Compare Elk Mound, WI Car Insurance Rates (2021)

Car insurance in Elk Mound, WI averages $245 a month. Elk Mound, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elk Mound car insurance rates, compare quotes from the top car insurance companies in Elk Mound, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Elk Mound, WI are $2,935/year
  • Average car insurance rates in Elk Mound, WI after a DUI are $3,264/year
  • The cheapest car insurance company in Elk Mound is American Family

If you need to buy Elk Mound, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Mound, WI is right here.

You’ll find Elk Mound car insurance rates, the cheapest Elk Mound, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Elk Mound, Wisconsin car insurance rates to Madison car insurance rates, Appleton car insurance rates, and Janesville car insurance rates.

Ready to find affordable Elk Mound, WI car insurance today? Enter your ZIP code for fast, free Elk Mound car insurance quotes.

Cheapest Elk Mound, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Mound, WI car insurance rates? Every Elk Mound, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Mound, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,092 $2,204 $1,934 $2,137 $6,727 $8,632 $2,124 $2,304
American Family $1,028 $1,076 $968 $976 $3,045 $3,366 $1,221 $1,303
Farmers $1,823 $1,825 $1,618 $1,713 $8,557 $8,861 $2,069 $2,169
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $1,739 $1,900 $1,406 $1,600 $5,758 $6,462 $1,849 $2,006
Nationwide $4,001 $4,226 $3,295 $3,483 $7,941 $12,115 $4,852 $5,819
Progressive $1,529 $1,455 $1,253 $1,306 $5,842 $6,588 $1,836 $1,994
State Farm $1,367 $1,367 $1,208 $1,208 $3,800 $4,815 $1,539 $1,751
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

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Minimum Car Insurance in Elk Mound, WI

Every driver must carry the minimum car insurance in Elk Mound, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Mound, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elk Mound, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elk Mound, WI. Compare credit history car insurance rates in Elk Mound from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elk Mound, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,617 $3,180 $2,760
American Family $2,171 $1,432 $1,265
Farmers $4,052 $3,418 $3,268
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,099 $2,472 $1,949
Nationwide $6,427 $5,361 $5,361
Progressive $3,099 $2,631 $2,446
State Farm $3,180 $1,826 $1,390
USAA $3,174 $1,663 $1,325

Cheapest Elk Mound, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Mound, WI to rates for a clean record with top companies.

Annual Elk Mound, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,880 $3,949 $3,688 $3,559
American Family $1,552 $1,647 $1,647 $1,647
Farmers $3,121 $3,937 $3,728 $3,532
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,175 $3,082 $3,203 $2,900
Nationwide $4,832 $5,590 $6,852 $5,590
Progressive $2,495 $3,023 $2,590 $2,792
State Farm $1,967 $2,297 $2,132 $2,132
USAA $1,613 $2,024 $2,739 $1,838

Cheapest Elk Mound, WI Car Insurance for Teen Drivers

Teen car insurance in Elk Mound, WI can be expensive. Take a look at rates from the top car insurance companies in Elk Mound for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Mound, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,727 $8,632
American Family $3,045 $3,366
Farmers $8,557 $8,861
GEICO $4,471 $4,822
Liberty Mutual $5,758 $6,462
Nationwide $7,941 $12,115
Progressive $5,842 $6,588
State Farm $3,800 $4,815
USAA $3,424 $3,987

Cheapest Elk Mound, WI Car Insurance for Seniors

Take a look at Elk Mound, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Mound, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,137
American Family $968 $976
Farmers $1,618 $1,713
GEICO $1,403 $1,579
Liberty Mutual $1,406 $1,600
Nationwide $3,295 $3,483
Progressive $1,253 $1,306
State Farm $1,208 $1,208
USAA $1,238 $1,268

Cheapest Elk Mound, WI Car Insurance Rates After a DUI

A DUI in Elk Mound, WI increases car insurance rates. Compare Elk Mound, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Mound, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,688
American Family $1,647
Farmers $3,728
GEICO $2,797
Liberty Mutual $3,203
Nationwide $6,852
Progressive $2,590
State Farm $2,132
USAA $2,739

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Cheapest Elk Mound, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Mound, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Mound, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,435 $3,603
American Family $1,595 $1,651
Farmers $3,579 $3,579
GEICO $2,176 $2,273
Liberty Mutual $2,840 $2,840
Nationwide $5,716 $5,716
Progressive $2,725 $2,725
State Farm $2,079 $2,184
USAA $2,027 $2,081

The Best Cheap Car Insurance Companies in Elk Mound, WI

Take a look at a side-by-side comparison of the top car insurance companies in Elk Mound, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Mound, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,519
American Family $1,623
Farmers $3,579
GEICO $2,225
Liberty Mutual $2,840
Nationwide $5,716
Progressive $2,725
State Farm $2,132
USAA $2,054

Category Winners: Cheapest Car Insurance in Elk Mound, Wisconsin

Find the cheapest car insurance companies in Elk Mound, WI for each category right here.

Best Annual Car Insurance Rates by Company in Elk Mound, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Elk Mound, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Mound car insurance rates. Find the cheapest Elk Mound, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Mound, Wisconsin

Insurance Company Low Medium High
Allstate $3,359 $3,510 $3,688
American Family $1,604 $1,638 $1,627
Farmers $3,305 $3,549 $3,884
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,623 $2,865 $3,032
Nationwide $5,566 $5,714 $5,869
Progressive $2,565 $2,747 $2,864
State Farm $2,019 $2,138 $2,239
USAA $1,983 $2,055 $2,123

What affects car insurance rates in Elk Mound, Wisconsin?

What factors can have an impact on Elk Mound, WI car insurance? There are several reasons why Elk Mound car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elk Mound, Wisconsin.

Car Theft in Elk Mound

High levels of vehicle theft can make car insurance more expensive. Elk Mound, WI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Elk Mound

The more time you spend in your car the higher the risk of an accident. The average commute length in Elk Mound, WI is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Elk Mound, WI

Ready to find affordable Elk Mound, Wisconsin car insurance today? Enter your ZIP code for fast, free Elk Mound, WI car insurance quotes.

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