Compare Elka Park, NY Car Insurance Rates (2021)

Car insurance in Elka Park, NY averages $329 a month. Elka Park, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Elka Park car insurance rates, compare quotes from the top car insurance companies in Elka Park, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Elka Park is GEICO
  • Average car insurance rates in Elka Park, NY are $3,945/year
  • The cheapest car insurance company in Elka Park for teen drivers is GEICO

If you need to buy Elka Park, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Elka Park, NY is right here.

You’ll find Elka Park car insurance rates, the cheapest Elka Park, NY car insurance companies, and information on New York car insurance laws. You can also compare Elka Park, New York car insurance rates to Albany car insurance rates, Syracuse car insurance rates, and Utica car insurance rates.

Ready to find affordable Elka Park, NY car insurance today? Enter your ZIP code for fast, free Elka Park car insurance quotes.

Cheapest Elka Park, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Elka Park, NY car insurance rates? Every Elka Park, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Elka Park, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,262 $3,105 $3,084 $3,168 $10,160 $10,996 $3,264 $3,327
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,433 $2,433 $2,295 $2,295 $4,336 $6,474 $2,433 $3,109
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,929 $2,929 $2,555 $2,555 $8,700 $11,209 $3,225 $3,414
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Elka Park, NY

Every driver must carry the minimum car insurance in Elka Park, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Elka Park, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Elka Park, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Elka Park, NY. Compare credit history car insurance rates in Elka Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Elka Park, New York

Insurance Company Poor Fair Good
Allstate $7,247 $4,236 $3,654
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,226 $3,226 $3,226
Progressive $5,368 $2,747 $2,003
State Farm $6,625 $4,151 $3,292
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

Cheapest Elka Park, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Elka Park, NY to rates for a clean record with top companies.

Annual Elka Park, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,218 $4,218 $6,331 $5,416
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,459 $2,459 $5,473 $2,515
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,464 $4,464 $4,914 $4,914
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Elka Park, NY Car Insurance for Teen Drivers

Teen car insurance in Elka Park, NY can be expensive. Take a look at rates from the top car insurance companies in Elka Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Elka Park, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,160 $10,996
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,336 $6,474
Progressive $6,883 $7,641
State Farm $8,700 $11,209
Travelers $6,354 $7,501
USAA $6,993 $8,362

Cheapest Elka Park, NY Car Insurance for Seniors

Take a look at Elka Park, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Elka Park, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,084 $3,168
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,295 $2,295
Progressive $1,641 $1,668
State Farm $2,555 $2,555
Travelers $2,542 $2,726
USAA $1,576 $1,583

Cheapest Elka Park, NY Car Insurance Rates After a DUI

A DUI in Elka Park, NY increases car insurance rates. Compare Elka Park, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Elka Park, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,331
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,473
Progressive $3,630
State Farm $4,914
Travelers $4,166
USAA $4,343

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Cheapest Elka Park, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Elka Park, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Elka Park, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,975 $5,116
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,226 $3,226
Progressive $3,373 $3,373
State Farm $4,525 $4,854
Travelers $3,856 $3,856
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Elka Park, NY

Take a look at a side-by-side comparison of the top car insurance companies in Elka Park, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Elka Park, New York

Insurance Company Average Annual Rates
Allstate $5,046
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,226
Progressive $3,373
State Farm $4,689
Travelers $3,856
USAA $3,339

Category Winners: Cheapest Car Insurance in Elka Park, New York

Find the cheapest car insurance companies in Elka Park, NY for each category right here.

Best Annual Car Insurance Rates by Company in Elka Park, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Elka Park, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Elka Park car insurance rates. Find the cheapest Elka Park, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Elka Park, New York

Insurance Company Low Medium High
Allstate $4,671 $5,022 $5,444
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,031 $3,200 $3,448
Progressive $3,192 $3,352 $3,574
State Farm $4,457 $4,717 $4,895
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Elka Park, NY

Ready to find affordable Elka Park, New York car insurance today? Enter your ZIP code for fast, free Elka Park, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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