,119 $4,197
Liberty Mutual $4,464 $4,464
Nationwide $4,304 $4,304
Progressive $4,604 $4,604
State Farm $3,202 $3,354
Travelers $5,991 $5,991
USAA $2,711 $2,920

The Best Cheap Car Insurance Companies in Elk Horn, KY

Take a look at a side-by-side comparison of the top car insurance companies in Elk Horn, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Horn, Kentucky

Insurance Company Average Annual Rates
Allstate $5,261
GEICO $4,158
Liberty Mutual $4,464
Nationwide $4,304
Progressive $4,604
State Farm $3,278
Travelers $5,991
USAA $2,816

Category Winners: Cheapest Car Insurance in Elk Horn, Kentucky

Find the cheapest car insurance companies in Elk Horn, KY for each category right here.

Best Annual Car Insurance Rates by Company in Elk Horn, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Elk Horn, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Horn car insurance rates. Find the cheapest Elk Horn, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Horn, Kentucky

Insurance Company Low Medium High
Allstate $4,868 $5,239 $5,676
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,213 $4,429 $4,749
Nationwide $4,380 $4,252 $4,281
Progressive $4,243 $4,542 $5,026
State Farm $3,075 $3,264 $3,495
Travelers $5,711 $6,020 $6,242
USAA $2,690 $2,809 $2,948

Compare Car Insurance Quotes in Elk Horn, KY

Ready to find affordable Elk Horn, Kentucky car insurance today? Enter your ZIP code for fast, free Elk Horn, KY car insurance quotes.

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