Compare Elk Run Heights, IA Car Insurance Rates (2021)

Car insurance in Elk Run Heights, IA averages $239 a month. Elk Run Heights, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Elk Run Heights car insurance rates, compare quotes from the top car insurance companies in Elk Run Heights, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elk Run Heights is USAA
  • Average car insurance rates in Elk Run Heights, IA after a DUI are $3,452/year
  • Average car insurance rates in Elk Run Heights, IA are $2,862/year

If you need to buy Elk Run Heights, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Elk Run Heights, IA is right here.

You’ll find Elk Run Heights car insurance rates, the cheapest Elk Run Heights, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Elk Run Heights, Iowa car insurance rates to Iowa City car insurance rates, Council Bluffs car insurance rates, and Ames car insurance rates.

Ready to find affordable Elk Run Heights, IA car insurance today? Enter your ZIP code for fast, free Elk Run Heights car insurance quotes.

Cheapest Elk Run Heights, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elk Run Heights, IA car insurance rates? Every Elk Run Heights, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elk Run Heights, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,875 $1,795 $1,671 $1,700 $5,498 $6,204 $2,033 $2,088
American Family $1,767 $1,767 $1,588 $1,588 $4,841 $6,713 $1,767 $2,119
Farmers $1,449 $1,478 $1,297 $1,423 $4,444 $4,747 $1,967 $2,095
GEICO $2,101 $1,886 $1,928 $1,782 $4,954 $4,599 $1,950 $1,786
Liberty Mutual $1,820 $1,968 $1,617 $1,962 $9,375 $10,542 $2,061 $2,265
Nationwide $1,741 $1,778 $1,556 $1,650 $4,172 $5,353 $1,990 $2,154
Progressive $1,744 $1,666 $1,442 $1,497 $4,507 $5,077 $2,099 $2,274
State Farm $1,465 $1,465 $1,316 $1,316 $4,408 $5,534 $1,657 $1,914
Travelers $2,044 $2,082 $2,010 $2,011 $9,412 $15,034 $2,137 $2,481
USAA $1,284 $1,296 $1,179 $1,198 $3,531 $3,742 $1,541 $1,701

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Minimum Car Insurance in Elk Run Heights, IA

Every driver must carry the minimum car insurance in Elk Run Heights, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Elk Run Heights, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Elk Run Heights, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elk Run Heights, IA. Compare credit history car insurance rates in Elk Run Heights from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elk Run Heights, Iowa

Insurance Company Poor Fair Good
Allstate $3,415 $2,715 $2,443
American Family $3,527 $2,591 $2,189
Farmers $2,709 $2,249 $2,129
GEICO $3,156 $2,623 $2,091
Liberty Mutual $5,610 $3,496 $2,748
Nationwide $3,084 $2,436 $2,129
Progressive $2,979 $2,428 $2,208
State Farm $3,396 $2,100 $1,656
Travelers $5,217 $4,471 $4,266
USAA $2,541 $1,747 $1,514

Cheapest Elk Run Heights, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elk Run Heights, IA to rates for a clean record with top companies.

Annual Elk Run Heights, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,422 $2,942 $3,354 $2,714
American Family $1,998 $2,937 $3,795 $2,346
Farmers $2,014 $2,496 $2,536 $2,404
GEICO $1,937 $2,778 $3,701 $2,079
Liberty Mutual $3,407 $4,235 $4,295 $3,867
Nationwide $1,860 $2,650 $3,591 $2,096
Progressive $2,033 $3,368 $2,208 $2,544
State Farm $2,178 $2,591 $2,384 $2,384
Travelers $3,378 $4,529 $6,070 $4,629
USAA $1,474 $1,984 $2,583 $1,694

Cheapest Elk Run Heights, IA Car Insurance for Teen Drivers

Teen car insurance in Elk Run Heights, IA can be expensive. Take a look at rates from the top car insurance companies in Elk Run Heights for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elk Run Heights, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,498 $6,204
American Family $4,841 $6,713
Farmers $4,444 $4,747
GEICO $4,954 $4,599
Liberty Mutual $9,375 $10,542
Nationwide $4,172 $5,353
Progressive $4,507 $5,077
State Farm $4,408 $5,534
Travelers $9,412 $15,034
USAA $3,531 $3,742

Cheapest Elk Run Heights, IA Car Insurance for Seniors

Take a look at Elk Run Heights, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elk Run Heights, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,671 $1,700
American Family $1,588 $1,588
Farmers $1,297 $1,423
GEICO $1,928 $1,782
Liberty Mutual $1,617 $1,962
Nationwide $1,556 $1,650
Progressive $1,442 $1,497
State Farm $1,316 $1,316
Travelers $2,010 $2,011
USAA $1,179 $1,198

Cheapest Elk Run Heights, IA Car Insurance Rates After a DUI

A DUI in Elk Run Heights, IA increases car insurance rates. Compare Elk Run Heights, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elk Run Heights, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,354
American Family $3,795
Farmers $2,536
GEICO $3,701
Liberty Mutual $4,295
Nationwide $3,591
Progressive $2,208
State Farm $2,384
Travelers $6,070
USAA $2,583

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Cheapest Elk Run Heights, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elk Run Heights, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elk Run Heights, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,790 $2,926
American Family $2,737 $2,801
Farmers $2,362 $2,362
GEICO $2,578 $2,669
Liberty Mutual $3,951 $3,951
Nationwide $2,549 $2,549
Progressive $2,538 $2,538
State Farm $2,327 $2,442
Travelers $4,651 $4,651
USAA $1,863 $2,005

The Best Cheap Car Insurance Companies in Elk Run Heights, IA

Take a look at a side-by-side comparison of the top car insurance companies in Elk Run Heights, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elk Run Heights, Iowa

Insurance Company Average Annual Rates
Allstate $2,858
American Family $2,769
Farmers $2,362
GEICO $2,623
Liberty Mutual $3,951
Nationwide $2,549
Progressive $2,538
State Farm $2,384
Travelers $4,651
USAA $1,934

Category Winners: Cheapest Car Insurance in Elk Run Heights, Iowa

Find the cheapest car insurance companies in Elk Run Heights, IA for each category right here.

Best Annual Car Insurance Rates by Company in Elk Run Heights, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Elk Run Heights, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elk Run Heights car insurance rates. Find the cheapest Elk Run Heights, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elk Run Heights, Iowa

Insurance Company Low Medium High
Allstate $2,739 $2,862 $2,973
American Family $2,758 $2,924 $2,625
Farmers $2,255 $2,370 $2,462
GEICO $2,460 $2,625 $2,786
Liberty Mutual $3,781 $3,944 $4,128
Nationwide $2,640 $2,546 $2,462
Progressive $2,390 $2,550 $2,674
State Farm $2,245 $2,402 $2,506
Travelers $4,355 $4,723 $4,876
USAA $1,838 $1,940 $2,024

What affects car insurance rates in Elk Run Heights, Iowa?

What factors can have an impact on Elk Run Heights, IA car insurance? There are several reasons why Elk Run Heights car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Elk Run Heights, Iowa.

Commute Time in Elk Run Heights

The more time you spend in your car the higher the risk of an accident. The average commute length in Elk Run Heights, IA is 17.9 minutes according to City-Data.

Compare Car Insurance Quotes in Elk Run Heights, IA

Ready to find affordable Elk Run Heights, Iowa car insurance today? Enter your ZIP code for fast, free Elk Run Heights, IA car insurance quotes.

Free Car Insurance Comparison

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